877-609-9123

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What Company Is Calling Me From 877-609-9123? Are They A Scam And Why Are They Calling Me?

The phone number 877-609-9123 is suspected to be a scam, possibly a robocaller impersonating Citibank debt collectors. To ensure your safety, never share personal information until the caller’s legitimacy is confirmed. Keep in mind that these calls might violate the Fair Debt Collection Practices Act (FDCPA). If you receive such calls, identify if it’s a debt collector and block the number. Request no further contact and validate the debt by asking for written confirmation. If the debt is legitimate, consider negotiating a settlement or payment plan. Consult with a credit counselor or attorney for personalized advice, and maintain detailed records of all calls and communications related to this issue.

How Can I Block Or Stop Calls From 877-609-9123?

To block or stop calls from 877-609-9123, first determine if it’s a debt collector. If so, block the number and send a cease and desist letter. Keep records of these calls and consider consulting a credit counselor or attorney. Abide by the Fair Debt Collection Practices Act (FDCPA) and negotiate a settlement or payment plan if the debt is legitimate. If you suspect a scam, report the number to authorities. Monitor your voicemails and avoid engaging directly with collectors. By doing this, you can protect yourself from potential scams or harassment.

Is 877-609-9123 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The number 877-609-9123 is suspected to be a robocaller and potential scam, impersonating Citibank. To ensure your rights under the Fair Debt Collection Practices Act (FDCPA) are protected, it is crucial to identify if it is a debt collector and take the following steps:

1. Block the number and request no further contact.
2. Adhere to the FDCPA, which protects you from harassment and other unfair practices.
3. Validate the debt by requesting written confirmation from the alleged debt collector.
4. If the debt is legitimate, negotiate a settlement or payment plan.
5. If the situation escalates or becomes unmanageable, consider seeking legal options.

Monitor your voicemails and keep detailed records of all calls and communication related to the debt. Additionally, you may want to consult with a credit counselor or attorney for further assistance in dealing with debt collectors and potential scams.

If 877-609-9123 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 877-609-9123 is a debt collector, it’s crucial to validate the debt and understand your options. First, identify if it’s a debt collector and block the number. Adhere to the Fair Debt Collection Practices Act (FDCPA) for protection. To validate the debt, request written validation from the collector and review it for accuracy. Dispute any incorrect information and request removal from your credit report.

Next, negotiate a settlement or payment plan if the debt is legitimate. If necessary, consider legal options such as filing a complaint with the Consumer Financial Protection Bureau (CFPB) or seeking professional help from a credit counselor or attorney. Keep detailed records of all calls and communication, and monitor your voicemails for any scam attempts. By following these steps, you can protect yourself from scams and ensure a fair outcome regarding the debt.

Can 877-609-9123 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from 877-609-9123, first determine if it is a debt collector posing as Citibank. If it is, they may sue you or garnish your wages if the debt is legitimate. To avoid legal action, you can negotiate a payment plan, assert your inability to pay, seek credit counseling, or hire a consumer law attorney. If debts are overwhelming, consider bankruptcy.

To protect yourself from scams and unwanted calls, block the number and request no further contact. Follow the Fair Debt Collection Practices Act (FDCPA) for protection and request written confirmation of the debt. Keep records of all calls and communication to stay organized and informed.

In the end, it’s crucial to be cautious when settling debts with collectors, as it could have long-term financial consequences. Make sure to weigh your options and seek professional help if needed to ensure the best possible outcome for your situation.

If 877-609-9123 Is A Collection Company, How Can I Remove It From My Credit Report?

If 877-609-9123 is a collection company, you can remove it from your credit report by taking these steps:

1. Verify the debt’s legitimacy by requesting written confirmation from the collection company. Carefully review the details and dispute any inaccuracies.

2. If the debt is valid, negotiate a pay-for-delete agreement with the collection company. This means you’ll pay off the debt, and they’ll remove it from your credit report.

3. Offer a good faith settlement to reduce the debt amount. The collection company may be more willing to remove the debt from your credit report if you’re willing to pay a lower amount.

4. Hire a credit repair service to help you dispute the debt and negotiate with the collection company. They can help you navigate the process and ensure your rights are protected.

5. Wait for the 7-year time limit. Debts generally stay on your credit report for 7 years. After this time, the collection company should automatically remove it from your report.

6. File a complaint with the Federal Trade Commission (FTC) or your state attorney general’s office if you believe the collection company is violating the Fair Debt Collection Practices Act (FDCPA).

7. Consult an attorney if you’re unsure about your rights or need legal assistance. An attorney can help you understand your options and represent you in court if necessary.

8. Keep detailed records of all calls and communication with the collection company. This will help you protect your rights and provide evidence if you need to file a complaint or go to court.

By following these steps, you can work to remove 877-609-9123 from your credit report and protect your financial future.

What Feedback And Comments Do People Leave About 877-609-9123?

When looking for feedback about the phone number 877-609-9123, you’ll find that many people have experienced unwanted calls, silent calls, and robocalls. Some believe it’s a scammer pretending to collect a debt for Citibank. With over 3,900 flagged calls, recipients are understandably frustrated and concerned. It’s essential to block this number and avoid interacting with the caller. If you receive a call from this number, make sure to follow the Fair Debt Collection Practices Act (FDCPA) for protection. To verify the debt, request written confirmation. If the debt is legitimate, consider negotiating a settlement or payment plan, and explore legal options if necessary. To safeguard yourself further, keep an eye on your voicemails, seek assistance from a credit counselor or attorney, and maintain detailed records of all calls and communication.

You must check your credit report

Go to CreditSesame.com and pull your 3-bureau report FOR FREE