213-363-9808

What Company Is Calling Me From 213-363-9808? Are They A Scam And Why Are They Calling Me?

Firstly, the phone number 213-363-9808 is linked to Christopher Lamb, but it’s unclear if this number is used for telemarketing or is a scam. To safeguard yourself from potential scams, be cautious when receiving calls from unknown numbers, never provide personal information, and report suspicious calls to your local consumer protection agency or the Federal Trade Commission. If you receive a call from this number, allow it to go to voicemail and block any further calls. Understand your rights and protections under the Fair Debt Collection Practices Act and request debt validation if necessary. Think about negotiating a settlement or payment plan with the debt collector, and seek legal advice if needed.

How Can I Block Or Stop Calls From 213-363-9808?

If you’re receiving calls from 213-363-9808, associated with Christopher Lamb and possibly related to telemarketing or scams, follow these steps to block or stop the calls:

1. Let unknown calls go to voicemail to identify if it’s a debt collector. They may leave messages about trying to collect a debt.

2. Block the number by contacting your phone carrier to permanently block it or use call blocking apps like Nomorobo or Hiya. For smartphones, set contacts not in your address book to go straight to voicemail or be blocked.

3. Send a cease and desist letter via certified mail, demanding no further calls. Check your state’s laws beyond the FDCPA for any additional protections. Keep detailed records of calls to show a pattern of harassment if legal action is needed.

4. Consult a non-profit credit counselor to help negotiate debt resolution. Speak to a consumer protection attorney about your rights and potential lawsuits if the collector violates regulations.

5. Don’t avoid unknown calls entirely. Check voicemails for messages from identified collectors. Blocking calls doesn’t eliminate any legitimate debts, but taking proactive steps can stop harassment while addressing any outstanding debts.

Is 213-363-9808 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you are receiving calls from the number 213-363-9808, it is crucial to be aware of your rights under the Fair Debt Collection Practices Act (FDCPA). The FDCPA is a federal law that governs the actions of debt collectors and shields consumers from harassment and abuse. To ensure your rights are respected, follow these steps:

1. Document all calls: Keep track of the date, time, frequency, phone number, and details of each call. This creates a record of any potential harassment or violations.

2. Monitor call frequency and hours: Ensure collectors are not calling outside of the allowed hours (8am – 9pm in your time zone), and limit the number of calls to a reasonable level (usually 2-3 times per week).

3. Report abusive behavior: If collectors use abusive, threatening, or obscene language, document this and consider reporting them to the Consumer Financial Protection Bureau (CFPB) or your state Attorney General’s office.

4. Assert your rights: Revoke any prior consent given to call outside normal hours, request they cease contact at your workplace, and send a cease and desist letter via certified mail.

5. Consult professionals: If you believe your rights have been violated, contact a consumer protection attorney or credit counselor for guidance on how to address the debt without further collection calls.

By following these steps, you can ensure your rights are protected under the FDCPA and prevent any potential harassment from debt collectors.

If 213-363-9808 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 213-363-9808 is a debt collector, you must validate the debt and explore your options. To do this, send a debt validation letter via mail, as they are legally obligated to provide this information under the Fair Debt Collection Practices Act (FDCPA). Thoroughly review the validation for accuracy and challenge any unrecognized or incorrect details in writing.

After validating the debt, consider negotiating a reasonable settlement or payment plan, preferably in writing. Offer to pay around 30-50% of the balance if feasible, and request that the debt be removed from your credit report. Firmly assert your rights under the FDCPA if the collector breaches regulations during collection. Consult a non-profit credit counseling agency for assistance in resolving the debt or seek legal advice to explore bankruptcy or taking legal action against the collector.

Maintain detailed records of all correspondence and calls, as this may be useful for potential complaints. Revoke any prior verbal or written consent given to the collector to contact you outside FDCPA regulations. Always confirm the debt’s validity and exercise your consumer rights under federal and state law before deciding on the best course of action. Seek help from professionals to ensure a fair outcome.

Can 213-363-9808 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If a debt collector with the number 213-363-9808 is calling you, it is crucial to know your rights under the Fair Debt Collection Practices Act (FDCPA). If the debt is legitimate, the collector may sue you and potentially garnish your wages or bank accounts if they obtain a court judgment.

To avoid legal action, consider the following steps:

1. Negotiate affordable lump-sum or installment payments in writing to demonstrate your good faith effort to pay.
2. Assert your inability to pay and request they cease contact, although they may still proceed with legal action.
3. Seek guidance from a non-profit credit counselor to work with the collector on your behalf.
4. Hire a consumer law attorney to understand your protections under the FDCPA and state law against unreasonable lawsuits.
5. Consider bankruptcy if debts are truly overwhelming, but consult with an attorney first.
6. Thoroughly document calls, letters, and your efforts to address the debt to have a clear record.

Before agreeing to settle, make sure:

1. The proposed payment plan is realistically affordable based on your budget.
2. Get any settlement terms or agreements in writing before making payments.
3. Be aware that a collector can still sue if you default on a settlement.
4. Settling for a lump sum that you can’t afford may cause more long-term financial harm.

Settling often makes sense to avoid legal action, but don’t agree to payments you can’t maintain. Seek assistance to understand your options and rights first.

If 213-363-9808 Is A Collection Company, How Can I Remove It From My Credit Report?

If you’re receiving calls from 213-363-9808 and suspect it’s a debt collection company, start by verifying the debt’s legitimacy. Request a written confirmation from the collector and review the information thoroughly. If there are any inaccuracies, send a written dispute to the collection agency stating the debt is inaccurate according to the Fair Credit Reporting Act and demand they remove the collection tradeline from your credit file.

If the collector confirms the debt is valid, consider negotiating a pay-for-delete agreement in writing to settle the debt in exchange for removal. Alternatively, offer a good faith partial settlement payment and request deletion as a gesture of goodwill. You can also hire a credit repair service to dispute the debt on your behalf and provide legal resources to help in getting it removed.

Another option is to wait out the 7-year credit reporting time limit for the collection to automatically fall off your report. If the collector violates laws and refuses to remove inaccurate information, file a complaint with the Consumer Financial Protection Bureau. Consulting a consumer law attorney can help review if the collector broke laws, enabling you to sue for removal and damages.

Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation. However, focus first on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 213-363-9808?

People often leave feedback and comments about phone numbers to share their experiences or concerns. However, there is no specific feedback or comments available for the phone number 213-363-9808. This number is associated with property owner Giel Eric Co Tr. A background report for someone with the same last name as the property owner, Sandell, shows a mixed registrant status and association with the area code 213, which includes the phone number 213-363-9808. This suggests that the phone number may be used for business or personal purposes by someone related to the property owner or the property. Due to limited information, it is not possible to provide a comprehensive list of quotes, comments, and feedback related to this phone number.