904-257-1904

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What Company Is Calling Me From 904-257-1904? Are They A Scam And Why Are They Calling Me?

The number 904-257-1904 is known to be a scam, with people receiving unwanted calls about education or financial opportunities. The company calling isn’t clear, but it seems to be part of a scam operation that targets victims. Callers often use scripts related to education or finances, trying to get your personal information or make you pay. It’s best not to answer or talk to these callers, as they might try to trick you or do illegal things. Always be cautious when receiving unexpected calls, and don’t give any personal information.

How Can I Block Or Stop Calls From 904-257-1904?

First, let the call from 904-257-1904 go to voicemail to determine if it’s a debt collector. If so, proceed to block the number using your carrier’s settings, a call-blocking app, or your smartphone features. If the calls continue, send a cease and desist letter and maintain detailed records. Seek help from a non-profit credit counselor or consumer protection attorney to understand your rights under the Fair Debt Collection Practices Act (FDCPA) and address the underlying debt.

Is 904-257-1904 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you are receiving calls from 904-257-1904, it is essential to understand your rights under the Fair Debt Collection Practices Act (FDCPA). The FDCPA protects consumers from abusive, deceptive, or unfair debt collection practices.

First, document the date, time, frequency, phone number, and details of all calls, including any instances of abusive language or calls outside allowed hours. You can revoke consent for calls outside normal hours and request that the collector cease contact.

If you believe the calls are violating the FDCPA, report the violations to the Consumer Financial Protection Bureau (CFPB). Additionally, consult with a consumer protection attorney or credit counselor for guidance on your rights and options.

In conclusion, being aware of your rights under the FDCPA and taking action to protect yourself from abusive debt collection practices can help ensure a more positive experience when dealing with collectors.

If 904-257-1904 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 904-257-1904 is a debt collector, your first step should be to validate the debt. Request written validation from the collector and thoroughly review the information for any errors or inconsistencies. If you find any inaccuracies, dispute the debt with the collector. Under the Fair Debt Collection Practices Act (FDCPA), you have the right to negotiate a settlement or payment plan that works for you.

To protect yourself, maintain records of all communication with the debt collector. In case of difficulties, consider seeking assistance from a non-profit credit counselor or consumer protection attorney. In extreme situations, filing for bankruptcy or taking legal action against the collector may be necessary. Keep in mind to never provide personal information or engage with scammers by blocking their numbers.

Can 904-257-1904 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 904-257-1904 is a debt collector, they may sue you or garnish your wages to recover the alleged debt. However, if the number is a scam, report the call and protect yourself by not engaging or providing personal information. Block the number and send a cease and desist letter. Consult a non-profit credit counselor or consumer protection attorney for guidance on debt collection practices and your rights under the Fair Debt Collection Practices Act (FDCPA). If the debt is legitimate, negotiate affordable payments, assert inability to pay, seek credit counseling, hire a consumer law attorney, or consider bankruptcy. Before agreeing to settle, ensure terms are in writing, affordable, and understand the potential consequences. Seek assistance to understand your options and rights.

If 904-257-1904 Is A Collection Company, How Can I Remove It From My Credit Report?

First, make sure the debt is legitimate by requesting written confirmation from the collection company. Check the details for accuracy and dispute any inaccuracies according to the Fair Credit Reporting Act. To potentially remove the debt, consider negotiating a pay-for-delete agreement, offering a partial settlement, hiring a credit repair service, waiting for the 7-year limit, filing a complaint, consulting an attorney, and keeping records of your efforts.

If the debt collection company is a scam operation like 904-257-1904, do not engage or provide personal details, block the number, and send a cease and desist letter. Consult a non-profit credit counselor or consumer protection attorney for guidance on debt collection practices and your rights under the Fair Debt Collection Practices Act (FDCPA). In the end, ensuring accurate account information and addressing inaccuracies can help protect your credit report and financial well-being.

What Feedback And Comments Do People Leave About 904-257-1904?

Based on various feedback and comments from people, 904-257-1904 is a phone number that has been receiving numerous complaints about unwanted and potentially scam calls. Many users report receiving robocalls, repeated calls despite being on the do-not-call list, and rude hang-ups. The number is suspected of making unwanted marketing or possible scam calls for an extended period.

In a nutshell, the number 904-257-1904 has been a source of annoyance and concern for many individuals due to the unsolicited and potentially harmful calls they have been receiving. It is important to remain vigilant and cautious when dealing with unknown callers, especially those who may be attempting to scam or harass you.

To wrap things up, the best course of action to address unwanted calls from this number is to not engage with the caller, block their number, and consider sending a cease and desist letter. Additionally, seeking guidance from a non-profit credit counselor or consumer protection attorney can help you understand your rights under the Fair Debt Collection Practices Act (FDCPA) and navigate any potential debt collection issues that may arise.

You must check your credit report

Go to CreditSesame.com and pull your 3-bureau report FOR FREE