618-529-3812

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What Company Is Calling Me From 618-529-3812? Are They A Scam And Why Are They Calling Me?

The company calling you from 618-529-3812 is United Adjustment Service, Inc., a debt collection agency. They handle unpaid debts forwarded by creditors. While they are not a scam, United Adjustment Service, Inc. has faced consumer complaints and lawsuits. To protect your rights, it’s essential to understand the Fair Debt Collection Practices Act (FDCPA). If you believe there are any violations, report them immediately.

In the meantime, consider blocking the unwanted calls and sending a cease and desist letter to the agency. Consulting a non-profit credit counselor or consumer protection attorney can also be helpful in navigating this situation. To ensure the best possible outcome, validate the debt, negotiate payment terms, and explore legal action if necessary.

Throughout the process, keep detailed records of all calls and interactions with United Adjustment Service, Inc. to safeguard your rights and help resolve the issue.

How Can I Block Or Stop Calls From 618-529-3812?

If you’re receiving unwanted calls from 618-529-3812, it’s important to take action to stop them. Here are some steps you can follow:

1. First, let unknown calls go to voicemail to identify if it’s a debt collector.
2. If it’s a debt collector, contact your phone carrier and request them to block the number.
3. You can also use call blocking apps to prevent future calls from the same number.
4. Next, send a cease and desist letter to formally request no further contact.
5. Keep detailed records of calls and interactions to protect your rights.
6. Seek assistance from a non-profit credit counselor or a consumer protection attorney to address the underlying debt and ensure your rights are being respected under the Fair Debt Collection Practices Act (FDCPA).

By following these steps, you can effectively block or stop calls from 618-529-3812 and protect your rights as a consumer.

Is 618-529-3812 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The number 618-529-3812 is associated with United Adjustment Service, Inc., a debt collection agency. Although they are not a scam, they have faced complaints and lawsuits. As a consumer, you have rights under the Fair Debt Collection Practices Act (FDCPA). If you believe this agency is violating your rights, you can stop communicating with them, report the violations, and seek legal advice. Furthermore, you can consult with a credit counselor to help navigate the situation.

To protect your rights, maintain detailed records of each call, including date, time, frequency, phone number, and content. Take note if they call outside of allowed hours or repeatedly. If they continue to violate the FDCPA, you can take additional action. Remember, staying informed about your rights and documenting any abusive behavior is crucial to resolving the issue.

If 618-529-3812 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

To validate the debt linked to the phone number 618-529-3812, you must first request written validation from the debt collector. Examine the information given to ensure the debt is accurate and yours. If there are any discrepancies, dispute the incorrect information with the collector.

Moreover, you have rights under the Fair Debt Collection Practices Act (FDCPA) that shield you from abusive or harassing debt collection practices. If you believe your rights have been violated, report the collector to the appropriate authorities.

In case you cannot reach an agreement with the debt collector, consider seeking advice from a non-profit credit counselor or a consumer protection attorney. It’s crucial to maintain detailed records of all calls and interactions with the debt collector to safeguard your rights and resolve the issue effectively.

Can 618-529-3812 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If a debt collector like 618-529-3812 is pursuing you for a debt, they can potentially sue you and garnish your wages if they win the lawsuit. To prevent this, it’s important to communicate with the collector and try to negotiate a payment plan that works for you. If you genuinely cannot pay, you may want to seek non-profit credit counseling or consult with a consumer law attorney. In some cases, bankruptcy may be an option. Keep records of all your interactions with the collector and carefully evaluate any settlement offers before accepting them.

If 618-529-3812 Is A Collection Company, How Can I Remove It From My Credit Report?

If you find that 618-529-3812 is a collection company on your credit report, there are steps you can take to remove it. First, ensure the debt is legitimate by requesting written confirmation. Review the validation for accuracy and dispute any inaccuracies. You can negotiate a pay-for-delete agreement, offer a partial settlement, or hire a credit repair service to dispute the debt. If the collector violates laws, file a complaint or consult an attorney. Keep detailed records of your efforts to resolve the issue.

In the end, being proactive and knowledgeable about your rights when dealing with debt collection agencies like 618-529-3812 is crucial. By understanding the Fair Debt Collection Practices Act and taking appropriate action, you can protect your credit report and work towards resolving the issue. Remember to maintain detailed records of all calls and interactions to ensure your rights are upheld throughout the process.

What Feedback And Comments Do People Leave About 618-529-3812?

People who have interacted with 618-529-3812 often leave feedback about United Adjustment Service, a debt collection agency based in Carbondale, Illinois. The agency’s representatives, John Harris and Stacey Nelson, have been reported to make numerous calls to individuals regarding outstanding debts. Some individuals have claimed to be harassed by these calls. The feedback shared offers insights into the nature of calls from this number, primarily revolving around debt collection activities.

In conclusion, it is vital to comprehend your rights under the Fair Debt Collection Practices Act (FDCPA) and report any violations. Block unwanted calls, send a cease and desist letter, and consult a non-profit credit counselor or consumer protection attorney to safeguard your rights. Confirm the debt, negotiate payment terms, and consider legal action if necessary. Maintain detailed records of calls and interactions to help resolve the issue.

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