323-438-9183

You must check your credit report

Go to CreditSesame.com and pull your 3-bureau report FOR FREE

What Company Is Calling Me From 323-438-9183? Are They A Scam And Why Are They Calling Me?

The phone number 323-438-9183 is linked to Moj, a social media platform owned by Sharechat. The call is likely for promoting the app and encouraging downloads. Although it’s crucial to be cautious with unknown numbers, Moj is not considered a scam. If you’re not interested in the app, simply ignore the call or inform the caller of your disinterest.

In conclusion, if you’re uncertain about the legitimacy of the call or if it’s a debt collector, follow the necessary steps to validate the debt and protect your rights. Consult a non-profit credit counselor, consumer protection attorney, or state attorney general’s office for assistance. If the call violates the FDCPA, seek help from the Consumer Financial Protection Bureau. To remove Moj from your credit report, validate the debt and negotiate a pay-for-delete agreement. However, due to the lack of context, it’s challenging to provide specific feedback or comments about 323-438-9183.

How Can I Block Or Stop Calls From 323-438-9183?

First, determine if the number belongs to a debt collector or Moj, a social media app. If it’s a debt collector, block the number by contacting your phone carrier or using call blocking apps. You can also set contacts not in your address book to go straight to voicemail.

If the number is from Moj, you can choose to ignore the call or inform the caller that you’re not interested. Moj is not a scam, so be cautious but not overly concerned.

If the call seems to violate the FDCPA, reach out to a non-profit credit counselor, consumer protection attorney, or state attorney general’s office. To remove Moj from your credit report, validate the debt and negotiate a pay-for-delete agreement. The Consumer Financial Protection Bureau can also help if needed.

Regardless of the situation, always maintain detailed records of all calls to show a pattern of harassment if considering legal action. Blocking calls won’t eliminate any legitimate debts, but taking proactive steps can stop harassment and address outstanding debts.

Is 323-438-9183 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

First, it’s important to understand that 323-438-9183 is associated with Moj, a social media app by ShareChat. If you receive a call from this number, it’s likely promoting the app and encouraging downloads. While it’s always wise to be cautious with unknown numbers, Moj is not considered a scam. If you’re not interested in the app, simply ignore the call or inform the caller of your disinterest.

If you suspect the call is from a debt collector, follow these steps to protect your rights:

1. Document the date, time, frequency, phone number, and details of all calls.
2. Track if they call outside allowed hours of 8 am – 9 pm in your time zone.
3. Note any abusive, threatening, or obscene language used on calls.
4. Revoke any prior consent given to call outside normal hours in writing.
5. Formally request they cease contact at your workplace if prohibited by your employer.
6. Send a cease and desist letter via certified mail demanding no further contact by phone.
7. Consult with a consumer protection attorney regarding your specific rights and options, which may include suing for damages.
8. Contact your state Attorney General’s office for guidance if you believe FDCPA violations have occurred.
9. Ask an experienced credit counselor how to address the debt without incurring further collection calls.

If the call is violating the FDCPA, consult a non-profit credit counselor, consumer protection attorney, or state attorney general’s office for assistance. To remove Moj from your credit report, validate the debt and negotiate a pay-for-delete agreement. Seek assistance from the Consumer Financial Protection Bureau if needed.

If 323-438-9183 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

To begin validating the debt associated with the number 323-438-9183, first confirm if it is indeed a debt collector. If it is, follow these steps:

1. Request written validation of the debt by sending a debt validation letter to the collector. They are legally required to provide this under the Fair Debt Collection Practices Act (FDCPA).
2. Carefully review the validation for accuracy. Verify your personal details, the creditor name, account number, and amount owed.
3. Dispute any incorrect or unrecognized information in writing and request removal from your credit report.

Once the debt is validated, consider the following options:

1. Negotiate a reasonable lump-sum settlement or payment installment plan in writing before sending any payment.
2. Offer partial payment of 30-50% of the balance if affordable. Request deletion from your credit report in exchange.
3. Formally assert your rights under the FDCPA if the collector violates regulations during collection.
4. Consult a non-profit credit counseling agency for guidance negotiating debt resolution.
5. Contact an attorney to understand if bankruptcy or legal action against the collector are viable options.
6. Keep detailed records of all correspondence and calls for potential complaints.
7. Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines.

Remember, never ignore a potential debt collector. Confirm if the debt is valid and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 323-438-9183 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 323-438-9183 is a debt collector, they have the legal right to sue you for the outstanding debt and potentially garnish your wages. To avoid legal action, try negotiating a payment plan or cease contact with the collector. You can also seek help from a non-profit credit counselor or consumer law attorney. Be cautious when settling the debt, ensuring the terms are realistic and affordable. Remember, you have rights under the FDCPA and state laws, so understanding your options and protections is crucial.

If 323-438-9183 Is A Collection Company, How Can I Remove It From My Credit Report?

If you suspect that 323-438-9183 is a debt collection company, follow these steps to potentially remove it from your credit report. First, ensure the debt is legitimate by requesting written confirmation from the collector. Review the validation carefully to make sure your personal details and the debt information are accurate. If any information is incorrect, send a written dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act.

If the debt is valid, consider these active steps to potentially remove it: negotiate a pay-for-delete agreement in writing to settle the debt in exchange for removal, offer a good faith partial settlement payment and request deletion as a gesture of goodwill, hire a credit repair service to formally dispute the debt on your behalf, wait out the 7-year credit reporting time limit for the collection to automatically fall off your report, file a complaint with the Consumer Financial Protection Bureau if the collector violates laws and refuses to remove inaccurate information, consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages, and keep detailed written records showing your efforts to resolve the disputed collection account.

Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation. But focus first on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 323-438-9183?

Insufficient context is provided to accurately answer the question about feedback and comments left about 323-438-9183. No relevant documentation or references are included to assess any comments or feedback related to the phone number. To provide a detailed, granular, and precise list of quotes, comments, and feedback, access to contextual sources containing people’s comments specifically about this phone number would be required. Without access to such resources, a full and accurate response cannot be given. Additional context and documentation related to the phone number and any feedback left about it would be needed to properly address the user’s inquiry.

You must check your credit report

Go to CreditSesame.com and pull your 3-bureau report FOR FREE