713-904-1580

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What Company Is Calling Me From 713-904-1580? Are They A Scam And Why Are They Calling Me?

The phone number 713-904-1580 is associated with scam calls about car warranties or government agencies. User reviews confirm these calls as scams involving prerecorded messages. The company behind the calls is likely a fraudulent operation aiming to deceive recipients for personal gain. To determine if the call is from a debt collector, do not answer directly and block the number. Report potential FDCPA violations and seek credit counseling or legal assistance for the underlying debt. If the debt is legitimate, negotiate payment terms and dispute any inaccuracies. Avoid legal action by seeking credit counseling, hiring an attorney, or considering bankruptcy. Keep records of all communication and be cautious when settling to avoid long-term financial harm.

How Can I Block Or Stop Calls From 713-904-1580?

To stop unwanted calls from 713-904-1580, first determine if it’s a debt collector by letting the call go to voicemail. Once identified, block the number through your phone carrier or use call blocking apps. If it’s a debt collector, send a cease and desist letter. For help with the debt, consult a credit counselor or attorney. Keep records of all communication, avoid legal action, and negotiate payment terms or dispute inaccuracies to protect your financial health.

Is 713-904-1580 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you are receiving calls from the number 713-904-1580, first determine if the caller is a debt collector. Do not engage with the caller and block the number. If you suspect a violation of the Fair Debt Collection Practices Act (FDCPA), keep detailed records of the call frequency, time, and any harassing behavior.

You have the right to revoke consent for calls outside normal hours and request that calls cease during work hours. Send a cease and desist letter to the collector, asking them to stop contacting you. If you believe the collector is violating the FDCPA, report the violations to the Consumer Financial Protection Bureau, consult an attorney, or contact your state Attorney General’s office for assistance.

Seeking credit counseling can help manage your debt and avoid legal action. If you decide to negotiate payment terms with the debt collector, dispute any inaccuracies in the debt, and avoid long-term financial harm, it’s important to be cautious when settling the debt.

If 713-904-1580 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you suspect that 713-904-1580 is a debt collector, first, avoid engaging with them directly and consider blocking their number. To validate the debt, request written validation from the collector and thoroughly review the details. Dispute any inaccuracies and negotiate a settlement or payment plan. Remember to assert your rights under the Fair Debt Collection Practices Act (FDCPA) and consult with credit counseling or legal professionals for assistance. Keep records of all communication with the debt collector and explore options like credit counseling, hiring an attorney, or bankruptcy if legal action is threatened. By taking these steps, you can effectively handle a debt collector’s call and safeguard your financial well-being.

Can 713-904-1580 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If a debt collector is calling you from 713-904-1580, first identify if it is indeed a debt collector by not answering directly and blocking the number. If it is a debt collector, report any potential Fair Debt Collection Practices Act (FDCPA) violations. To address the debt, seek credit counseling or legal assistance to help with the underlying issue.

If the debt is legitimate, negotiate affordable payment terms and dispute any inaccuracies in the debt. Avoid legal action by considering credit counseling, hiring an attorney, or even filing for bankruptcy. It is crucial to keep records of all communication and be cautious when settling the debt to avoid long-term financial harm.

If 713-904-1580 Is A Collection Company, How Can I Remove It From My Credit Report?

If you discover that 713-904-1580 is a collection company, it’s essential to first verify the debt is legitimate. Request written confirmation and carefully review the information provided. If any details are incorrect, dispute the debt and demand removal. To remove the collection account from your credit report, consider negotiating a pay-for-delete agreement, offering a good faith settlement, or hiring a credit repair service. If the debt is older than seven years, the collector must remove it from your report.

If the collection company violates any laws, file a complaint with the Consumer Financial Protection Bureau. In more complex cases, consult a consumer law attorney and maintain detailed records of your efforts to remove 713-904-1580 from your credit report.

What Feedback And Comments Do People Leave About 713-904-1580?

When looking for feedback and comments about 713-904-1580, it’s important to note that this number is often associated with spam and robocalls in Houston, Texas. Many users report receiving unwanted solicitations and scam calls related to insurance or warranties. The majority of the feedback for this number is negative, with 3 negative and 2 neutral user reviews.

To handle these calls, don’t answer directly and block the number. If the call is from a debt collector, report any potential Fair Debbt Collection Practices Act (FDCPA) violations and seek credit counseling or legal assistance for the underlying debt. If the debt is legitimate, negotiate payment terms and dispute any inaccuracies.

To avoid legal action, consider seeking credit counseling, hiring an attorney, or exploring bankruptcy as options. Maintaining records of all communication and exercising caution when settling debts can help protect you from long-term financial harm.

You must check your credit report

Go to CreditSesame.com and pull your 3-bureau report FOR FREE