913-229-9117

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What Company Is Calling Me From 913-229-9117? Are They A Scam And Why Are They Calling Me?

When you receive a call from the number 913-229-9117, it is likely from a newspaper delivery company in Kansas City, Kansas. These calls often ignore do-not-call requests and fail to identify themselves, which can make them appear as spam or scam calls. To determine if the call is legitimate, ask the caller to identify themselves and their company. If they are not willing to do so, it’s best to hang up and consider blocking the number. Remember, if the call is from a debt collector, make sure to follow the Fair Debt Collection Practices Act (FDCPA) guidelines, negotiate a payment plan, and seek advice from a credit counselor or attorney. To remove the number from your credit report, you can try a pay-for-delete agreement, file a complaint, or hire a credit repair service. Overall, these calls can be frustrating and may have a negative impact on your day.

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If 913-229-9117 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 913-229-9117 and suspect it’s a debt collector, the first step is to request written validation of the debt. This helps you review the debt for accuracy and dispute any incorrect information. Remember, you have the right to do this under the Fair Debt Collection Practices Act (FDCPA).

Once you have verified the debt, consider negotiating a settlement or payment plan. If you cannot afford to pay the full amount, offering a partial payment may be a viable option. Keep in mind that debt collectors cannot harass or threaten you, so assert your rights under the FDCPA if they violate these regulations.

In case you no longer wish to receive calls from this number, revoke permission for unwanted contact. Block the number and report it as spam or a scam if necessary. Additionally, consider consulting a credit counselor or attorney for further guidance on dealing with debt collectors and protecting your credit score.

It’s essential to keep records of all communication with the debt collector, as this can be helpful in case of a dispute or legal action. By following these steps, you can validate the debt, protect your rights, and take control of the situation.

Can 913-229-9117 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from 913-229-9117 about a debt, remember to be cautious and follow these steps: negotiate a payment plan, assert your inability to pay, seek help from a non-profit credit counselor or attorney, consider bankruptcy, and document all communication. Avoid settling for unaffordable terms, as it may cause more harm in the long run. Always understand your rights and options before making any decisions.

In the end, it is essential to be aware of your rights when dealing with debt collectors like 913-229-9117. Under the Fair Debt Collection Practices Act (FDCPA), collectors cannot harass, threaten, or use deception in their attempts to collect a debt. To protect yourself, ensure you keep records of all communications, and do not hesitate to consult with a credit counselor or attorney for guidance.

If 913-229-9117 Is A Collection Company, How Can I Remove It From My Credit Report?

If 913-229-9117 is a collection company, you can take several steps to remove it from your credit report. First, ensure the debt is legitimate by requesting written confirmation and reviewing it carefully. If any information is incorrect, dispute the debt and demand removal.

To potentially remove the debt, consider the following options:

1. Negotiate a pay-for-delete agreement: Ask the collection company to remove the debt from your credit report in exchange for a one-time payment.
2. Offer a partial settlement: If you can’t afford to pay the full debt, propose a partial settlement and request removal of the debt from your credit report as part of the agreement.
3. Hire a credit repair service: A professional credit repair service can help you dispute the debt and negotiate with the collection company on your behalf.
4. Wait for the 7-year limit: Under the Fair Credit Reporting Act (FCRA), most negative information, including collection accounts, can only remain on your credit report for seven years.
5. File a complaint: If the collection company is violating the Fair Debt Collection Practices Act (FDCPA), file a complaint with the Consumer Financial Protection Bureau (CFPB) or your state attorney general’s office.
6. Consult an attorney: If the collection company refuses to remove the debt or violates your rights, consult a credit or consumer protection attorney for guidance.

Lastly, keep detailed records of all communication and actions related to the debt, as this information may be helpful in resolving the issue.

What Feedback And Comments Do People Leave About 913-229-9117?

The feedback and comments about 913-229-9117 are largely negative, with people complaining about persistent, unwanted calls. These calls promote Sunday or 7-day newspaper delivery services and often come from India. Although recipients have tried to stop the calls by pressing 1 to be removed from call lists, this strategy has not been effective. To address this issue, it’s recommended to block the number and report the calls to the proper authorities. If the calls are from a debt collector, it’s important to adhere to the Fair Debt Collection Practices Act guidelines and seek help from a credit counselor or attorney. To remove the phone number from your credit report, consider requesting a pay-for-delete agreement, filing a complaint, or hiring a credit repair service. Always stay alert and proactive to protect yourself from unwanted calls and potential scams.

You must check your credit report

Go to CreditSesame.com and pull your 3-bureau report FOR FREE