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What Company Is Calling Me From 8339174025 And Why Are They Calling? Are They A Debt Collector?

The phone number 833-917-4025 is associated with scam calls impersonating debt collectors or other organizations, according to search results. It has been reported as a robocaller and scammer that leaves voicemails pretending to be from a law firm called Rausch Sturm LLP. However, the real law firm’s number does not match. These voicemails claim to be about resolving debts, but it seems to be a tactic to trick victims into calling back and potentially giving away personal information or making payments. Caution is strongly advised when dealing with this number, as it appears to be a scam call center attempting to collect fake debts or obtain personal information. If you receive a voicemail from this number, it is recommended to hang up, not call back, and report it to authorities like the FTC. If you request it, legitimate debt collectors are required to provide written validation, so be sure to ask for this before making any payments. Additionally, registering your number on the National Do Not Call Registry can help reduce unwanted calls. In summary, it is crucial to exercise caution if you receive a call or voicemail from 833-917-4025. Verify the validity of the request before providing any information or making any payments.

How Can I Block Or Stop Calls From 8339174025?

If you are receiving calls from the number 8339174025 and want to stop them, here are some steps you can take. First, let unknown calls go to voicemail and avoid direct engagement to identify if the calls are from a debt collector. Once confirmed, contact your phone carrier to permanently block the number, use call blocking apps, or set the number to go straight to voicemail or be blocked on your smartphone.

To ensure no further contact, send a cease and desist letter via certified mail demanding no more calls and check if your state has additional laws on collection calls. Keep detailed records of all calls to demonstrate harassment if needed for legal action.

Lastly, seek help from a non-profit credit counselor for negotiation or consult with a consumer protection attorney for potential lawsuits if the collector violates regulations. Remember, blocking calls does not eliminate legitimate debts, so it is important to address them while stopping harassment.

What Are My Rights As A Consumer Regarding Calls From 8339174025 And Are They Violating The Fair Debt Collection Practices Act?

As a consumer, you have specific rights under the Fair Debt Collection Practices Act (FDCPA) when it comes to calls from the number 8339174025. If the caller is violating the FDCPA, there are steps you can take to address the situation.

Firstly, make sure to document any potential violations. Keep a record of the date, time, frequency, phone number, and details of all calls from 8339174025. Note if they are calling outside the allowed hours of 8am – 9pm in your time zone or if they repeatedly call over a short period. Additionally, document any abusive, threatening, or obscene language used during the calls.

Secondly, assert your rights by taking certain actions. In writing, revoke any prior consent given to call outside normal hours. If your workplace prohibits calls, formally request that they cease contact there. You can also send a cease and desist letter via certified mail, explicitly demanding no further contact by phone. During any conversation, verbally request that they stop calling.

Lastly, seek assistance on next steps to address the violations. Report any documented violations to the Consumer Financial Protection Bureau to initiate an investigation. Consult with a consumer protection attorney to fully understand your rights and options, which may include pursuing damages through legal action. Reach out to your state’s Attorney General’s office for guidance if you believe FDCPA violations have occurred. Additionally, seek advice from an experienced credit counselor to manage the debt without facing further collection calls.

Always remember to adhere to the FDCPA guidelines and maintain detailed records to protect yourself from harassment by debt collectors calling from 8339174025 or any other number.

If Company From 8339174025 Is A Debt Collector, How Can I Validate The Debt And What Are My Options For Dealing With It?

If you believe the company from 8339174025 is a debt collector, you can validate the debt by sending a written debt validation letter. Ask them to provide proof of the debt, as they are legally obligated to do under the Fair Debt Collection Practices Act (FDCPA). Check the validation carefully for accuracy, making sure all personal details, creditor name, account number, and amount owed are correct. If you find any errors or unfamiliar information, dispute it in writing and request removal from your credit report.

After the debt is validated, you have various options for dealing with it. You can negotiate a reasonable lump-sum settlement or a payment installment plan in writing before making any payments. If feasible, you might consider offering a partial payment of 30-50% of the balance and ask for deletion from your credit report in return. It is crucial to be aware of your rights under the FDCPA and assert them if the collector violates regulations. Seeking guidance from a non-profit credit counseling agency can also be helpful in negotiating debt resolution. If needed, consult an attorney to explore options like bankruptcy or legal action against the collector. Keep detailed records of all communication with the collector for potential complaints and revoke any prior consent given to contact you outside FDCPA guidelines.

Remember to never ignore a potential debt collector and always validate the debt while exercising your consumer rights. Seeking assistance from professionals will increase the likelihood of a fair resolution to your debt. Additionally, checking your credit report from all three bureaus, such as IdentityIQ, can give you a comprehensive understanding of your financial information.

Can The Company From 8339174025 Sue Me Or Garnish My Wages If They Are A Debt Collector? Should I Just Settle?

If you find yourself dealing with a debt collector from the number 8339174025, it’s important to know that they have the ability to take legal action against you if the debt is legitimate. This includes suing you and potentially garnishing your wages or bank accounts in order to collect what is owed. To prevent this, it is advisable to negotiate affordable payments either in a lump sum or through installments. Make sure to do this in writing, assert your inability to pay, and request that they stop contacting you.

To better understand your rights and protections under the FDCPA (Fair Debt Collection Practices Act) and state laws, seek guidance from a non-profit credit counselor or hire a consumer law attorney. They can provide valuable insights and help you navigate the situation effectively. It’s also crucial to keep thorough documentation of all calls, letters, and efforts made to address the debt. This will help maintain a clear record of your communication.

Before agreeing to any settlement, carefully evaluate whether the proposed payment plan is feasible within your budget. Make sure to get all settlement terms and agreements in writing before making any payments. Keep in mind that even after settling, a collector can still take legal action if you default on the agreed-upon terms. Settling may be a sensible option to avoid legal complications, but it’s essential to understand your options and rights beforehand. Consider consulting with an attorney or using services like IdentityIQ to obtain a 3 bureau credit report and assess your overall financial situation.

If 8339174025 Is A Collection Company, How Can I Get It Removed From My Credit Report?

To remove 8339174025, a collection company, from your credit report, start by validating the debt through a written confirmation request. Carefully review the validation for any inaccuracies in personal details or debt information. If you find any errors, write a dispute to the collection agency stating that the debt is incorrect according to the Fair Credit Reporting Act and demand its removal from your credit file.

If the debt is verified as valid, consider the following options to potentially remove it from your credit report. Firstly, negotiate a pay-for-delete agreement with the collection agency in writing, offering a lump-sum settlement in exchange for removal. Secondly, offer a partial settlement payment as a gesture of goodwill and request deletion, although it’s not guaranteed without a formal agreement. Thirdly, you can hire a credit repair service that will dispute the debt on your behalf and provide legal resources for removal.

Alternatively, you can wait for the 7-year credit reporting time limit for the collection to automatically fall off your report. If the collector violates laws and refuses to remove inaccurate information, file a complaint with the Consumer Financial Protection Bureau. Finally, consult a consumer law attorney to review if the collector has broken any laws, potentially allowing you to sue for removal and damages.

Throughout the process, keep detailed written records of all your efforts to resolve the disputed collection account. By taking proactive steps such as validating debts and asserting your rights, you can persistently work towards removing collections from your credit report with proper documentation. However, always make sure to determine the legitimacy of the debt before proceeding.

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