213-784-8204

What Company Is Calling Me From 213-784-8204? Are They A Scam And Why Are They Calling Me?

The number 213-784-8204 is flagged as a potential robocaller by Nomorobo, a robocall blocking service. It is likely linked to unsolicited marketing calls or scams and doesn’t correspond to a legitimate business. The number may have been acquired through public or purchased lead lists. To protect yourself, avoid engaging with unknown calls and determine if it’s a debt collector. If it is, block the number, send a cease and desist letter, and report any violations of the Fair Debt Collection Practices Act (FDCPA). If the debt is genuine, negotiate a settlement, exercise your rights, and consult an attorney. Keep thorough records throughout the process to safeguard your finances and legal interests.

How Can I Block Or Stop Calls From 213-784-8204?

If you’re receiving unwanted calls from 213-784-8204, first determine if it’s a debt collector or a robocaller. To do this, let unknown calls go to voicemail and avoid answering directly. If it’s a debt collector, contact your phone carrier or use call blocking apps to block their calls. You can also set contacts not in your address book to go straight to voicemail.

In cases where you want to stop receiving calls from this number, send a cease and desist letter to the caller. If the calls continue and the debt is legitimate, consult a non-profit credit counselor or a consumer protection attorney to negotiate a settlement and protect your rights. Keep detailed records of your interactions and communications with the debt collector throughout the process.

Is 213-784-8204 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The phone number 213-784-8204 may be violating the Fair Debt Collection Practices Act (FDCPA), which is designed to protect consumers from unfair or abusive debt collection practices. To determine if your rights are being respected, take note of the date, time, frequency, and content of the calls. If the calls violate the FDCPA, report the issue to the Consumer Financial Protection Bureau, consult a consumer protection attorney, or contact your state Attorney General’s office for guidance.

To maintain your rights, you can revoke consent for the calls, request that they cease contacting you, and seek assistance on the next steps to take. If the debt associated with these calls is legitimate, consider negotiating a settlement and asserting your rights under the FDCPA. Keep detailed records of all communications and interactions with the debt collector throughout the process.

If 213-784-8204 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

To validate the debt associated with 213-784-8204, start by requesting written validation from the collector. This will provide you with the necessary information to review for accuracy. If any information is incorrect, dispute it immediately. Next, consider negotiating a settlement or a payment plan with the collector, while keeping in mind your rights under the Fair Debt Collection Practices Act (FDCPA). If you need assistance, consult a credit counselor who can help you understand your options and develop a plan to manage your debt. In some cases, you may need to contact an attorney for legal action against the collector. Remember to keep records of all correspondence with the collector, and revoke permission for further contact if they violate the FDCPA guidelines. By following these steps, you can validate the debt, protect your rights, and take control of the situation.

Can 213-784-8204 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from a debt collector like 213-784-8204, they may have the legal right to sue you if you owe the debt. If they win a court judgment, your wages or bank accounts could be garnished. To avoid this, try negotiating affordable payments, asserting your inability to pay, seeking guidance from a non-profit credit counselor, hiring a consumer law attorney, or considering bankruptcy. Keep thorough records of all communication and efforts to address the debt. Be cautious when agreeing to settlements, ensuring they are affordable and in writing to avoid further legal issues.

If 213-784-8204 Is A Collection Company, How Can I Remove It From My Credit Report?

If you find that 213-784-8204 is a collection company calling about a debt, first ensure the debt is legitimate by requesting written confirmation. Carefully review the details and dispute any inaccuracies. To potentially remove the debt, consider negotiating a pay-for-delete agreement, offering a partial settlement, hiring a credit repair service, waiting for the time limit, filing a complaint, consulting an attorney, and keeping detailed records.

In a nutshell, when dealing with calls from 213-784-8204, it’s essential to verify the debt’s legitimacy and dispute any inaccuracies. Negotiating a settlement, hiring a credit repair service, or waiting for the time limit can help remove the debt from your credit report. Additionally, filing a complaint and consulting an attorney are steps you can take to protect your rights and resolve the issue.

What Feedback And Comments Do People Leave About 213-784-8204?

People often leave negative feedback and comments about 213-784-8204 due to the unsolicited and intrusive calls they receive from this number. Many individuals have turned to Nomorobo’s robocall blocking service to mitigate these nuisance calls and improve their phone experience. To protect yourself from similar calls, be cautious when receiving calls from unknown numbers and verify the legitimacy of the debt collector. Know your rights under the Fair Debt Collection Practices Act (FDCPA) and consult an attorney if necessary. Keep thorough records of all interactions and report any violations to minimize the impact of such calls on your daily life.