877-252-6631

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What Company Is Calling Me From 877-252-6631? Are They A Scam And Why Are They Calling Me?

Sunrise Credit Services is the company calling from phone number 877-252-6631. These calls may be for debt collection purposes, but some reports indicate suspicious activity. If you receive a call from this number, do not provide personal information or return the call if unsure. Monitor community comments for scam patterns and report any violations. To protect yourself, follow the Fair Debt Collection Practices Act and maintain records of all interactions. If you believe the calls are unwanted or potentially scams, consult legal professionals.

How Can I Block Or Stop Calls From 877-252-6631?

To stop calls from 877-252-6631, first let the call go to voicemail and identify if it’s a debt collector. If it is, block the number using your carrier’s settings or a call blocking app. Next, send a cease and desist letter to request no further contact. Keep records of all calls and consult a credit counselor or attorney for help with debt and the Fair Debt Collection Practices Act. If the calls are unwanted or potentially scams, report violations and seek legal advice.

Is 877-252-6631 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you’ve received a call from 877-252-6631 and suspect it may be a debt collector violating the Fair Debt Collection Practices Act (FDCPA), you should first identify if the call is indeed from a debt collector. Keep a record of the call details, frequency, and any abusive language used. Revoke consent for calls outside normal hours and request no contact at work.

Next, send a cease and desist letter to the collector, demanding that they stop contacting you. If the calls continue, report the violations to the Consumer Financial Protection Bureau (CFPB). Additionally, consider consulting a consumer protection attorney or credit counselor for guidance on your rights and options.

If the debt is legitimate, follow the FDCPA guidelines to ensure the collector’s actions are fair and within the law. Request validation of the debt, negotiate a settlement or payment plan, and maintain records of all interactions. If the calls are unwanted or potentially scams, report the violations and consult legal professionals to protect yourself further.

If 877-252-6631 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you suspect a call from 877-252-6631 is from a debt collector, it’s essential to validate the debt and explore your options. Start by asking the caller to provide written validation of the debt, ensuring accuracy and disputing any incorrect information. Next, negotiate a settlement or payment plan that works for you, keeping in mind your rights under the Fair Debt Collection Practices Act (FDCPA).

For assistance, consult a credit counselor or legal professional. Keep records of all interactions with the debt collector, including dates, times, and details of conversations. This information can be useful in case of disputes or violations of your rights.

To avoid unwanted calls, use a call-blocking service or app on your phone. If you believe the calls are scams or violations of the FDCPA, report the violations to the Federal Trade Commission or your state attorney general’s office. By taking these steps, you can protect yourself and your financial well-being while dealing with debt collectors.

Can 877-252-6631 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If the phone number 877-252-6631 is linked to a debt collector, they have the legal right to sue you for the debt and potentially garnish your wages or bank account. To avoid legal action, consider the following steps:

1. Negotiate affordable payments: Discuss a payment plan that suits your budget with the collector.
2. Assert inability to pay: If you genuinely cannot afford the payments, inform the collector of your financial situation.
3. Seek credit counseling: Consult a non-profit credit counselor to help you manage your debt.
4. Hire a consumer law attorney: If the situation escalates, consult a legal expert to protect your rights.
5. Consider bankruptcy: If the debt is overwhelming, bankruptcy may be an option.

Always maintain thorough documentation of your efforts and communication with the collector. Be cautious when settling a debt, ensuring it’s affordable and in writing. By taking these steps, you can address the potential threat of wage or bank account garnishment and protect your financial well-being.

If 877-252-6631 Is A Collection Company, How Can I Remove It From My Credit Report?

To remove 877-252-6631 from your credit report if it is a collection company, follow these steps:

1. Verify the debt’s legitimacy: Request written confirmation from the collection agency and review it carefully. If the debt is not accurate, dispute it in writing.

2. Negotiate a pay-for-delete agreement: If the debt is valid, try negotiating with the collection agency to remove the collection from your credit report in exchange for a full or partial payment.

3. Hire a credit repair service: Consider working with a professional credit repair service to handle the dispute process and negotiate with the collection agency on your behalf.

4. Wait for the 7-year time limit: Collections generally stay on your credit report for 7 years. After this time, the collection should automatically be removed from your report.

5. File a complaint: If the collection agency is violating the Fair Debt Collection Practices Act, file a complaint with the Consumer Financial Protection Bureau or your state attorney general’s office.

6. Consult an attorney: If the situation becomes too complex or you need legal advice, consult an attorney experienced in debt collection matters.

7. Keep detailed records: Maintain records of all interactions with the collection agency, including emails, letters, and phone calls. This information can be useful if you need to dispute the debt or take legal action.

By following these steps and focusing on validating debts and asserting your rights, you may be able to remove collections from your credit report.

What Feedback And Comments Do People Leave About 877-252-6631?

Many people have reported receiving multiple calls from the phone number 877-252-6631, with some even receiving up to 16 calls in just 16 days. These calls are often associated with Sunrise Credit Services, a debt collection agency. The calls have been reported as illegal harassment, as the numbers are on the do not call list. Some individuals suspect scams, and voicemails often support the connection with debt collection. The feedback suggests a pattern of unwanted, potentially policy-violating calls.

To address these calls, first identify if they are from a debt collector. If so, follow the Fair Debt Collection Practices Act to protect your rights. Request validation of the debt, negotiate a settlement or payment plan, and maintain records of all interactions. If the calls are unwanted or potentially scams, block the number and report the violations. Consult legal professionals for further guidance.

You must check your credit report

Go to CreditSesame.com and pull your 3-bureau report FOR FREE