213-514-5650

What Company Is Calling Me From 213-514-5650? Are They A Scam And Why Are They Calling Me?

The phone number 213-514-5650 has been identified as a robocall by Nomorobo, a service that blocks unwanted and automated calls. While the specific company or individual using this number is not mentioned, it is crucial to exercise caution when receiving calls from unknown numbers, as they may be from scammers or telemarketers. To protect yourself from unwanted calls, consider utilizing robocall blocking services or features provided by your phone carrier or third-party apps and services. Additionally, if the unknown call is from a debt collector, you can block the number through your phone carrier or call blocking apps. If the calls persist, you can send a cease and desist letter demanding no further calls and follow up with legal action if necessary. Consult a non-profit credit counselor or consumer protection attorney to address the underlying debt and ensure your rights under the Fair Debt Collection Practices Act (FDCPA) are being upheld. Document any potential FDCPA violations and request debt validation through a debt validation letter, reviewing the validation for accuracy and disputing any incorrect information.

How Can I Block Or Stop Calls From 213-514-5650?

If you’re receiving calls from 213-514-5650, first identify if it’s a debt collector. Let unknown calls go to voicemail and don’t answer directly. If it’s a debt collector, contact your phone carrier to block the number permanently. You can also use call blocking apps like Nomorobo or Hiya to automatically block the number at the network level.

For smartphones, set contacts not in your address book to go straight to voicemail or be blocked. After blocking the number, send a cease and desist letter via certified mail, demanding the collector stops calling you. Include any state-specific regulations regarding collection calls without written notice. Keep detailed records of all calls to demonstrate a pattern of harassment if considering legal action.

To address any underlying debt, consult a non-profit credit counselor to help negotiate a resolution. If the collector violates regulations or if you need legal assistance, speak to a consumer protection attorney. Blocking calls doesn’t eliminate any legitimate debts owed, but taking proactive steps can stop harassment while addressing any outstanding debts.

Is 213-514-5650 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you’re receiving calls from the number 213-514-5650, it’s crucial to understand your rights under the Fair Debt Collection Practices Act (FDCPA). The FDCPA is a federal law that protects consumers from unfair or abusive debt collection practices. To document potential FDCPA violations, keep a record of the date, time, frequency, phone number, and details of all calls. Note if they call outside the allowed hours of 8 am to 9 pm in your time zone or if they repeatedly call over a short period. Log any abusive, threatening, or obscene language used on calls.

To assert your rights, revoke any prior consent given to call outside normal hours in writing. Formally request they cease contact at your workplace if prohibited by your employer. Send a cease and desist letter via certified mail demanding no further contact by phone. Verbally request they stop calling during any conversation.

If you need assistance on the next steps, report any violations with documentation to the Consumer Financial Protection Bureau to open an investigation. Consult with a consumer protection attorney regarding your specific rights and options, which may include suing for damages. Contact your state Attorney General’s office for guidance if you believe FDCPA violations have occurred. Ask an experienced credit counselor how to address the debt without incurring further collection calls.

Adhering to the FDCPA is required for any collector contacting you. Keep detailed records and assert your rights to prevent further harassment from debt collectors.

If 213-514-5650 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

First, determine if the number 213-514-5650 is a debt collector by asking for their name, company, and the debt they are collecting. If they confirm, send a debt validation letter by mail, requesting written validation of the debt. They are legally required to provide this under the Fair Debt Collection Practices Act (FDCPA).

Once you receive the validation, review the details and dispute any discrepancies or unrecognized information in writing. Request the removal from your credit report if necessary.

After validating the debt, consider the following options:

1. Negotiate a reasonable lump-sum settlement or payment installment plan in writing before sending any payment.
2. Offer a partial payment of 30-50% of the balance if affordable, and request deletion from your credit report in exchange.
3. Assert your rights under the FDCPA if the collector violates regulations during collection.
4. Consult a non-profit credit counseling agency for guidance negotiating debt resolution.
5. Contact an attorney to understand if bankruptcy or legal action against the collector are viable options.
6. Keep detailed records of all correspondence and calls for potential complaints.
7. Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines.

Never ignore a potential debt collector. Confirm if the debt is valid and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 213-514-5650 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 213-514-5650 is a debt collector, they could potentially sue you to recover the amount owed and garnish your wages if they obtain a court judgment. To avoid legal action, follow these steps:

1. Negotiate a lump-sum or installment payment plan in writing, demonstrating your good faith effort to pay.
2. Assert your inability to pay and request they cease contact.
3. Seek guidance from a non-profit credit counselor to work with the collector on your behalf.
4. Hire a consumer law attorney to understand your protections under the FDCPA and state law against unreasonable lawsuits.
5. Consider bankruptcy if debts are overwhelming.
6. Thoroughly document calls, letters, and your efforts to address the debt.

Before settling, make sure the proposed payment plan is realistically affordable based on your budget, get any settlement terms or agreements in writing before making payments, and be aware that a collector can still sue if you default on a settlement. Settling often makes sense to avoid legal action, but don’t agree to payments you can’t maintain. Seek assistance to understand your options and rights first.

If 213-514-5650 Is A Collection Company, How Can I Remove It From My Credit Report?

If 213-514-5650 is a debt collection company, the first step is to verify if the debt is legitimate by requesting written confirmation. Review the validation carefully to ensure your personal details and the debt information is accurate. If any information is incorrect, send a written dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act.

If the collector verifies the debt is valid, consider these active steps to potentially remove it: negotiate a pay-for-delete agreement in writing to settle the debt in exchange for removal, offer a good faith partial settlement payment and request deletion as a gesture of goodwill, hire a credit repair service to dispute the debt on your behalf, wait out the 7-year credit reporting time limit for the collection to automatically fall off your report, file a complaint with the Consumer Financial Protection Bureau if the collector violates laws and refuses to remove inaccurate information, consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages, and keep detailed written records showing your efforts to resolve the disputed collection account.

Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation. But focus first on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 213-514-5650?

People who have used the Nomorobo service to block robocalls have left feedback about the number 213-514-5650, identifying it as a robocaller. Users are satisfied with Nomorobo’s ability to effectively block robocalls, including those from 213-514-5650. Many have reported a significant reduction in unwanted calls since using Nomorobo. They appreciate the convenience of not having to answer calls from unknown numbers and the peace of mind that comes with knowing their calls are protected from potential scams or unwanted solicitations. Nomorobo’s ability to detect and block calls from different numbers used by the same robocaller is particularly appreciated by users. Overall, feedback about 213-514-5650 is tied to its identification as a robocaller, and the positive comments about Nomorobo relate to its effectiveness in blocking such calls.