202-800-2354

What Company Is Calling Me From 202-800-2354? Are They A Scam And Why Are They Calling Me?

The company calling from 202-800-2354 is likely a telemarketer and not a debt collector. This number is from Washington, D.C., and is not associated with any known collection agency. It’s important to be cautious with unsolicited calls as they can be scams. Do not provide personal information and confirm the caller’s identity and purpose. To avoid scams, verify the debt’s legitimacy, block the number, and request no further contact. Remember to follow the Fair Debt Collection Practices Act, negotiate a settlement or payment plan, and consider consulting a credit counselor or attorney if needed. Be aware of potential legal action if you default on a settlement, and remove the debt from your credit report if it’s inaccurate. Users have reported negative feedback and harassment from Verizon Wireless and third-party collection agencies.

How Can I Block Or Stop Calls From 202-800-2354?

To stop unwanted calls from 202-800-2354, first, let the call go to voicemail and do not answer directly. If you recognize it as a debt collector, block the number by contacting your phone carrier or using call blocking apps. Next, send a cease and desist letter to request no further contact. Keep detailed records of calls and seek assistance in addressing the underlying debt by consulting a non-profit credit counselor or speaking to a consumer protection attorney. In the end, protecting yourself from harassment and potential legal action is crucial, so remember to identify the legitimacy of the debt and the debt collector, and take necessary actions to resolve the situation.

Is 202-800-2354 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you receive a call from 202-800-2354, first ensure that it is a debt collector and not a telemarketer. Verify the debt’s legitimacy and make sure the call complies with the Fair Debt Collection Practices Act (FDCPA). If the calls are made outside allowed hours, too frequent, or involve abusive language, you can revoke consent and request cessation of calls. For additional help, contact the Consumer Financial Protection Bureau, a consumer protection attorney, or your state Attorney General’s office. Adhere to the FDCPA, negotiate a settlement or payment plan, and consider consulting a credit counselor or attorney for further guidance.

If 202-800-2354 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 202-800-2354 and suspect it’s a debt collector, the first step is to validate the debt. Send a debt validation letter to the collector, as they are required to provide proof of the debt. Carefully review the information and dispute any inaccuracies. Request removal from your credit report if necessary.

Next, negotiate a payment plan or settlement, offering a partial payment if needed. Be sure to assert your rights under the Fair Debt Collection Practices Act (FDCPA). If you require assistance, consider consulting a credit counselor or attorney for guidance on bankruptcy or legal action.

Keep records of all correspondence with the collector and revoke permission for contact outside of FDCPA guidelines. If the number turns out to be a telemarketer, block the number and report it. Remember that if you fail to meet a settlement agreement, you may face potential legal action.

Can 202-800-2354 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from 202-800-2354, it is important to first verify the legitimacy of the debt. In the case of a debt collector, they could potentially sue you to recover the amount owed. If they obtain a court judgment, your wages or bank accounts could be garnished. To avoid legal action, consider the following options:

1. Negotiate affordable payments with the debt collector.
2. Assert your inability to pay if the debt is too high.
3. Seek guidance from a non-profit credit counselor.
4. Hire a consumer law attorney to help with negotiations or potential legal action.
5. Consider filing for bankruptcy if the debt is overwhelming.

Before agreeing to settle the debt, make sure the payment plan is affordable, get agreements in writing, and be aware of the potential for legal action if you default on a settlement. It is crucial to remember to adhere to the Fair Debt Collection Practices Act and be cautious of harassment or negative feedback from debt collectors like Verizon Wireless and third-party collection agencies.

If 202-800-2354 Is A Collection Company, How Can I Remove It From My Credit Report?

First, determine if the debt is legitimate by requesting written confirmation from 202-800-2354. If any information is incorrect, dispute the debt and demand its removal. To potentially remove the debt, consider negotiating a pay-for-delete agreement, offering a good faith partial settlement, hiring a credit repair service, waiting for the 7-year time limit, filing a complaint with the Consumer Financial Protection Bureau, consulting a consumer law attorney, and keeping detailed records.

Remember, it’s crucial to verify the debt’s legitimacy and follow the Fair Debt Collection Practices Act when dealing with debt collectors. By taking these steps and staying informed about your rights, you can effectively handle calls from 202-800-2354 and work towards resolving any debt-related issues.

What Feedback And Comments Do People Leave About 202-800-2354?

People have left comments about 202-800-2354, reporting persistent debt collection calls from Verizon Wireless. Users are frustrated with the call frequency and lack of assistance from Verizon in resolving payment disputes or balance inquiries. The calls are linked to attempts to take credit card payments to avoid triggering rewards programs. To avoid these calls, users recommend blocking the number and requesting no further contact. Adhering to the Fair Debt Collection Practices Act and seeking legal counsel if necessary is crucial. Users also suggest verifying the debt’s legitimacy and exploring options like negotiating a settlement or payment plan, consulting a credit counselor, or attorney. If the debt is inaccurate, it should be removed from the credit report.