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What Company Is Calling Me From 971-217-9927? Are They A Scam And Why Are They Calling Me?

When you receive a call from 971-217-9927, it is likely from Apria Healthcare, a medical supply company. They may be calling to discuss an outstanding balance for medical services provided. However, be cautious as there have been reports of scammers pretending to be Apria Healthcare. To verify the legitimacy of the call, hang up and call Apria Healthcare directly using the contact information on their official website or billing statement.

If you suspect the call is fraudulent, report it to the Federal Trade Commission (FTC) or the National Do Not Call Registry, and block the number on your phone. If you identify the unknown call as being from a debt collector, block the number and prevent further calls using phone carrier features or call blocking apps.

In case of persistent calls, send a cease and desist letter and follow up with legal action if necessary. Consult a non-profit credit counselor or consumer protection attorney to address the underlying debt and monitor voicemail messages from identified collectors to take appropriate action.

How Can I Block Or Stop Calls From 971-217-9927?

To block or stop calls from 971-217-9927, first identify if it is a debt collector. Let unknown calls go to voicemail and do not answer them directly. Contact your phone carrier to permanently block the number, and use call blocking apps like Nomorobo or Hiya to automatically block and filter out the number at the network level. For smartphones, set contacts not in your address book to go straight to voicemail or be blocked.

Formally request no further contact by sending a cease and desist letter via certified mail, demanding no further calls. Check your state’s laws for any regulations beyond the FDCPA that prohibit collection calls without written notice. Send a cease and desist letter invoking those rights and keep detailed records of all calls to demonstrate a pattern of harassment if considering legal action.

Get help addressing the underlying debt by consulting a non-profit credit counselor to negotiate debt resolution. Speak to a consumer protection attorney regarding your rights and potential lawsuits if the collector violates regulations. Blocking calls does not eliminate any legitimate debts owed, but taking proactive steps can stop harassment while addressing any outstanding debts.

Is 971-217-9927 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The Fair Debt Collection Practices Act (FDCPA) is a federal law that safeguards consumers from unfair, deceptive, and abusive debt collection practices. If you’re receiving calls from 971-217-9927, you have specific rights under this act. Document the date, time, frequency, phone number, and details of all calls to identify potential FDCPA violations.

If the calls are outside the allowed hours of 8 am to 9 pm in your time zone, or if they are repeated too frequently, you may have grounds for a violation. Note any abusive, threatening, or obscene language used during the calls.

To protect your rights, you can revoke any prior consent given for calls outside normal hours, request they cease contact at your workplace, and send a cease and desist letter via certified mail. You can also verbally request them to stop calling during any conversation.

If you suspect FDCPA violations, report them to the Consumer Financial Protection Bureau, consult a consumer protection attorney, or contact your state Attorney General’s office for assistance. An experienced credit counselor can also help address the debt without further collection calls.

In conclusion, following the FDCPA is mandatory for collectors contacting you. Keep detailed records and assert your rights to prevent further harassment from debt collectors.

If 971-217-9927 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 971-217-9927 is a debt collector, you need to validate the debt and understand your options. First, request written validation of the debt from the collector, as required by the Fair Debt Collection Practices Act (FDCPA). Next, review the validation for accuracy and dispute any incorrect or unrecognized information in writing, requesting removal from your credit report.

Once the debt is validated, consider the following options: negotiate a lump-sum settlement or payment installment plan in writing, offer partial payment with debt removal, assert your rights under the FDCPA, consult a credit counseling agency, or contact an attorney to explore bankruptcy or legal action. Keep detailed records of all correspondence and calls, and revoke any prior permissions given to the collector. Remember, always confirm if the debt is valid and exercise your consumer rights under federal and state law to find the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 971-217-9927 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 971-217-9927 is a debt collector attempting to collect a legitimate debt, they have the legal authority to sue you and potentially garnish your wages or bank account if they secure a court judgment. To prevent legal action, consider negotiating reasonable payment terms, asserting your inability to pay, seeking guidance from a credit counselor, or hiring a consumer law attorney. If bankruptcy is a viable option, consult with an attorney to discuss your situation.

Before settling on a payment plan, ensure it is affordable based on your budget, and obtain any agreements in writing. Be aware that a collector can still sue if you default on a settlement. Settling may be a sensible choice to avoid legal action, but don’t agree to payments you can’t maintain. Seek assistance to understand your options and rights before making any decisions.

If 971-217-9927 Is A Collection Company, How Can I Remove It From My Credit Report?

First, verify if 971-217-9927 is a legitimate collection company by requesting written confirmation and reviewing the debt validation carefully. If there are any discrepancies, dispute the debt in writing.

If the debt is valid, try negotiating a pay-for-delete agreement, offering a good faith partial settlement payment, or hiring a credit repair service to dispute the debt on your behalf. Alternatively, wait for the collection to fall off your report after seven years or file a complaint with the Consumer Financial Protection Bureau if the collector violates laws.

To prevent unwanted calls, report the number to the FTC or National Do Not Call Registry, block the number, and use phone carrier features or call blocking apps. If needed, consult a non-profit credit counselor or consumer protection attorney to address the underlying debt and protect your rights.

What Feedback And Comments Do People Leave About 971-217-9927?

People often leave feedback about 971-217-9927, mentioning unsolicited calls and potential scam attempts associated with Apria Healthcare. Users report aggressive calls when questioning the legitimacy of the call. However, the number is used for their billing department, so those with an account should address any issues directly. If you don’t have an account, inform Apria Healthcare if they are contacting the former owner of your number. To manage unwanted calls, report harassing calls to authorities or use spam blocking apps. Additionally, monitor voicemail messages from identified collectors and take action accordingly.

You must check your credit report

Go to CreditSesame.com and pull your 3-bureau report FOR FREE