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What Company Is Calling Me From 607-319-8952? Are They A Scam And Why Are They Calling Me?

The phone number 607-319-8952 is operated by Time Warner Cable Info Svce (New York) LLC-NY and is located in Ithaca, NY. Some users have reported receiving unsolicited calls from this number, classifying it as a telemarketing call or scam. Always be cautious when receiving calls from unknown numbers and prioritize your safety and privacy. To ensure safety, exercise caution when receiving calls from this number, and report any suspicious activity to the National Do Not Call List or the Federal Trade Commission.

How Can I Block Or Stop Calls From 607-319-8952?

To block or stop calls from 607-319-8952, first determine if the call is from a debt collector. Let unknown calls go to voicemail and avoid engaging with potential collectors. If you identify the call as a debt collector, contact your phone carrier to permanently block the number or use call blocking apps like Nomorobo or Hiya.

Next, set contacts not in your address book to go straight to voicemail or be blocked on your smartphone. If the calls continue, send a cease and desist letter via certified mail, demanding that the collector stops calling. Include any state-specific regulations in your letter.

Keep detailed records of all calls to show a pattern of harassment if considering legal action. Address any underlying debt by consulting a non-profit credit counselor to negotiate a resolution. If the collector violates regulations, speak to a consumer protection attorney regarding your rights and potential lawsuits.

Remember that blocking calls will not eliminate any legitimate debts owed, but taking proactive steps can stop harassment while addressing any outstanding debts.

Is 607-319-8952 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The Fair Debt Collection Practices Act (FDCPA) is a federal law that safeguards consumers from unfair, deceptive, or abusive debt collection practices. If you are receiving calls from the number 607-319-8952, it is crucial to comprehend your rights under this act.

To document any potential FDCPA violations, note down the date, time, frequency, phone number, and details of all calls. Keep track if they call outside the allowed hours of 8 am – 9 pm in your time zone, if they repeatedly call over a short period, or if they use abusive, threatening, or obscene language during the conversation.

Asserting your rights is vital to prevent further harassment. In writing, revoke any prior consent given to call outside normal hours. Formally request they cease contact at your workplace if prohibited by your employer. Send a cease and desist letter via certified mail demanding no further contact by phone. You can also verbally request they stop calling during any conversation.

If you believe FDCPA violations have occurred, report them to the Consumer Financial Protection Bureau to open an investigation. Consult with a consumer protection attorney regarding your specific rights and options, which may include suing for damages. Contact your state Attorney General’s office for guidance on the matter. You can also ask an experienced credit counselor how to address the debt without incurring further collection calls.

Adhering to the FDCPA is required for any collector contacting you. Keep detailed records and assert your rights to prevent further harassment from debt collectors.

If 607-319-8952 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 607-319-8952 and suspect it to be from a debt collector, the first step is to validate the debt. To do this, formally request written validation of the debt by mailing a debt validation letter to the collector. They are legally required to provide this under the Fair Debt Collection Practices Act (FDCPA).

Once you have received the validation, carefully review the information provided. Verify your personal details, the creditor’s name, account number, and amount owed. Dispute any incorrect or unrecognized information in writing and request removal from your credit report.

When the debt is validated, consider the following options: negotiate a reasonable lump-sum settlement or payment installment plan in writing before sending any payment. Offer partial payment of 30-50% of the balance if affordable, and request deletion from your credit report in exchange. Formally assert your rights under the FDCPA if the collector violates regulations during collection. Consult a non-profit credit counseling agency for guidance negotiating debt resolution. Contact an attorney to understand if bankruptcy or legal action against the collector are viable options.

Keep detailed records of all correspondence and calls for potential complaints. Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines. The key is never ignoring a potential debt collector. Confirm if the debt is valid and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 607-319-8952 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 607-319-8952 is a debt collector, they have the legal right to sue you and garnish your wages or bank accounts if they obtain a court judgment. To avoid such action, consider the following steps:

1. Negotiate an affordable lump-sum or installment payment plan in writing to demonstrate good faith efforts to pay.
2. Assert your inability to pay and request they cease contact.
3. Seek guidance from a non-profit credit counselor to work with the collector on your behalf.
4. Hire a consumer law attorney to understand your protections under the FDCPA and state laws against unreasonable lawsuits.
5. Consider bankruptcy if debts are truly overwhelming.
6. Thoroughly document calls, letters, and your efforts to address the debt.

Before deciding to settle, consider the following:

1. Ensure the proposed payment plan is realistically affordable based on your budget.
2. Get any settlement terms or agreements in writing before making payments.
3. Be aware that a collector can still sue if you default on a settlement.
4. Settling for a lump sum you can’t afford may do more long-term financial harm.

Settling can often be a practical solution to avoid legal action, but ensure you can maintain the agreed-upon payments and understand your rights and options first.

If 607-319-8952 Is A Collection Company, How Can I Remove It From My Credit Report?

If 607-319-8952 is a collection company calling you, the first step is to verify if the debt is legitimate. Request written confirmation from the collector and review it thoroughly for accuracy. If any information is incorrect, dispute the debt in writing per the Fair Credit Reporting Act.

If the debt is valid, consider negotiating a pay-for-delete agreement with the collector or offer a good faith partial settlement payment in exchange for deletion. Hiring a credit repair service can help you dispute the debt on your behalf and provide legal resources.

Alternatively, you can wait for the debt to fall off your credit report after seven years. If the collector violates laws and refuses to remove inaccurate information, file a complaint with the Consumer Financial Protection Bureau. Consult a consumer law attorney to review if the collector broke laws, enabling you to sue for removal and damages.

Remember, always validate debts, negotiate with collectors, and assert your rights to remove collections from your credit report. But first, focus on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 607-319-8952?

The phone number 607-319-8952 has limited feedback available, making it difficult to determine its exact nature. However, it falls under the 607 area code, which includes Ithaca, New York. Some users have reported receiving telemarketing calls or scam calls from this area code. If you receive a call from an unknown number, it’s best to let it go to voicemail and block the number to avoid potential risks. If you suspect the call is from a debt collector, be aware of your rights under the Fair Debt Collection Practices Act (FDCPA) and take necessary actions to protect yourself. In case of legal actions, credit repair services can help validate the legitimacy of the debt and dispute any incorrect information on your credit report. Overall, be cautious and proactive when dealing with unknown calls from the 607 area code.

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