210-293-5933

What Company Is Calling Me From 210-293-5933? Are They A Scam And Why Are They Calling Me?

The company calling you from 210-293-5933 is DataSearch, Inc., a debt collection firm. They are often reported for multiple calls without human response and potential automation, with users accusing them of harassment and silent calls. It’s crucial to report any harassment to authorities and consider legal action if needed. To protect yourself, block the number and set unknown calls to voicemail. Send a cease and desist letter and document all calls. Seek help to address the underlying debt through credit counselors or attorneys, request written validation of the debt, dispute inaccurate information, and negotiate settlement options. Consider credit repair services and file a complaint with the Consumer Financial Protection Bureau or consult a consumer law attorney for legal action. Be sure to evaluate feedback and comments from others about 210-293-5933 and potential scams.

How Can I Block Or Stop Calls From 210-293-5933?

To block or stop calls from 210-293-5933, first, let the calls go to voicemail and check if they leave a message regarding a debt collection attempt. If confirmed, contact your phone carrier to block the number permanently. You can also use call blocking apps like Nomorobo or Hiya to automatically block and filter out the number at the network level.

Next, send a cease and desist letter via certified mail demanding no further calls. Check your state’s laws beyond the FDCPA for any prohibitions on collection calls without written notice and send a cease and desist letter invoking those rights. Keep detailed records of all calls to show a pattern of harassment if considering legal action.

To address the underlying debt, consult a non-profit credit counselor to negotiate a resolution. Consider speaking to a consumer protection attorney regarding your rights and potential lawsuits if the collector violates regulations. Remember, blocking calls doesn’t eliminate any legitimate debts, but taking proactive steps can stop harassment while addressing any outstanding debts.

Is 210-293-5933 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The Fair Debt Collection Practices Act (FDCPA) is a federal law that safeguards consumers from abusive, deceptive, or unfair debt collection practices. If you’re receiving calls from 210-293-5933, you might be questioning if they’re violating the FDCPA. To find this out, document the date, time, frequency, phone number, and details of all calls, and note if they call outside allowed hours, repeatedly call over a short period, or use abusive language.

If you believe your rights under the FDCPA are being violated, you can take several steps to address the issue. First, revoke any prior consent given to call outside normal hours, request that they cease contact at your workplace, and send a cease and desist letter via certified mail. Additionally, you can verbally request they stop calling during any conversation.

In case of continued harassment, report the violations to the Consumer Financial Protection Bureau to open an investigation. Consult a consumer protection attorney to discuss your specific rights and options, which may include suing for damages. Contact your state Attorney General’s office for guidance on FDCPA violations. Lastly, consider seeking assistance from an experienced credit counselor to address the debt without incurring further collection calls.

By adhering to the FDCPA and asserting your rights, you can help prevent further harassment from debt collectors. Remember to keep detailed records of all calls and interactions with the collector to support your case.

If 210-293-5933 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 210-293-5933 and it’s a debt collector, the first step is to request written validation of the debt. This is required under the Fair Debt Collection Practices Act (FDCPA). Review the validation carefully, checking for accuracy and ensuring all your personal details, the creditor’s name, account number, and amount owed are correct. Dispute any incorrect or unrecognized information in writing and request its removal from your credit report.

Once you’ve verified the debt, consider negotiating a settlement or payment plan. Offer a partial payment of around 30-50% of the balance if affordable, and request the deletion of the debt from your credit report in exchange. Be sure to document all correspondence and calls with the collector, and revoke any prior permission given to contact you outside FDCPA guidelines.

To navigate the debt resolution process, consider seeking help from a non-profit credit counseling agency or an attorney. They can guide you on whether bankruptcy or legal action against the collector is a viable option. Remember, it’s essential to never ignore a potential debt collector, confirm if the debt is valid, and exercise your consumer rights under federal and state law to find the best path to resolution.

Can 210-293-5933 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from 210-293-5933 and they are a debt collector, they have the right to sue you to recover the amount owed. If they obtain a court judgment, your wages or bank accounts could be garnished. To avoid legal action, try negotiating affordable lump-sum or installment payments in writing, asserting your inability to pay and requesting they cease contact, or seeking guidance from a non-profit credit counselor.

Before agreeing to settle, carefully consider if the proposed payment plan is realistically affordable based on your budget, get any settlement terms or agreements in writing, be aware that a collector can still sue if you default on a settlement, and avoid agreeing to payments you can’t maintain. Settling can make sense to avoid legal action, but don’t agree to terms that may cause long-term financial harm. Seek assistance to understand your options and rights first.

If 210-293-5933 Is A Collection Company, How Can I Remove It From My Credit Report?

If you believe that 210-293-5933 is a collection company, the first step is to validate the debt by requesting written confirmation. Carefully review the validation to ensure your personal details and the debt information are accurate. If any information is incorrect, send a written dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act and demand they remove the collection tradeline from your credit file.

If the collector verifies the debt is valid, consider negotiating a pay-for-delete agreement in writing to settle the debt in exchange for removal. Alternatively, offer a good faith partial settlement payment and request deletion as a gesture of goodwill. Hiring a credit repair service to dispute the debt on your behalf and providing legal resources to assist in getting it removed is another option.

You can also wait for the 7-year credit reporting time limit for the collection to automatically fall off your report. If the collector violates laws and refuses to remove inaccurate information, file a complaint with the Consumer Financial Protection Bureau. Consulting a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages is another potential course of action.

Proactively validating debts, negotiating with collectors, and asserting your rights can help remove collections from your credit report through persistence and proper documentation. However, always focus first on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 210-293-5933?

The phone number 210-293-5933 has received various feedback and comments, mainly expressing dissatisfaction and suspicion due to unwanted and unsolicited calls without any messages. Some users have reported calls from a company called Angel BWS, which they believe to be a scam. Others have mentioned receiving calls from a hospital’s collection agency, without any message being left behind. Numerous reports of continuous calls even after informing the callers of the wrong number, as well as calls during unusual hours, contribute to the negative feedback associated with this number.

To address this issue, it is crucial to first identify if the call is from a debt collector and report any potential harassment. If so, take action to protect yourself by blocking the number and setting unknown calls to voicemail. Additionally, sending a cease and desist letter and documenting all calls can help to mitigate the situation. Seeking help from credit counselors or attorneys to address the underlying debt is another essential step.

Furthermore, requesting written validation of the debt, disputing inaccurate information, and negotiating settlement options can aid in resolving the issue. In case of credit repair services, consider utilizing them and file a complaint with the Consumer Financial Protection Bureau or consult a consumer law attorney for legal action.

Lastly, it is essential to evaluate the feedback and comments from others about 210-293-5933 and potential scams to stay vigilant and protected. Understanding the nature of the calls and taking appropriate action can help alleviate the negative experiences associated with this phone number.