617-655-8649

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What Company Is Calling Me From 617-655-8649? Are They A Scam And Why Are They Calling Me?

The company calling you from 617-655-8649 is a real estate telemarketing firm based in Newton, Massachusetts. Their objective is to generate leads by reaching out to homeowners and connecting them with local real estate agents and mortgage experts. While these calls might seem unwanted, they are not considered scams. The company likely acquired your contact information due to a real estate lead request or through public records.

To stop receiving calls from this number, request to be removed from their list. Moreover, block the number to prevent any further calls. If the calls persist even after your request to be removed from the list, consider sending a cease and desist letter and seeking help from a non-profit credit counselor or attorney for debt assistance. Remember to keep records of all calls and communication for future reference.

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If 617-655-8649 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 617-655-8649 is a debt collector, it is crucial to validate the debt and understand your options. Start by requesting written validation from the collector, which should include the debt’s details and your rights under the Fair Debt Collection Practices Act (FDCPA). Carefully review the validation for accuracy and dispute any incorrect information. If the debt is inaccurate or unverifiable, request its removal from your credit report.

Next, negotiate a settlement or payment plan with the collector. If necessary, consider legal options such as small claims court or consulting an attorney to protect your rights. Keep detailed records of all correspondence and communication with the collector.

For additional guidance, seek help from a non-profit credit counselor or attorney to ensure a fair outcome in your situation. Always be assertive and knowledgeable about your rights when dealing with debt collectors.

Can 617-655-8649 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from 617-655-8649 regarding a debt, remember that collectors must follow the Fair Debt Collection Practices Act (FDCPA). You can negotiate affordable payments, assert inability to pay, seek guidance from a non-profit credit counselor, or hire an attorney to protect your interests. Document all communication with the collector and consider bankruptcy if debts are overwhelming. To protect yourself further, request a written agreement outlining the terms of the payment plan and ask the collector to provide written proof of the debt. If the collector refuses or continues to engage in harassing behavior, consider filing a complaint with the Federal Trade Commission (FTC) or your state’s attorney general’s office. Educate yourself on your rights when dealing with debt collectors to protect your financial well-being.

If 617-655-8649 Is A Collection Company, How Can I Remove It From My Credit Report?

If 617-655-8649 is a collection company, it’s crucial to first verify the debt’s legitimacy by requesting written confirmation. Review the details and dispute any inaccuracies with the collection agency. To potentially remove the debt from your credit report, consider the following steps:

1. Negotiate a pay-for-delete agreement with the collection company, where they remove the debt in exchange for a full or partial payment.
2. Offer a good faith partial settlement to potentially reduce the debt amount.
3. Hire a credit repair service to help dispute the debt and negotiate with the collection agency on your behalf.
4. Wait for the statute of limitations to pass, which is the time limit for collection agencies to pursue the debt. After this period, the debt should automatically fall off your credit report.
5. File a complaint with the Consumer Financial Protection Bureau (CFPB) or your state attorney general’s office to report any unfair practices or violations of the Fair Debt Collection Practices Act.
6. Consult an attorney specializing in debt and credit law for guidance on further legal action.
7. Maintain detailed records of all calls, communications, and correspondence related to the debt, as this information can be useful in disputing the debt or taking legal action.

Ultimately, it’s essential to stay proactive, organized, and informed when dealing with debt collection companies like 617-655-8649.

What Feedback And Comments Do People Leave About 617-655-8649?

People who receive calls from the number 617-655-8649 often leave feedback and comments about the real estate telemarketing company, Real Estate Telemarketing, in Newton, Massachusetts. The company usually calls without leaving voicemails and uses the website realtor.com to reach out to past clients. They offer assistance with mortgage experts and updating contact preferences. While some people may find these calls unwanted or annoying, they are not considered scams. To stop receiving calls, you can request removal from the list and block the number. If the calls persist, consider sending a cease and desist letter and seeking help from a non-profit credit counselor or attorney for debt assistance. Always keep records of calls and communication for future reference.

You must check your credit report

Go to CreditSesame.com and pull your 3-bureau report FOR FREE