202-302-4617

What Company Is Calling Me From 202-302-4617? Are They A Scam And Why Are They Calling Me?

If you’re receiving a call from the number 202-302-4617, it could be related to telemarketing, surveys, or travel packages. It’s essential to determine if the call is a scam or not by researching the company associated with the call and verifying its legitimacy. Be cautious and never give out personal information over the phone if you’re unsure about the caller’s legitimacy. Block the number and report the call to the authorities if you suspect it’s from a scammer.

How Can I Block Or Stop Calls From 202-302-4617?

To stop unwanted calls from 202-302-4617, first, check your voicemail to identify the caller. If it’s a debt collector, use your rights under the Fair Debt Collection Practices Act (FDCPA). Contact your phone carrier to block the number or use call blocking apps for future protection. Set contacts not in your address book to go straight to voicemail. If calls persist, send a cease and desist letter via certified mail. Lastly, seek help from a credit counselor or attorney to address any underlying debt issues. Taking these steps will effectively block or stop calls from 202-302-4617 and protect you from potential scams or harassment.

Is 202-302-4617 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you’re receiving calls from the number 202-302-4617, it’s important to protect yourself from potential scams. To do this, block the number using your carrier’s settings or download a call-blocking app. If you receive debt collection calls, it’s essential to know your rights under the Fair Debt Collection Practices Act (FDCPA).

To protect yourself, document all calls, noting the date, time, frequency, phone number, and details. Keep track of whether the debt collector calls outside of allowed hours, repeatedly calls, or uses abusive language. Exercise your rights by requesting contact limitations, sending a cease and desist letter, or verbally expressing your desire for the calls to stop.

If you suspect a violation, report it to the appropriate authorities and consult a consumer protection attorney for further guidance. It’s crucial to validate the debt, negotiate a settlement or payment plan, and protect yourself from potential legal action. If the debt collector is violating laws, file a complaint with the Consumer Financial Protection Bureau (CFPB) or seek assistance from a consumer law attorney.

If 202-302-4617 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

To determine if 202-302-4617 is a debt collector and what your options are, follow these steps:

1. Verify the identity of the caller: Ask the caller to identify themselves and provide their company’s name and contact information.

2. Request written proof of the debt: Send a debt validation letter to the debt collector, requesting written proof of the debt. This will help you verify its legitimacy and assess its accuracy.

3. Review the validation and dispute inaccuracies: Carefully examine the debt collector’s response and dispute any incorrect information. Make sure the debt is yours, the amount is accurate, and it’s not beyond the statute of limitations.

4. Negotiate a settlement or payment plan: If the debt is valid, negotiate a settlement or payment plan that works for you. Avoid upfront fees or unreasonable demands.

5. Exercise your rights under the FDCPA: Familiarize yourself with the Fair Debt Collection Practices Act, which protects you from harassment, abuse, and illegal practices by debt collectors. Report any violations to the appropriate authorities.

6. Seek help from professionals: Consult with non-profit credit counseling agencies or attorneys for guidance and potential legal action. Keep detailed records of all correspondence and calls.

7. Block unwanted calls: Block the number 202-302-4617 with your carrier or use call blocking apps to prevent unwanted calls. If the debt collector is violating laws, file a complaint with the Consumer Financial Protection Bureau (CFPB) or consult a consumer law attorney.

Can 202-302-4617 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 202-302-4617 is a debt collector, they have the legal right to sue you or garnish your wages to recover the debt. To avoid legal action, you can negotiate an affordable payment plan, assert your inability to pay, seek credit counselor assistance, hire a consumer law attorney, or even consider bankruptcy.

Before settling the debt, ensure the payment plan is manageable for you and get agreements in writing. Be aware of potential consequences and seek assistance to understand your options and rights. If you believe the debt collector is violating the law, file a complaint with the CFPB or consult a consumer law attorney.

If 202-302-4617 Is A Collection Company, How Can I Remove It From My Credit Report?

If 202-302-4617 is a debt collection company, you can remove it from your credit report by following these steps:

1. Verify the debt: First, confirm if the call is from a debt collection company. Request written confirmation of the debt and check for its accuracy.

2. Dispute the debt: If any information is incorrect, dispute the debt in writing. This can be done by sending a dispute letter to the collection agency and the credit bureaus.

3. Negotiate a pay-for-delete agreement: Offer to pay the debt in exchange for the collection agency removing it from your credit report.

4. Offer a partial settlement: If the collection agency agrees to a lower amount, make sure to get the agreement in writing and request a deletion of the debt from your credit report.

5. Hire a credit repair service: These professionals can help negotiate with the collection agency on your behalf and handle the dispute process.

6. Wait for the debt to fall off your report: Debts typically remain on your credit report for 7 years. After this time, the collection agency must remove it from your report.

7. File a complaint with the CFPB: If the collection agency violates the FDCPA or any other consumer protection laws, file a complaint with the Consumer Financial Protection Bureau (CFPB).

8. Consult a consumer law attorney: If the collector continues to violate laws or harass you, consult an attorney specializing in consumer law.

Remember to keep detailed records of your efforts to resolve the dispute, and don’t hesitate to seek help from non-profit credit counselors or attorneys if needed.

What Feedback And Comments Do People Leave About 202-302-4617?

Based on feedback and comments about 202-302-4617, people often receive unwanted telemarketing calls from this number. These calls can be annoying and disruptive, leading to frustration and even concerns about potential scams or fraudulent activities. Some people have tried blocking the number or using call blocking apps to prevent further interruptions. To protect oneself from unwanted calls and potential scams, it is essential to be cautious and vigilant when dealing with such calls.