310-773-9514

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What Company Is Calling Me From 310-773-9514? Are They A Scam And Why Are They Calling Me?

The phone number 310-773-9514 is associated with companies like Nextiva Inc and Nexaros, mostly making mortgage-related calls. Some users have reported suspicious behavior, such as callers hanging up when asked for company details or leaving voicemails that sound like scams. It is unclear if these calls are from untrustworthy telemarketers, but it is crucial to be cautious when receiving calls from this number.

To protect yourself, first identify if the call is from a debt collector. If so, follow the guidelines of the Fair Debt Collection Practices Act (FDCPA). If you suspect the call is a scam, block the number and send a cease and desist letter. If the debt is legitimate, consider negotiating a settlement or payment plan and seek credit counseling or legal assistance. Additionally, if you believe the debt is inaccurate, validate the debt and dispute any inaccuracies to have it removed from your credit report.

How Can I Block Or Stop Calls From 310-773-9514?

If you’re receiving unwanted calls from 310-773-9514, it’s essential to identify the caller and take the necessary steps to block and stop these calls. Firstly, let the calls go to voicemail and avoid answering directly. This will help you determine if the call is from a debt collector. If it is, contact your phone carrier to block the number or use call blocking apps to prevent future calls.

Next, send a cease and desist letter to request no further contact. You may also seek assistance from a non-profit credit counselor or consumer protection attorney. Keep detailed records of all calls and refer to the Fair Debt Collection Practices Act (FDCPA) to ensure your rights are protected.

Remember that blocking calls will not eliminate any legitimate debts you may owe. If the debt is valid, work towards negotiating a settlement or payment plan, and consult with professionals to ensure you’re taking the appropriate steps to resolve the situation.

Is 310-773-9514 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The phone number 310-773-9514 is linked to Nextiva Inc and Nexaros, and users have reported potential scam calls related to mortgages. If you receive a call from this number, determine if it’s a debt collector and know your rights under the Fair Debt Collection Practices Act (FDCPA). To protect yourself, document all call details and report any violations to the Consumer Financial Protection Bureau. Consult with a consumer protection attorney or contact your state Attorney General’s office if you believe the calls are in violation of the FDCPA.

To prevent further harassment, block the number, send a cease and desist letter, and only engage with legitimate debt collectors who follow FDCPA guidelines. If the debt is valid, negotiate a settlement or payment plan, or seek credit counseling and legal assistance. If the debt is inaccurate or removed from your credit report, dispute any inaccuracies and validate the debt to ensure proper resolution.

If 310-773-9514 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

First, if 310-773-9514 is a debt collector, you need to validate the debt. To do this, send a debt validation letter to the collector via mail. Ensure you verify all the information and dispute any inaccuracies. Once the debt is validated, consider negotiating a settlement or payment plan in writing, keeping in mind your rights under the Fair Debt Collection Practices Act (FDCPA).

It is crucial to maintain detailed records of all communication with the debt collector and seek guidance from credit counseling agencies or attorneys for resolving debt issues. If you suspect the calls are from untrustworthy telemarketers, block the number and send a cease and desist letter. By adhering to the FDCPA and staying informed about your rights, you can effectively handle debt collectors and protect yourself from potential scams.

Can 310-773-9514 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If the debt is legitimate, a debt collector can sue you to recover the amount owed, potentially leading to wage or bank account garnishment. To avoid legal action, consider the following steps: negotiate affordable payments, assert inability to pay, seek credit counselor guidance, hire an attorney, or consider bankruptcy. Document all communication and efforts to address the debt. Carefully consider any settlement terms and affordability before agreeing to them. Seek assistance to understand your options and rights.

Ultimately, if you believe the calls are from a scammer, identify if it is a debt collector, block the number, and send a cease and desist letter. Adhere to the Fair Debt Collection Practices Act (FDCPA) and document all calls. If the debt is legitimate, follow the steps mentioned above to avoid legal consequences and protect your finances.

If 310-773-9514 Is A Collection Company, How Can I Remove It From My Credit Report?

First, determine if 310-773-9514 is a debt collector by requesting written confirmation and reviewing it for accuracy. If the debt is incorrect, dispute it and demand removal. If the debt is valid, consider negotiating a pay-for-delete agreement, offering a partial settlement, hiring a credit repair service, waiting for the 7-year limit, filing a complaint, or consulting a consumer law attorney. To remove the collection from your credit report, focus on validating the debt first. Keep detailed records of your efforts and maintain compliance with the Fair Debt Collection Practices Act (FDCPA). In case of suspicious behavior or potential scam calls, block the number and send a cease and desist letter. Your main goal should be to verify the debt’s legitimacy and take appropriate actions accordingly.

What Feedback And Comments Do People Leave About 310-773-9514?

People who receive calls from 310-773-9514 often leave feedback and comments about the unknown caller. The majority of these comments express annoyance at the frequent telemarketing calls they receive from a company called Nexiva Inc or Nexaros. Some users have chosen to block the number and maintain a log of their frequent callers. In general, users find these calls to be bothersome and recommend taking necessary precautions when receiving calls from unknown numbers to avoid potential scams or unwanted calls.

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