210-623-8183

What Company Is Calling Me From 210-623-8183? Are They A Scam And Why Are They Calling Me?

First, let’s identify the number you are receiving calls from. The number 210-623-8183 is a personal phone number belonging to Gabriel Montelongo, a 42-year-old man from El Paso, Texas. There is no indication that this number is being used for telemarketing or scamming purposes.

If you receive unknown calls, first identify if it’s a debt collector. If it is, follow the necessary steps to handle the situation. Debt collectors must identify themselves and provide you with information about the debt. You can ask for written verification of the debt, dispute the debt if you believe it’s not yours, and request the collector to cease communication.

To protect yourself, block the number, send a cease and desist letter, and consult a credit counselor or attorney. Make sure the debt is legitimate, and negotiate a settlement or payment plan if necessary. Be aware of your rights under the Fair Debt Collection Practices Act, which protects you from abusive or unfair practices.

If the debt is removed, consider a pay-for-delete agreement or file a complaint with the Consumer Financial Protection Bureau. By following these steps, you can protect yourself from scams and handle debt collection situations effectively.

How Can I Block Or Stop Calls From 210-623-8183?

If you’re receiving unwanted calls from 210-623-8183, first let the call go to voicemail and don’t answer directly. This helps determine if the call is from a debt collector. After identifying the caller, block the number through your phone carrier or use call blocking apps. Next, send a cease and desist letter via certified mail to the debt collector, and keep records of all calls and communications. If calls continue, consult a credit counselor or attorney to address the debt and protect your rights under the Fair Debt Collection Practices Act. Verify the debt’s legitimacy, negotiate a settlement or payment plan, and follow necessary steps to have the debt removed from your record. Consider requesting a pay-for-delete agreement or filing a complaint with the Consumer Financial Protection Bureau to hold the debt collector accountable.

Is 210-623-8183 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you are receiving calls from the phone number 210-623-8183 and suspect it may be violating the Fair Debt Collection Practices Act (FDCPA), it is essential to document the details of these calls. Make note of the date, time, frequency, and any violations you experience. The FDCPA is designed to protect consumers from abusive debt collection practices, so keep track of any inappropriate language or calls made outside of allowed hours.

To protect your rights as a consumer, request that the collector stops calling you outside of normal hours and send a cease and desist letter to formally request that they stop contacting you. If you believe your rights under the FDCPA have been violated, report the violations to the Consumer Financial Protection Bureau (CFPB).

Consider consulting with a consumer protection attorney or credit counselor for guidance on handling debt collection calls and protecting your rights under the FDCPA. By taking these steps, you can ensure your rights are being upheld and that you are not subjected to unfair debt collection practices.

If 210-623-8183 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 210-623-8183 and suspect it’s a debt collector, first verify if the number is indeed linked to a debt collection agency. To validate the debt, send a debt validation letter to the collector, as required by the Fair Debt Collection Practices Act (FDCPA). This letter should request information about the debt, including the name of the creditor, the amount owed, and the original agreement.

Review the validation and dispute any incorrect information. If the debt is found to be inaccurate, request its removal from your credit report. Once the debt is validated, consider negotiating a settlement, installment plan, or invoking your FDCPA rights to protect yourself from further harassment.

If you need help or guidance, consider reaching out to credit counseling agencies or attorneys. Always keep detailed records of your interactions with debt collectors and never ignore their calls. Block the number if necessary, and send a cease and desist letter if you no longer wish to be contacted. By following these steps, you can validate the debt, protect your rights, and find the best solution for your situation.

Can 210-623-8183 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If a debt collector with the number 210-623-8183 is pursuing you for a legitimate debt, they have the legal right to sue you and potentially garnish your wages or bank account. To avoid this, consider negotiating a payment plan, asserting your inability to pay, seeking help from a non-profit credit counselor, hiring a consumer law attorney, or even considering bankruptcy.

Before settling with a debt collector, ensure the payment plan is manageable, get all agreements in writing, and be aware of the consequences if you fail to meet your obligations. It’s crucial to understand your rights and options and possibly seek professional assistance to navigate this situation. By taking action and protecting yourself, you can make the best decision for your financial well-being.

If 210-623-8183 Is A Collection Company, How Can I Remove It From My Credit Report?

If you are receiving calls from 210-623-8183 and suspect it is a debt collection company, the first step is to verify the legitimacy of the debt. If the debt is inaccurate, dispute it under the Fair Credit Reporting Act. To potentially remove the debt, consider the following options:

1. Negotiate a pay-for-delete agreement, where the collection company removes the debt from your credit report in exchange for full payment.
2. Offer a good faith partial settlement, which may encourage the collection company to remove the debt.
3. Hire a credit repair service to help you dispute the debt and negotiate with the collection company.
4. Wait for the 7-year time limit, during which the debt will automatically be removed from your credit report.
5. File a complaint with the Consumer Financial Protection Bureau, which may prompt an investigation into the collection company’s practices.
6. Consult a consumer law attorney for advice on your specific situation and legal options.

Remember to maintain detailed records of your interactions with the collection company and prioritize validating the debt before attempting any of these options.

What Feedback And Comments Do People Leave About 210-623-8183?

There is no available feedback or comments about phone number 210-623-8183. The context provided, which includes information about Sarah Matthews from Sherwood Middle Academic Magnet School, does not offer any relevant feedback or comments concerning the phone number. To obtain a more accurate response, additional context specifically related to the phone number, such as quotes, reviews, or comments from sources like business listings, review websites, social media, or published articles, is necessary.

In order to address concerns about unwanted calls, first identify if the caller is a debt collector. If so, block the number, send a cease and desist letter, and consult a credit counselor or attorney. Ensure the debt is legitimate, negotiate a settlement or payment plan, and adhere to the Fair Debt Collection Practices Act to protect your rights. If the debt is removed, consider a pay-for-delete agreement or filing a complaint with the Consumer Financial Protection Bureau.