202-684-3179

What Company Is Calling Me From 202-684-3179? Are They A Scam And Why Are They Calling Me?

What company is calling me from 202-684-3179? The caller is 1st National Collection Bureau, a debt collection agency. They may be a scam if they don’t leave messages or identify themselves clearly. To verify their legitimacy, answer the call and ask for the caller’s identity and purpose. Be cautious if they don’t provide this information. If you suspect a scam, block the number, send a cease and desist request, and consult a non-profit credit counselor or attorney for assistance. Remember your rights under the Fair Debt Collection Practices Act (FDCPA) and consider validating the debt, negotiating a settlement, or exploring legal options. Keep records of all communication and monitor voicemails for messages from collectors.

How Can I Block Or Stop Calls From 202-684-3179?

First, let the unknown call from 202-684-3179 go to voicemail to determine if it’s a debt collector. If it is, contact your phone carrier or use call blocking apps to block the number. Send a formal cease and desist request via certified mail. Consult a non-profit credit counselor or attorney for help with any underlying debt issues. Keep track of voicemails and know your rights under the Fair Debt Collection Practices Act (FDCPA). Monitor voicemails for further communication and always verify the identity and purpose of the caller.

Is 202-684-3179 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

First and foremost, it’s crucial to determine if the phone number 202-684-3179 is a legitimate debt collector or a potential scam. The Fair Debt Collection Practices Act (FDCPA) protects consumers from abusive debt collection practices, so being aware of your rights is essential.

To verify the legitimacy of the caller, request their name, company, and contact information. If they refuse to disclose this information or seem evasive, it’s possible they may be a scam. In such cases, it’s recommended to block the number and send a cease and desist letter to the caller. This letter should request that they stop contacting you and provide specific instructions on how you would like them to communicate with you moving forward.

Additionally, consider consulting with a non-profit credit counselor or attorney who specializes in consumer protection. They can help you understand your rights under the FDCPA and provide guidance on the best course of action to take.

To further protect yourself, validate the debt, negotiate a settlement, or explore legal options if necessary. Keep records of all communication with the collector, including voicemails, and monitor your credit report for any unusual activity. By being proactive and informed, you can help ensure your rights are protected and minimize the risk of falling victim to scams or abusive debt collection practices.

If 202-684-3179 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 202-684-3179 is a debt collector, it’s essential to validate the debt and understand your options. First, request written validation from the collector, reviewing the details to ensure accuracy. Dispute any inaccuracies and negotiate a settlement or payment plan. Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA), which protects consumers from abusive or deceptive practices.

Consider legal options if necessary, such as filing a complaint with your state attorney general’s office or the Consumer Financial Protection Bureau (CFPB). Consult professionals, like a non-profit credit counselor or attorney, for assistance. Keep records of all communication and never ignore collectors, as ignoring them may lead to legal consequences. Ultimately, it’s essential to be proactive, informed, and assertive in dealing with debt collectors.

Can 202-684-3179 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from 202-684-3179, it’s crucial to understand your rights and options. To protect yourself, you can negotiate affordable payments, assert your inability to pay, seek credit counseling, or hire an attorney. If debts become overwhelming, bankruptcy may be an option. Document all communication and consider settling only if it’s affordable and in writing. Remember, a collector can still sue if you default on a settlement.

If 202-684-3179 Is A Collection Company, How Can I Remove It From My Credit Report?

First, confirm if the debt is legitimate by requesting written confirmation from 202-684-3179. Review the details and dispute any inaccuracies. If the debt is valid, consider negotiating a pay-for-delete agreement, offering a partial settlement, or hiring a credit repair service. Alternatively, you can wait for the 7-year limit to pass, file a complaint, consult an attorney, or take other legal actions. Keep detailed records throughout the process.

It’s essential to verify the debt’s legitimacy and protect your rights under the Fair Debt Collection Practices Act (FDCPA). If calls continue, block the number, send cease and desist requests, and consult a non-profit credit counselor or attorney for assistance. Maintain detailed records and monitor voicemails for messages from collectors.

What Feedback And Comments Do People Leave About 202-684-3179?

What feedback and comments do people leave about 202-684-3179?

Many people have shared their experiences with this phone number, reporting that they have received calls without any identification or message left. These calls are often associated with First National Collection Bureau, discussing older debts or political matters. Some individuals have experienced silent calls or unidentified callers. It is crucial to verify the caller’s identity and purpose to determine if the call is legitimate or not.

To protect yourself from unwanted calls, consider blocking the number, sending cease and desist requests, and seeking assistance from a non-profit credit counselor or attorney. Remember your rights under the Fair Debt Collection Practices Act (FDCPA) and ensure you validate the debt, negotiate a settlement, or explore legal options if necessary. Keep records of all communication and monitor voicemails for messages from collectors.