202-980-3725

What Company Is Calling Me From 202-980-3725? Are They A Scam And Why Are They Calling Me?

First, determine the origin of the call by checking the number on websites like Whitepages or Hiya. Second, be cautious if the call seems unsolicited or if you’re unfamiliar with the company. Third, never give out personal information over the phone, especially to unknown callers. Fourth, report suspicious calls to the Federal Trade Commission or your local authorities. Remember, always stay vigilant and protect your personal information.

How Can I Block Or Stop Calls From 202-980-3725?

To stop unwanted calls from 202-980-3725, start by letting unknown calls go to voicemail and avoid answering directly. This will help identify if it’s a debt collector. Next, block the number through your phone carrier, call blocking apps, or smartphone settings. If the calls continue, send a cease and desist letter and keep records of the calls. For any underlying debt issues, seek help from credit counselors or consumer protection attorneys, ensuring your rights under the Fair Debt Collection Practices Act are protected.

Is 202-980-3725 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The 202-980-3725 phone number is potentially violating the Fair Debt Collection Practices Act (FDCPA) if they engage in abusive or unethical practices. As a consumer, you have rights under this act, which protects you from unfair or harassing debt collection tactics.

To protect yourself, document each call, noting the date, time, frequency, phone number, and details of the conversation. Pay attention to whether the collector calls outside of allowed hours or repeatedly. If they use abusive language or threaten you, it’s important to revoke consent to call outside hours and request them to stop calling immediately.

In such cases, you can report the violations to the Consumer Financial Protection Bureau or seek legal assistance to address the issue. By standing up for your rights, you can ensure that debt collectors adhere to the FDCPA and treat you fairly during the collection process.

If 202-980-3725 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 202-980-3725 is a debt collector, you should first validate the debt to ensure its authenticity. To do this, send a debt validation letter by mail, requesting written proof of the debt. Verify your personal details, creditor name, account number, and amount owed to ensure the debt is accurate. Dispute any incorrect information and request removal from your credit report.

Once the debt is validated, negotiate a settlement, payment plan, or explore legal options such as bankruptcy or consulting an attorney. Keep detailed records of all communications and consider seeking professional guidance for the best course of action. If 202-980-3725 is a potential scam, do not engage with the callers, block the number, and report the calls to the appropriate authorities. Protect your rights under the Fair Debt Collection Practices Act and be cautious when dealing with debt collectors.

Can 202-980-3725 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from 202-980-3725 regarding a debt, first confirm the legitimacy of the debt. If it’s real, a debt collector may sue you to recover the owed amount and garnish your wages or bank accounts after obtaining a court judgment. To avoid legal action, negotiate payment plans, assert your inability to pay, seek assistance from a non-profit credit counselor or attorney, and consider bankruptcy. Document all communications, and be cautious when agreeing to settle the debt. Make sure the terms are affordable and in writing, and fully understand potential consequences. Always protect your rights under the Fair Debt Collection Practices Act, and report any fraudulent or harassing calls to the appropriate authorities.

If 202-980-3725 Is A Collection Company, How Can I Remove It From My Credit Report?

If you’ve received a call from 202-980-3725, it’s essential to verify the debt’s legitimacy by requesting written confirmation. Carefully review the validation and dispute any inaccuracies. To potentially remove the debt, consider the following steps:

1. Negotiate a pay-for-delete agreement: Offer to pay the debt in full if the collection agency agrees to remove it from your credit report.

2. Offer a good faith settlement: Propose a lower amount to settle the debt, but make sure to get the agreement in writing and have the collection agency remove the debt from your credit report once the payment is made.

3. Hire a credit repair service: A professional credit repair service can help you dispute inaccuracies and negotiate with collection agencies on your behalf.

4. Wait for the 7-year time limit: Collection agencies can only report a debt on your credit report for seven years from the date of the last activity. After this time, the debt will automatically fall off your report.

5. File a complaint: Report the collection agency to the Consumer Financial Protection Bureau (CFPB) or your state’s attorney general’s office if you believe they are violating the Fair Debt Collection Practices Act (FDCPA).

6. Consult an attorney: If you’ve exhausted other options and the debt remains on your credit report, consider seeking legal advice to protect your rights.

Remember to keep detailed records of all communication with the collection agency and the debt itself. By taking these steps, you can potentially remove the debt from your credit report and protect your credit score.

What Feedback And Comments Do People Leave About 202-980-3725?

People who have received calls from 202-980-3725 often leave negative feedback, reporting that the number is associated with telemarketing calls and potential scams. Many users mention receiving voicemails from “Loan Center of North Carolina,” but no one answers when they try to call back. These calls are frequently labeled as scams, and the number is known for robocalling and making low-volume calls with only one ring before hanging up. Based on this feedback, it is crucial to be cautious and vigilant when receiving calls from this number. Always verify the legitimacy of any debt and protect your rights under the Fair Debt Collection Practices Act. If you suspect any violations, consider seeking legal assistance to address the situation.