206-213-9984

What Company Is Calling Me From 206-213-9984? Are They A Scam And Why Are They Calling Me?

The phone number 206-213-9984 is from the Seattle, WA area, but no specific company is associated with it in the given context. It is unclear whether the call is from a telemarketer, a scammer, or another type of caller. To determine the company or individual behind the call, use a reverse phone lookup service or search the number online. Be cautious when receiving calls from unknown numbers, as scammers may use fake numbers to deceive people.

To identify the unknown caller, use a reverse phone lookup service or search the number online. Be cautious when receiving calls from unknown numbers, as scammers may use fake numbers to deceive people. Determine if the unknown call is from a debt collector by checking voicemail messages. Block the number through your phone carrier, call blocking apps, or smartphone settings.

Send a cease and desist letter via certified mail and follow up with state-specific regulations if necessary. Consult a non-profit credit counselor or consumer protection attorney to address the underlying debt and protect your rights. Understand your FDCPA protections during debt collection calls and document potential violations. Assert your rights, report violations, consult an attorney, and contact the state attorney general if needed.

Request debt validation, negotiate a settlement or payment plan, and maintain detailed records. Be aware of potential legal action if the debt is legitimate, and seek help from credit counselors or attorneys to protect your rights.

How Can I Block Or Stop Calls From 206-213-9984?

To block or stop calls from the unknown number 206-213-9984, first identify if it is a debt collector by listening to any voicemails left. If it is, contact your phone carrier to block the number permanently. You can also use call blocking apps like Nomorobo or Hiya to automatically block the number at the network level. For smartphones, set contacts not in your address book to go straight to voicemail or be blocked.

Once you have blocked the number, send a cease and desist letter via certified mail demanding no further calls. Check your state’s laws for any additional requirements beyond the FDCPA, and send a cease and desist letter invoking those rights if applicable.

Keep records of all calls to show a pattern of harassment if considering legal action. While blocking calls does not eliminate any legitimate debts owed, taking proactive steps can stop harassment while addressing any outstanding debts. Consult a non-profit credit counselor to help negotiate a resolution of the debt and consider speaking to a consumer protection attorney regarding your rights and potential lawsuits if the collector violates regulations.

Is 206-213-9984 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you’re wondering if 206-213-9984 is violating the Fair Debt Collection Practices Act (FDCPA), it’s crucial to be aware of your rights as a consumer. The FDCPA is a federal law that shields consumers from unfair, abusive, or deceptive debt collection practices.

First, document all the details of the call, such as the date, time, frequency, phone number, and any specifics discussed. This will serve as evidence of potential harassment or violations. Ensure that the collector isn’t calling outside of the allowed hours (8 am-9 pm in your time zone) without your consent.

Second, exercise your rights by revoking any prior consent for calls outside regular hours, requesting they cease contact at your workplace if prohibited, and sending a cease and desist letter via certified mail demanding no further contact. You can also verbally request them to stop calling during any conversation.

If you suspect the collector is violating the FDCPA, report the violations to the Consumer Financial Protection Bureau to initiate an investigation. Consult with a consumer protection attorney to discuss your specific rights and options, which may include filing a lawsuit for damages. Reach out to your state Attorney General’s office for guidance on your situation.

Lastly, consider asking a knowledgeable credit counselor for assistance in addressing the debt without facing additional collection calls. Remember, adhering to the FDCPA is mandatory for any collector contacting you. Keep detailed records and assert your rights to prevent further harassment from debt collectors.

If 206-213-9984 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 206-213-9984 and suspect it’s a debt collector, first identify the unknown caller using a reverse phone lookup service or online search. Be cautious when receiving calls from unknown numbers, as scammers may use fake numbers. If you determine the call is from a debt collector, proceed by sending a debt validation letter to the collector. They are legally required to provide this under the Fair Debt Collection Practices Act (FDCPA).

Upon receiving the validation, carefully review the details for accuracy. Dispute any incorrect or unrecognized information in writing and request removal from your credit report. Once validated, consider negotiating a reasonable settlement or payment installment plan in writing before sending any payment. Offer partial payment of 30-50% of the balance if affordable and request deletion from your credit report in exchange.

If the debt collector violates FDCPA regulations, assert your rights under the act. Consult a non-profit credit counseling agency for guidance negotiating debt resolution or contact an attorney to understand if bankruptcy or legal action against the collector are viable options. Keep detailed records of all correspondence and calls for potential complaints. Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines.

The key is never ignoring a potential debt collector. Confirm if the debt is valid and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 206-213-9984 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If a debt collector is trying to sue you, it’s crucial to first determine if the debt is legitimate. If it is, they could potentially garnish your wages. To avoid legal action, consider negotiating affordable payment plans, asserting your inability to pay, seeking guidance from a credit counselor, hiring a consumer law attorney, or even filing for bankruptcy if debts are overwhelming.

Before settling, make sure the payment plan is realistic and affordable based on your budget. Get any settlement terms or agreements in writing, be aware that a collector can still sue if you default, and don’t agree to payments you can’t maintain. Seek assistance to understand your options and rights before making any decisions.

If 206-213-9984 Is A Collection Company, How Can I Remove It From My Credit Report?

If 206-213-9984 is a debt collection company, the first step is to validate the debt by requesting written confirmation. Review the validation carefully to ensure your personal details and the debt information is accurate. If any information is incorrect, send a written dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act.

If the collector verifies the debt is valid, consider these active steps to potentially remove it:

– Negotiate a pay-for-delete agreement in writing to settle the debt in exchange for removal.
– Offer a good faith partial settlement payment and request deletion as a gesture of goodwill.
– Hire a credit repair service to formally dispute the debt on your behalf and provide legal resources to assist in getting it removed.
– Wait out the 7-year credit reporting time limit for the collection to automatically fall off your report.
– File a complaint with the Consumer Financial Protection Bureau if the collector violates laws and refuses to remove inaccurate information.
– Consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages.
– Keep detailed written records showing your efforts to resolve the disputed collection account.

Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation. But focus first on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 206-213-9984?

People often leave comments and feedback about the phone number 206-213-9984, indicating that it is related to telemarketing calls and potential scams. Many report receiving unsolicited calls from this number, promoting various products or services. Some even label the number as a “Telemarketer,” “SMS/Text Scammer,” or a source of “Recorded Messages” about fraudulent activity on their social security number. These calls seem to aim at extracting money through misleading sales pitches or frightening people into sharing private details. While no names were provided for the company or individual behind these calls, caution is advised when receiving calls from this number. It is crucial to be vigilant and not provide any private information until verifying the legitimacy of the call or message.