225-236-1112

What Company Is Calling Me From 225-236-1112? Are They A Scam And Why Are They Calling Me?

The phone number 225-236-1112 is linked to Shaniqua Jones at 16545 Vermillion Dr, Baton Rouge, LA 70819. It was last used in April 2021 by NuVox Communications. Currently, there is no information to confirm if the number is associated with a scam or telemarketing calls. To protect yourself, always be cautious when receiving calls from unknown numbers and avoid sharing personal details. Companies might call for different reasons, such as selling products, requesting donations, or conducting surveys. If you’re uncertain, kindly ask the caller to explain their purpose.

How Can I Block Or Stop Calls From 225-236-1112?

To stop calls from an unknown number like 225-236-1112, first determine if it’s a debt collector by not answering the call and checking voicemail. If it is, block the number using your phone carrier’s call blocking features or apps like Nomorobo or Hiya. Then, send a cease and desist letter via certified mail, demanding no further calls. Check your state’s laws for additional protections beyond the Fair Debt Collection Practices Act (FDCPA). Keep detailed records of all calls as evidence of harassment.

Address the underlying debt responsibly by consulting a non-profit credit counselor to help negotiate a resolution. If the collector violates regulations, speak to a consumer protection attorney about your rights and potential lawsuits. Keep informed by checking voicemails, but blocking calls can help stop harassment while addressing any outstanding debts.

Is 225-236-1112 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you receive calls from the number 225-236-1112, first determine if it is a debt collector by not answering and checking your voicemail. If it is, block their number using call blocking features on your phone or apps. Next, send a cease and desist letter to the collector and document all calls for potential legal action.

Under the Fair Debt Collection Practices Act (FDCPA), you have several rights. You can revoke any prior consent given to call outside normal hours (8 am – 9 pm in your time zone), request that they cease contact at your workplace if prohibited by your employer, and demand no further contact during any conversation. If you believe FDCPA violations have occurred, report them to the Consumer Financial Protection Bureau (CFPB) to open an investigation.

Consulting with a consumer protection attorney regarding your specific rights and options, including suing for damages, is also advised. You can contact your state Attorney General’s office for guidance or ask an experienced credit counselor how to address the debt without incurring further collection calls. Adhering to the FDCPA and asserting your rights can help prevent further harassment from debt collectors.

If 225-236-1112 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 225-236-1112 is a debt collector, you need to validate the debt by requesting written validation of the debt through a debt validation letter. They are legally required to provide this under the Fair Debt Collection Practices Act (FDCPA). Once validated, consider the following options:

1. Negotiate a reasonable lump-sum settlement or payment installment plan in writing before sending any payment.
2. Offer partial payment of 30-50% of the balance if affordable and request deletion from your credit report.
3. Assert your rights under the FDCPA if the collector violates regulations during collection.
4. Consult a non-profit credit counseling agency for guidance negotiating debt resolution.
5. Contact an attorney to understand if bankruptcy or legal action against the collector are viable options.

Keep detailed records of all correspondence and calls for potential complaints. Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines. Remember, never ignore a potential debt collector and confirm if the debt is valid before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 225-236-1112 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

First, determine if 225-236-1112 is a legitimate debt collector by not answering and checking voicemail. If they are, block their number and send a cease and desist letter. Understand your rights under the Fair Debt Collection Practices Act (FDCPA), and report any violations to the Consumer Financial Protection Bureau (CFPB) or consult an attorney.

Request written validation of the debt and dispute any inaccuracies. If the debt is legitimate, negotiate a settlement or payment plan that is affordable for you, and get any agreements in writing before making payments. Be aware that collectors can still sue if you default on a settlement, so only agree to payments you can maintain.

In conclusion, while debt collectors may have the legal right to sue or garnish your wages, you can take steps to protect yourself by understanding your rights, negotiating fairly, and seeking assistance from professionals when needed.

If 225-236-1112 Is A Collection Company, How Can I Remove It From My Credit Report?

First, determine if 225-236-1112 is indeed a debt collection company. If so, gather information on the debt and request written confirmation to verify its accuracy. If any information is incorrect, dispute the debt in writing, citing the Fair Credit Reporting Act and requesting its removal.

If the debt is valid, try negotiating a pay-for-delete agreement to settle the debt in exchange for removal. Offer a good faith partial payment and request deletion as a gesture of goodwill. Alternatively, hire a credit repair service to dispute the debt on your behalf and provide legal resources to help in getting it removed.

Another option is to wait for the 7-year credit reporting time limit for the collection to automatically fall off your report. If the collector violates laws and refuses to remove inaccurate information, file a complaint with the Consumer Financial Protection Bureau. Consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages.

Maintain detailed written records of your efforts to resolve the disputed collection account. Persistently validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through diligent documentation and adherence to proper procedures.

What Feedback And Comments Do People Leave About 225-236-1112?

In essence, there is no direct information available about the feedback and comments people have left about the phone number 225-236-1112 in the provided context document. The document only contains biographical information on Shaniqua Jones, including her current and past known phone numbers and addresses. To provide a comprehensive answer, additional context with direct sources of feedback or commentary left by people regarding the phone number would be needed.

However, if the call is from a debt collector, you can follow certain steps to handle the situation. First, do not answer the call and check your voicemail to identify the caller. Next, block the number using call blocking features on your phone or apps. If the calls persist, consider sending a cease and desist letter and document all calls for potential legal action. It is crucial to understand your rights under the Fair Debt Collection Practices Act (FDCPA) and report any violations to the Consumer Financial Protection Bureau (CFPB).

If necessary, consult an attorney or seek credit counseling to better navigate the situation. Request written validation of the debt and dispute any inaccuracies. Negotiate a settlement or payment plan, considering affordability and potential consequences. Validate the debt and dispute any inaccuracies in the debt with a written dispute. Seek a pay-for-delete agreement, partial settlement payment, or hire a credit repair service to improve your credit score.

Finally, file a complaint with the CFPB or consult a consumer law attorney for further guidance in handling the situation with the phone number 225-236-1112.