877-698-9400

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What Company Is Calling Me From 877-698-9400? Are They A Scam And Why Are They Calling Me?

The phone number 877-698-9400 is connected to Nationstar Mortgage, a company that specializes in mortgage servicing and functions as a debt collector. They may call even when accounts are current, often for marketing purposes, which can be bothersome for recipients. While Nationstar Mortgage is a legitimate company, their calling practices might lead to questions about their necessity and legality. To handle unwanted contact, homeowners can request not to be called for marketing purposes or file complaints as necessary. In case you receive calls from unknown numbers that could be debt collectors, identify them by letting the calls go to voicemail and not answering directly. Once identified, block the number by contacting your phone carrier or using call blocking apps.

How Can I Block Or Stop Calls From 877-698-9400?

First, let the unknown calls go to voicemail to identify if it’s from a debt collector. Once you know the caller, you can take action to stop the calls. Contact your phone carrier or use call blocking apps to block the number. Alternatively, you can send a cease and desist letter to request no further contact. Keep detailed records of these calls and consult a non-profit credit counselor or consumer protection attorney for help with the underlying debt. In the end, these steps will help you regain control over your phone calls and address any concerns.

Is 877-698-9400 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The phone number 877-698-9400 is operated by Nationstar Mortgage, a mortgage servicing company that may call even when accounts are current, often for marketing purposes. It is important to know your rights as a consumer under the Fair Debt Collection Practices Act (FDCPA). If you feel that this company is violating your rights, document the call details, frequency, and any harassment.

To assert your rights, you can revoke consent for calls outside normal hours, request no contact at work, and send a cease and desist letter. If violations occur, report them to the Consumer Financial Protection Bureau, consult a consumer protection attorney, or contact your state Attorney General’s office for guidance.

To minimize unwanted calls, consider seeking help from a credit counselor to address the debt without further collection calls. In the meantime, if you receive calls from an unrecognized number that could be a debt collector, identify if it is a debt collector by letting unknown calls go to voicemail and not answering directly. Once identified, block the number by contacting your phone carrier or using call blocking apps.

If 877-698-9400 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 877-698-9400 and suspect it’s a debt collector, the first step is to validate the debt. Send a debt validation letter to the collector, as required by the Fair Debt Collection Practices Act (FDCPA). Carefully review the validation for accuracy, dispute any incorrect information, and request removal from your credit report.

Next, negotiate a settlement or installment plan with the collector. Offer partial payment in exchange for debt deletion from your credit report. Assert your FDCPA rights, such as the right to cease communication or dispute inaccurate information. Consult a credit counselor for guidance or contact an attorney for legal action if necessary.

To protect yourself from unwanted calls, keep records of all calls and revoke any permission for contact outside FDCPA guidelines. If you continue to receive calls from unknown numbers, let them go to voicemail and block the number using your phone carrier or call blocking apps.

Can 877-698-9400 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

When contacted by a debt collector like 877-698-9400, it’s essential to be aware of your rights and options. They can indeed sue you and potentially garnish your wages if you don’t pay the debt. To avoid this, consider negotiating a payment plan, stating your inability to pay, seeking credit counseling, hiring a consumer law attorney, or even filing for bankruptcy.

Throughout this process, make sure to keep detailed records of your interactions and efforts to resolve the debt. Be cautious when agreeing to settlements, ensuring they are affordable and in your best interest. If you think a debt collector is violating your rights, file a complaint with the Federal Trade Commission or your state attorney general’s office. By staying proactive and informed, you can protect yourself from potential legal consequences and work towards resolving your debt.

If 877-698-9400 Is A Collection Company, How Can I Remove It From My Credit Report?

If you believe 877-698-9400 is a collection company and you want to remove it from your credit report, follow these steps:

1. First, confirm the debt is legitimate by requesting written proof from the collector.

2. Review the validation for any inaccuracies and dispute them if necessary.

3. If the debt is valid, consider negotiating a pay-for-delete agreement, offering a partial settlement, or hiring a credit repair service to help with the process.

4. As an alternative, you can wait for the debt to fall off your report after seven years.

5. If the collector violates any laws, file a complaint or consult a consumer law attorney.

6. Keep detailed records throughout the process to ensure a smooth resolution.

What Feedback And Comments Do People Leave About 877-698-9400?

People often leave negative feedback about 877-698-9400, as it is associated with Nationstar Mortgage. They complain about multiple unwanted calls, even when their mortgage is paid, often early in the morning or on days off. The representatives tend to push additional products or lower payment plans rather than discussing the mortgage status. Some people have reported rude behavior and unexpected fees. Overall, feedback is negative due to frequent, unwanted calls and poor customer service.

To minimize unwanted contact, residents can request not to be called for marketing purposes or file complaints as needed. If you receive calls from an unrecognized number that could be a debt collector, identify if it is a debt collector by letting unknown calls go to voicemail and not answering directly. Once identified, block the number by contacting your phone carrier or using call blocking apps.

You must check your credit report

Go to CreditSesame.com and pull your 3-bureau report FOR FREE