908-361-3148

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What Company Is Calling Me From 908-361-3148? Are They A Scam And Why Are They Calling Me?

The phone number 908-361-3148 is connected to Mikhail Piatnitsky in Cranford, New Jersey. It’s linked to Sprint and has been reported as a potential robocaller. It’s difficult to determine if the call is a scam without context. Legitimate companies use automated calls for marketing, surveys, and reminders, but some scams do too. To verify company identity or avoid sharing personal information during unsolicited calls, consider the following steps:

1. Do some research: Look up the company online and check their reviews, social media presence, and official website to ensure it’s a legitimate business.

2. Verify the number: Cross-check the phone number with the company’s official website or customer service line to confirm its authenticity.

3. Be cautious with personal information: Never share sensitive information like Social Security numbers, bank account details, or credit card information during unsolicited calls.

4. Block the number: If you’re sure the call is unwanted, block the number to prevent further calls.

5. Report the call: If you believe the call is a scam, report it to the appropriate authorities, such as the Federal Trade Commission (FTC) or your local police department.

Ultimately, it’s crucial to stay vigilant and cautious when receiving calls from unknown numbers to protect your personal information and financial security.

How Can I Block Or Stop Calls From 908-361-3148?

To block or stop calls from 908-361-3148, first identify if the caller is a debt collector. If so, you can block the number and send a cease and desist letter, requesting no further contact. It’s essential to maintain detailed records of calls for potential legal action. If the calls continue, consider seeking help to address any underlying debt and understand your rights under the Fair Debt Collection Practices Act (FDCPA). If you’re sued, negotiate affordable payment plans and explore your options, such as pay-for-delete agreements, partial settlements, or filing a complaint.

Is 908-361-3148 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you are receiving calls from 908-361-3148, it is essential to determine if it is a debt collector violating the Fair Debt Collection Practices Act (FDCPA). If you suspect this, keep detailed records of the calls, including dates, times, frequency, and the language used by the caller. To protect your rights as a consumer, you can revoke consent for the calls and request that they cease. Additionally, you can send a cease and desist letter to the debt collector, outlining your concerns and demanding the calls to stop. If the calls continue, report the violations to the Consumer Financial Protection Bureau (CFPB) or contact your state Attorney General’s office for further guidance. Maintaining detailed records of the calls and understanding your rights under the FDCPA will help prevent harassment from debt collectors. If the debt collector sues you, negotiate affordable payment options and consult an attorney for legal advice.

If 908-361-3148 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 908-361-3148 is a debt collector, it’s crucial to validate the debt and explore your options. Start by asking for written validation from the collector to verify the debt’s authenticity. Next, review the information for any inaccuracies and dispute them if needed. Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA), so use these rights and consult a non-profit credit counseling agency or attorney for guidance.

Keep records of all interactions with the collector, and if the situation escalates, consider negotiating a settlement or payment plan. If sued, understand your options for defending yourself in court and the potential consequences. To possibly remove the collection from your credit report, consider requesting a pay-for-delete agreement, proposing a partial settlement, or filing a complaint with the appropriate authorities.

Can 908-361-3148 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 908-361-3148 is a debt collector, they can sue you or garnish your wages if you owe a legitimate debt. To avoid legal action, consider negotiating affordable payments, asserting your inability to pay, seeking guidance from a non-profit credit counselor, hiring a consumer law attorney, or considering bankruptcy. Make sure to understand your options and rights before agreeing to settle the debt. If you’re unsure if 908-361-3148 is a debt collector, block the number and consider sending a cease and desist letter. If they are a debt collector, validate the debt, exercise your rights under the FDCPA, and consult an attorney. If sued, negotiate affordable payments and understand your options to potentially remove the collection through pay-for-delete agreements, partial settlements, or filing a complaint.

If 908-361-3148 Is A Collection Company, How Can I Remove It From My Credit Report?

If you have been receiving calls from the number 908-361-3148, it is essential to verify if it is indeed a collection company. To do this, request written confirmation of the debt and ensure your personal information and debt details are accurate. If there are any inaccuracies, dispute the debt according to the Fair Credit Reporting Act.

To potentially remove the collection from your credit report, consider negotiating a pay-for-delete agreement, offering a partial settlement, hiring a credit repair service, waiting for the 7-year limit, filing a complaint, or consulting a consumer law attorney. It is crucial to maintain detailed records of your efforts to resolve the disputed collection account.

What Feedback And Comments Do People Leave About 908-361-3148?

There are no public comments or feedback available about the phone number 908-361-3148. The records indicate that this number belongs to an individual named Said Choukrani in Newark. If you have any issues or concerns regarding this number, determine if it is a robocaller or debt collector. For debt collectors, ensure you validate the debt, exercise your rights under the Fair Debt Collection Practices Act (FDCPA), and consult an attorney. If you are sued, negotiate affordable payment plans and understand your options. To potentially remove the collection, consider pay-for-delete agreements, partial settlements, or filing a complaint.

You must check your credit report

Go to CreditSesame.com and pull your 3-bureau report FOR FREE