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What Company Is Calling Me From 877-521-6773? Are They A Scam And Why Are They Calling Me?

The phone number 877-521-6773 is for Medical Bureau, a debt collection agency. They may be calling to collect a debt that you might owe. If you don’t have any outstanding debts, you don’t need to pay them. It’s essential to identify the debt collector and understand your rights under the Fair Debt Collection Practices Act (FDCPA). You can block their number, send a cease and desist letter, and document all calls.

If you do owe the debt, consider negotiating a payment plan or settlement, or exploring legal action or bankruptcy. If you believe the debt is inaccurate, request written validation and dispute any errors. Credit repair companies like Credit Glory can help challenge the debt’s accuracy and remove it from your credit report. Once the debt is validated, you can negotiate a pay-for-delete agreement or wait for it to fall off your report after seven years.

Tackling the negative credit impact of debt collection calls involves checking your credit report for inaccuracies and seeking help from a credit repair professional. By following these steps, you can better understand and navigate the situation with Medical Bureau and protect your credit score.

How Can I Block Or Stop Calls From 877-521-6773?

To stop or block unwanted calls, like those from 877-521-6773, first identify if the call is from a debt collector. Let unknown calls go to voicemail and check for messages. If it’s a debt collector, contact your phone carrier to block the number or use call blocking apps like Nomorobo or Hiya. Next, send a cease and desist letter via certified mail, demanding no further calls. If the collector continues, consult a non-profit credit counselor for help with debt resolution or speak to a consumer protection attorney regarding your rights and potential lawsuits. While blocking calls doesn’t eliminate any legitimate debts, taking action can stop harassment and address outstanding debts.

Is 877-521-6773 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The number 877-521-6773 is a debt collection agency contacting you about unpaid bills. It’s essential to verify if the debt is legitimate and ensure you have no outstanding debts. If you are receiving calls from a debt collector, take steps to identify them by checking voicemails, blocking their number, and sending a cease and desist letter.

As a consumer, you have rights under the Fair Debt Collection Practices Act (FDCPA) when it comes to debt collection calls. Document all calls, including the date, time, frequency, phone number, and details. Take note of any violations, such as calls outside the allowed hours of 8 am – 9 pm in your time zone, excessive calls, or abusive language.

To assert your rights, revoke any prior consent given to call outside normal hours, request they cease contact at your workplace if prohibited by your employer, and send a cease and desist letter via certified mail demanding no further contact by phone. You can also verbally request they stop calling during any conversation.

If you believe FDCPA violations have occurred, report them to the Consumer Financial Protection Bureau to open an investigation. Consult with a consumer protection attorney regarding your specific rights and options, which may include suing for damages. Contact your state Attorney General’s office for guidance on next steps.

Adhering to the FDCPA is required for any collector contacting you. Keep detailed records and assert your rights to prevent further harassment from debt collectors.

If 877-521-6773 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 877-521-6773 is a debt collector, you must first validate the debt to ensure its accuracy and legitimacy. To do this, send a debt validation letter by mail, as they are legally required to provide this information under the Fair Debt Collection Practices Act (FDCPA). Carefully review the validation for accuracy, disputing any incorrect or unrecognized information in writing and requesting removal from your credit report.

Once the debt is validated, consider your options. You can negotiate a reasonable lump-sum settlement or payment installment plan in writing before sending any payment. Offering partial payment of 30-50% of the balance, if affordable, and requesting deletion from your credit report may be a viable option. If the collector violates FDCPA regulations, assert your rights and consult a non-profit credit counseling agency or attorney for guidance on debt resolution.

Maintaining detailed records of all correspondence and calls is crucial, as is revoking any prior verbal or written permission given to contact you outside FDCPA guidelines. If unsure or unable to handle the situation independently, consider seeking professional help from a credit repair company like Credit Glory to challenge debt accuracy and remove it from your credit report.

Can 877-521-6773 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 877-521-6773 is a debt collection agency calling about unpaid bills, they have the right to sue you for the unpaid amount. If they win a court judgment, your wages or bank accounts could be garnished. To avoid legal action, consider negotiating affordable payment plans, asserting your inability to pay and requesting them to stop contacting you, seeking guidance from a non-profit credit counselor, hiring a consumer law attorney, or considering bankruptcy if debts are overwhelming.

Before deciding to settle, ensure the payment plan is affordable, get any settlement terms or agreements in writing, be aware that collectors can still sue if you default on a settlement, and don’t agree to payments you can’t maintain. Settling can be a practical solution to avoid legal action, but ensure it’s the right choice for your financial situation. Seek help to understand your options and rights before making any decisions.

If 877-521-6773 Is A Collection Company, How Can I Remove It From My Credit Report?

If 877-521-6773 is a collection company trying to collect on unpaid bills, the first step is to verify if the debt is legitimate by requesting written confirmation from the collection agency. Ensure the information is accurate, and if there are any discrepancies, dispute the debt in writing per the Fair Credit Reporting Act.

If the debt is valid, you can try negotiating a pay-for-delete agreement with the collection agency to remove the debt from your credit report once it’s settled. Alternatively, offer a good faith partial payment and request deletion as a gesture of goodwill. Another option is to hire a credit repair service to dispute the debt on your behalf.

Waiting for the debt to fall off your report after seven years is also an option, but it may take longer. If the collector violates laws, file a complaint with the Consumer Financial Protection Bureau. In extreme cases, consult a consumer law attorney to review your case and possibly sue for removal and damages.

Remember to keep detailed written records of your efforts to resolve the disputed collection account, and focus on validating the debt first before taking any action.

What Feedback And Comments Do People Leave About 877-521-6773?

People have left feedback and comments about 877-521-6773, often associating it with debt collection agencies or financial institutions. Many have reported receiving calls from this number related to the Medical Bureau, a debt collector. Callers from this number have been known to request personal information and claim the call was being recorded.

If you receive a call from a debt collector, it is essential to remember that you have the right to verify the debt and request that the collector cease further communication. To address any negative impact on your credit, it is crucial to check your credit report for inaccuracies and consider seeking help from a credit repair professional.

In the end, 877-521-6773 is a phone number associated with debt collection agencies. People have left comments and feedback about the calls they have received from this number. It is vital to be aware of your rights when dealing with debt collectors and to take action to protect your credit score and overall financial well-being.

You must check your credit report

Go to CreditSesame.com and pull your 3-bureau report FOR FREE