207-579-0455

What Company Is Calling Me From 207-579-0455? Are They A Scam And Why Are They Calling Me?

To find out who is calling you from 207-579-0455, you can use a reverse phone lookup service. This number is associated with Bandwidth.com, a telecom company in Maine. However, be cautious, as this number has been reported for spam and scam calls. To protect yourself, always confirm the identity of the caller before revealing personal details. Block the number, ask for no further contact, and report any violations under the Fair Debt Collection Practices Act (FDCPA). If the call is from a debt collector, ensure to verify the debt, negotiate a settlement or payment plan, and exercise your rights under the FDCPA. For more guidance, reach out to non-profit credit counselors or legal professionals.

How Can I Block Or Stop Calls From 207-579-0455?

To stop calls from 207-579-0455, first identify the unknown caller by checking your voicemail. Next, block the number by contacting your phone carrier or using a call blocking app on your device. To further protect yourself, send a cease and desist letter to request no more contact. Additionally, consult a non-profit credit counselor or attorney for guidance on managing your debt and exploring legal action. Remember, blocking calls may only provide temporary relief, so it’s crucial to address the underlying debt issue.

Is 207-579-0455 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you receive a call from 207-579-0455, document the details and assess if the collector is violating the Fair Debt Collection Practices Act (FDCPA). If so, revoke consent for further calls and request that the collector cease contact. If necessary, send a cease and desist letter. Report any violations to the Consumer Financial Protection Bureau and consider consulting an attorney or contacting your state Attorney General’s office. Ensure you verify the debt’s legitimacy and negotiate a settlement or payment plan while asserting your rights under the FDCPA.

If 207-579-0455 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 207-579-0455 is a debt collector, your first step should be to validate the debt. Request written validation from the collector, carefully review the information, and dispute any inaccuracies. Keep records of your communications and contact information.

Next, consider negotiating a settlement or payment plan with the collector. If you can’t afford to pay the full amount, offer a partial payment instead. Be mindful of your rights under the Fair Debt Collection Practices Act (FDCPA), which protects consumers from abusive or harassing debt collection practices.

If you feel that your rights have been violated, consult with a non-profit credit counseling agency or attorney for further guidance. They can help you understand your options and navigate the debt collection process.

Lastly, be sure to revoke any unwanted contact methods and report any violations of the FDCPA. By taking these steps, you can address the debt and protect your rights as a consumer.

Can 207-579-0455 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 207-579-0455 is a debt collector, they may sue you or garnish your wages if you owe a debt. To protect yourself, ensure the debt is legitimate and negotiate a payment plan or assert your inability to pay. Seek assistance from a credit counselor or attorney if needed. Keep thorough records and make sure any settlement terms are in writing and affordable. Remember to prioritize your financial well-being and assert your rights under the Fair Debt Collection Practices Act (FDCPA).

If 207-579-0455 Is A Collection Company, How Can I Remove It From My Credit Report?

First, find out if 207-579-0455 is a legitimate collection company. Request written proof from them and review the information for accuracy. If there are errors, dispute the debt. To potentially remove it from your credit report, follow these steps:

1. Negotiate a pay-for-delete agreement with the collector, where they remove the debt in exchange for full payment.
2. Offer a good faith partial settlement, which may encourage them to remove the debt.
3. Hire a credit repair service to help you dispute the debt and work with the collector to have it removed.
4. Wait for the 7-year limit on the debt to pass, after which it should naturally fall off your report.
5. File a complaint with the FTC or your state attorney general’s office, possibly leading to an investigation.
6. Consult a credit and debt attorney for advice and representation in legal disputes.

Throughout this process, keep records of all communication and actions taken to protect your rights and achieve a smooth resolution.

What Feedback And Comments Do People Leave About 207-579-0455?

People often leave feedback and comments about the phone number 207-579-0455, stating that it is connected to Bandwidth.com in Boothbay Harbor, Maine. Many report receiving spam calls from this number, with some suggesting it’s a spoof of another number, 207-579-1435. This latter number is associated with a credit card debt collector about Zales accounts. Users warn of potential spam and robocalls, often masking the original number, and advise caution when receiving calls from this number.

To wrap things up, the feedback and comments about 207-579-0455 generally involve concerns about spam and scam calls, with some users reporting debt collection attempts. Users suggest taking precautions when receiving calls from this number, such as verifying the identity of the caller and blocking the number if necessary. Additionally, they recommend reporting any violations under the Fair Debt Collection Practices Act (FDCPA) to protect one’s rights.