706-352-9658

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What Company Is Calling Me From 706-352-9658? Are They A Scam And Why Are They Calling Me?

The phone number 706-352-9658 belongs to a debt collection agency called Bandwidth.com CLEC, LLC, located in Athens, Georgia. It’s crucial to be cautious with this number, as some other numbers in the area code have been reported as scams. To safeguard yourself, educate yourself about your consumer rights and consider registering your number on the Do Not Call list if the calls continue. Also, make sure to verify the debt, negotiate a settlement, and defend your rights under the Fair Debt Collection Practices Act.

How Can I Block Or Stop Calls From 706-352-9658?

To block or stop calls from 706-352-9658, first determine if the calls are from a debt collector. If so, let unknown calls go to voicemail and then take action to block further calls. Contact your phone carrier to request call blocking, or use call blocking apps to prevent calls from specific numbers. Alternatively, set contacts not in your address book to go straight to voicemail.

Next, formally request no further contact by sending a cease and desist letter, and keep detailed records of your interactions. To address the underlying debt, consult a non-profit credit counselor or speak to a consumer protection attorney for assistance. Be aware that Bandwidth.com Clec, LLC, is a debt collection agency located in Athens, Georgia, and some similar numbers in the area code have been reported as scams. To protect your rights, know your consumer rights and consider registering your number on the Do Not Call list if calls persist.

Is 706-352-9658 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you receive a call from the number 706-352-9658, it is important to be aware of your rights under the Fair Debt Collection Practices Act (FDCPA). This act is in place to protect consumers from unfair or abusive debt collection practices. To ensure you are being treated fairly, document the details of each call, including the date, time, frequency, phone number, and any relevant information discussed.

If the calls are outside of the allowed hours or if the collectors use abusive language, you can revoke your consent for them to call during those times or at your workplace. You can also send a cease and desist letter to request no further contact. If you believe your rights are being violated, report the issue to the Consumer Financial Protection Bureau.

Additionally, consider consulting a consumer protection attorney to help you navigate the debt collection process and protect your rights. Remember to always verify the legitimacy of the debt and negotiate a settlement if necessary. By being proactive and informed, you can effectively handle debt collection calls and protect your consumer rights.

If 706-352-9658 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 706-352-9658, it is crucial to confirm if it is a genuine debt collector. Legitimate debt collectors must provide written validation of the debt, including the amount owed and the name of the creditor. Carefully review this information and dispute any inaccuracies. If the debt is found to be incorrect, request it to be removed from your credit report.

To negotiate a settlement or payment plan, communicate with the debt collector and assert your rights under the Fair Debt Collection Practices Act (FDCPA). If needed, seek assistance from a credit counselor or consult with an attorney.

Keep records of all communication with the debt collector and withdraw any prior permissions given. Be cautious of similar numbers in the area code that have been reported as scams, and consider registering your number on the Do Not Call list if the calls persist. By following these steps, you can validate the debt, protect your rights, and take control of the situation.

Can 706-352-9658 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 706-352-9658 is a debt collector trying to recover a legitimate debt, they could potentially sue you to recover the amount owed. To avoid legal action, consider the following steps:

1. Negotiate affordable payment terms with the collector, ensuring you can comfortably meet the agreed-upon payments.
2. If you’re unable to pay, assert your financial situation to the collector and explore alternative options, such as credit counseling or hiring a consumer law attorney.
3. In some cases, bankruptcy may be a viable option to address the debt.

Throughout the process, document all calls and communication with the collector. Be cautious when agreeing to settlements, and remember to maintain your rights under the Fair Debt Collection Practices Act. By following these steps, you can address the debt responsibly and avoid potential legal action.

If 706-352-9658 Is A Collection Company, How Can I Remove It From My Credit Report?

If you receive calls from 706-352-9658, which is a debt collection agency called Bandwidth.com Clec, LLC, first ensure the debt is legitimate by requesting written confirmation. Carefully review the debt details and dispute any inaccuracies. To potentially remove the debt from your credit report, consider the following steps:

1. Negotiate a pay-for-delete agreement with the collection agency, where they agree to remove the debt from your credit report in exchange for full payment.
2. Offer a partial settlement, where you pay less than the original debt amount, but ensure the collection agency removes the debt from your credit report as part of the agreement.
3. Hire a credit repair service to help you dispute the debt and negotiate with the collection agency on your behalf.
4. Wait for the debt to age off your credit report after seven years, as most negative information can only remain on your report for this period.
5. File a complaint with the Consumer Financial Protection Bureau (CFPB) or your state’s attorney general’s office if the collection agency violates the Fair Debt Collection Practices Act (FDCPA).
6. Consult with an attorney who specializes in consumer rights and debt collection issues for further guidance and assistance.

Remember to keep detailed records of your efforts and focus on validating the debt first. Be cautious of scams, and consider registering your number on the Do Not Call list if the calls persist. By following these steps, you can work towards removing the debt from your credit report and protecting your rights as a consumer.

What Feedback And Comments Do People Leave About 706-352-9658?

People often leave feedback and comments about 706-352-9658, a phone number associated with Bandwidth.com Clec, LLC, a debt collection agency. Some users report this number as a scam, while others associate it with legitimate debt collection efforts. To ensure you are dealing with a legitimate agency, know your consumer rights and consider registering your number on the Do Not Call list if the calls persist. Always verify the identity of the caller and the debt they claim you owe before providing any personal information or making payments. By doing so, you can protect yourself from potential scams and handle your financial matters responsibly.

You must check your credit report

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