866-733-1800

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What Company Is Calling Me From 866-733-1800? Are They A Scam And Why Are They Calling Me?

First, determine who is calling from 866-733-1800. It is Comcast, a telecommunications company. Some users report receiving spam or scam calls from this number, but there’s no concrete evidence that Comcast is making fraudulent calls. It’s possible that the number is being used by telemarketers or debt collectors, targeting a large number of phone numbers indiscriminately.

If you receive unwanted calls, report it to your phone carrier or use a call-blocking app to prevent future calls. Remember, always be cautious when answering calls from unknown numbers and verify the caller’s identity before engaging in any conversation.

How Can I Block Or Stop Calls From 866-733-1800?

If you’re receiving calls from 866-733-1800, first identify if it’s a debt collector. Don’t answer unknown calls; let them go to voicemail. Once you’ve identified the caller, block their number by contacting your phone carrier or using call blocking apps like Nomorobo or Hiya. For smartphones, set contacts not in your address book to go straight to voicemail or be blocked.

To further address the issue, send a cease and desist letter via certified mail, demanding the collector to stop calling. Check your state’s laws beyond the FDCPA and use them to your advantage in your cease and desist letter. Keep records of all calls as evidence of harassment if considering legal action.

To address any underlying debt, consult a non-profit credit counselor to negotiate a resolution. If the collector violates regulations, consider speaking to a consumer protection attorney about your rights and potential lawsuits. Blocking calls won’t eliminate debts, but taking proactive steps can stop harassment and help resolve any outstanding debts.

Is 866-733-1800 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

First, document the details of any calls you receive from 866-733-1800, such as the date, time, frequency, phone number, and any information discussed. If the calls are outside of the allowed hours of 8am – 9pm in your time zone, or if they repeatedly call over a short period, make a note of it. Also, take note of any abusive, threatening, or obscene language used during the calls.

To protect your rights under the Fair Debt Collection Practices Act (FDCPA), revoke any prior consent given for calls outside normal hours and formally request that they cease contacting you at your workplace. You can also send a cease and desist letter via certified mail, and verbally request them to stop calling during any conversation.

If you believe there have been FDCPA violations, report them to the Consumer Financial Protection Bureau to open an investigation. Consult with a consumer protection attorney to discuss your specific rights and options, including the possibility of suing for damages. You can also contact your state Attorney General’s office for guidance on the issue.

Additionally, consider seeking help from an experienced credit counselor to address the debt without incurring further collection calls. Remember, collectors must adhere to the FDCPA when contacting you. By keeping detailed records and asserting your rights, you can help prevent further harassment from debt collectors.

If 866-733-1800 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

First, find out if 866-733-1800 is a debt collector. If it is, you need to validate the debt. To do this, send a debt validation letter to the collector by mail. They are required by law to provide this information under the Fair Debt Collection Practices Act (FDCPA).

Next, carefully review the validation they send you. Check your personal details, the creditor’s name, account number, and the amount owed. If anything is incorrect or unrecognized, dispute it in writing and request removal from your credit report.

Once the debt is validated, consider the following options:

1. Negotiate a settlement or payment plan with the collector before sending any payment.
2. Offer to pay 30-50% of the balance if you can afford it, and ask for deletion from your credit report in exchange.
3. Assert your rights under the FDCPA if the collector violates any regulations.
4. Consult a non-profit credit counseling agency for help with debt resolution.
5. Speak to an attorney about bankruptcy or legal action against the collector.
6. Keep records of all correspondence and calls in case you need to file a complaint.
7. Revoke any prior permission given to the collector to contact you in ways that violate the FDCPA.

Remember, don’t ignore potential debt collectors. Confirm if the debt is valid and exercise your consumer rights under the law before deciding on the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 866-733-1800 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from 866-733-1800, it may be related to Comcast, a telecommunications company. To handle such calls, report unwanted calls, block them, and identify if it’s from a debt collector. If it is, you have rights under the Fair Debt Collection Practices Act.

To avoid legal action, consider negotiating an affordable payment plan in writing, asserting your inability to pay and requesting them to cease contact, seeking guidance from a non-profit credit counselor, or hiring a consumer law attorney. Bankruptcy may be an option if debts are overwhelming.

Before agreeing to settle, ensure the proposed payment plan is affordable based on your budget, get any settlement terms or agreements in writing, and be aware that a collector can still sue if you default on a settlement. Settling often makes sense to avoid legal action, but don’t agree to payments you realistically can’t maintain.

Remember to maintain detailed records of interactions with the unknown callers and exercise caution when receiving calls from this number.

If 866-733-1800 Is A Collection Company, How Can I Remove It From My Credit Report?

First, you need to verify if 866-733-1800 is a legitimate collection company by requesting written confirmation from them. Review the validation to ensure your personal details and the debt information are accurate. If any information is incorrect, send a written dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act.

If the collector verifies the debt is valid, consider negotiating a pay-for-delete agreement in writing to settle the debt in exchange for removal. Alternatively, offer a good faith partial settlement payment and request deletion as a gesture of goodwill. You can also hire a credit repair service to dispute the debt on your behalf or wait for the 7-year credit reporting time limit for the collection to automatically fall off your report.

If the collector violates laws, file a complaint with the Consumer Financial Protection Bureau or consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages. Maintain detailed written records showing your efforts to resolve the disputed collection account. Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation.

What Feedback And Comments Do People Leave About 866-733-1800?

People often leave feedback and comments about the phone number 866-733-1800, mentioning spam calls and debt collection related to past due bills. It is associated with Comcast, a telecommunications company. To address these concerns, users can report unwanted calls, block the number, and identify if the call is from a debt collector. Consumers have rights under the Fair Debt Collection Practices Act, which protects them from abusive or unfair practices. Monitor your credit report, consult non-profit credit counselors or attorneys, and maintain detailed records of interactions with unknown callers to protect yourself from potential scams and unwanted debt collection practices.

You must check your credit report

Go to CreditSesame.com and pull your 3-bureau report FOR FREE