866-809-0919

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What Company Is Calling Me From 866-809-0919? Are They A Scam And Why Are They Calling Me?

The company calling you from the phone number 866-809-0919 is Astra Business Services, a debt collection agency. They use this number to make calls regarding old debts. These calls can be considered telemarketing and may feel harassing due to the frequency of unanswered calls. To identify if the call is from a debt collector, do not answer the call directly and block the number. For help addressing your underlying debt, consult a credit counselor or attorney and learn about your rights under the Fair Debt Collection Practices Act (FDCPA). If the debt is legitimate, negotiate a settlement or payment plan and seek assistance from credit counseling agencies or attorneys to protect yourself and manage the situation effectively.

How Can I Block Or Stop Calls From 866-809-0919?

To block or stop calls from 866-809-0919, first, identify if the call is from a debt collector by letting it go to voicemail. This will help you determine if it’s a debt collection agency. Next, block the number by contacting your phone carrier or using call blocking apps available on your device. If the calls persist, send a cease and desist letter to the debt collector, and keep records of these calls for reference. If the calls continue, consult a credit counselor or attorney for help addressing the underlying debt and understanding your rights under the Fair Debt Collection Practices Act (FDCPA). While blocking calls may stop the harassment, it’s essential to address the debt issue by negotiating a settlement or payment plan with the debt collector and seeking help from credit counseling agencies or attorneys to guide you through the process.

Is 866-809-0919 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The phone number 866-809-0919 may be linked to a debt collection agency. If you’re receiving calls from this number, first identify if it’s a debt collector by not answering directly and blocking the number. Once confirmed, take advantage of the protections provided by the Fair Debt Collection Practices Act (FDCPA).

As a consumer, you have rights under the FDCPA during debt collection. To protect yourself, document the date, time, frequency, phone number, and details of all calls. If you experience any abusive language or calls outside of allowed hours, take note of this information.

To further protect your rights, revoke consent for calls outside normal hours, request no contact at work, and send a cease and desist letter to the debt collector. If you believe the debt collector is violating the FDCPA, report the violation to the Consumer Financial Protection Bureau.

It’s crucial to consult with a consumer protection attorney if you feel your rights have been violated or need assistance addressing the underlying debt. Also, seeking help from credit counseling agencies can be beneficial in navigating the process of settling or negotiating a payment plan for your debt.

If 866-809-0919 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 866-809-0919 and suspect it’s a debt collector, follow these steps to validate the debt and learn about your options.

1. Request written validation: Debt collectors must send you written proof of the debt within five days of their first contact, according to the Fair Debt Collection Practices Act (FDCPA). This includes the amount owed, the creditor’s name, and your rights under the FDCPA.

2. Examine the validation closely: Once you get the written validation, check it thoroughly for any inaccuracies. If you find any discrepancies, dispute the debt with the collector in writing.

3. Negotiate a settlement or payment plan: If the debt is genuine, try negotiating a settlement or payment plan with the collector. Ensure all negotiations are documented to safeguard your rights.

4. Seek assistance from credit counseling agencies or attorneys: If you’re unsure how to handle the debt or require additional support, consult with a credit counselor or attorney experienced in debt collection matters.

5. Keep detailed records: Maintain records of all communication with the debt collector, including emails, letters, and phone calls. This will help you assert your rights under the FDCPA if necessary.

Ultimately, when dealing with a debt collector from 866-809-0919, follow these steps to validate the debt and protect your rights under the FDCPA. Don’t hesitate to seek additional assistance from credit counselors or attorneys if needed.

Can 866-809-0919 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from 866-809-0919, it could be a debt collector trying to recover a debt. If the debt is valid, they have the right to sue you to recover the owed amount. To avoid legal action, consider negotiating affordable payment plans, asserting your inability to pay, seeking credit counseling, or hiring a consumer law attorney. Document all interactions and consider bankruptcy if debts become overwhelming.

When deciding whether to settle, ensure the payments are manageable and the terms are in writing. Stay informed about your rights under the Fair Debt Collection Practices Act (FDCPA) and seek professional help when necessary. This will help you better navigate any potential legal actions and find a resolution that works for you.

If 866-809-0919 Is A Collection Company, How Can I Remove It From My Credit Report?

If you have a collection company calling you from the phone number 866-809-0919, it’s vital to confirm the authenticity of the debt first. Request a written confirmation from the agency to ensure the debt is correct. If there are any discrepancies, dispute the debt in writing and demand removal. If the debt is valid, explore options like negotiating a pay-for-delete agreement, offering a good faith partial settlement, or hiring a credit repair service. Alternatively, you can wait for the 7-year limit for the debt to be removed from your credit report, file a complaint with the appropriate authorities, or consult an attorney for further guidance. It is crucial to keep detailed records of your actions throughout the process.

What Feedback And Comments Do People Leave About 866-809-0919?

When people leave feedback and comments about the phone number 866-809-0919, they often mention receiving calls from Astra Business Services, a debt collection agency. Some users report that these calls do not leave voicemails. To handle such calls, it is crucial to demand debt validation before making any payments. It is advisable not to answer or call back if you do not recognize the number or have no outstanding debts. The number is associated with an Indian debt collection agency.

In a nutshell, when receiving calls from 866-809-0919, be cautious and ensure you owe the debt before making any payments. Protect yourself by blocking the number and seeking assistance from credit counselors or attorneys if needed. Remember to follow the Fair Debt Collection Practices Act (FDCPA) guidelines when dealing with debt collectors.

You must check your credit report

Go to CreditSesame.com and pull your 3-bureau report FOR FREE