260-243-4349

What Company Is Calling Me From 260-243-4349? Are They A Scam And Why Are They Calling Me?

First, find out who owns the phone number 260-243-4349. It is MCC Telephony of the Mid-West, a landline carrier in Angola, Indiana. This number is connected to a person named Johnny Calderwood, with no evidence of scam involvement. If you receive an unknown call, let it go to voicemail and block the number. If it’s a debt collector, send a cease and desist letter, report any violations, and consult a consumer protection attorney or credit counselor. Remember to always understand your rights and options when dealing with debt collectors, and keep detailed records to prevent harassment and financial harm.

How Can I Block Or Stop Calls From 260-243-4349?

To stop or block calls from 260-243-4349, first, let unknown callers go to voicemail and avoid answering directly. This might help identify if the caller is a debt collector. If so, you can block the number through your phone carrier or use call blocking apps. Next, send a cease and desist letter to the debt collector, keeping detailed records of calls and correspondence. Consult a non-profit credit counselor or consumer protection attorney to address the debt and any harassment. Remember, understanding your rights and taking proactive steps can protect you from scams and financial issues.

Is 260-243-4349 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The phone number 260-243-4349 is not necessarily violating the Fair Debt Collection Practices Act (FDCPA). The FDCPA protects consumers from harassment during debt collection calls, but the number you provided belongs to MCC Telephony of the Mid-West, a landline carrier in Angola, Indiana, and is connected to an individual named Johnny Calderwood, with no evidence of scam involvement.

To determine if the number is a debt collector, let unknown calls go to voicemail and block the number. If identified, send a cease and desist letter, report any violations to the Consumer Financial Protection Bureau, and consult a consumer protection attorney or credit counselor. Always understand your rights and options when dealing with debt collectors, and maintain detailed records to prevent harassment and financial harm.

If 260-243-4349 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from the phone number 260-243-4349 and suspect it to be from a debt collector, the first step is to request written validation of the debt. You can do this by sending a debt validation letter, which should include your personal information, the amount of the debt, and the name of the original creditor.

Once you receive the validation, review it carefully and dispute any inaccuracies. If the debt is valid, you can then negotiate a settlement or payment plan in writing. It is essential to have all agreements in writing to avoid any misunderstandings or disputes later on.

In some cases, it may be helpful to seek assistance from a professional, such as a consumer protection attorney or credit counselor, to ensure you receive a fair outcome. Remember, always exercise your consumer rights under federal and state law when dealing with debt collectors. By following these steps, you can validate the debt associated with the phone number 260-243-4349 and protect your rights as a consumer.

Can 260-243-4349 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 260-243-4349 is a debt collector, they may sue you for the outstanding amount, which could result in wage or bank account garnishment. To protect yourself, try negotiating a payment plan that suits your budget. If you genuinely cannot pay, assert your inability to do so and seek assistance from credit counselors or attorneys. In extreme cases, bankruptcy may be an option. It’s essential to keep records of all communications and be cautious when settling debts to prevent further financial issues.

If 260-243-4349 Is A Collection Company, How Can I Remove It From My Credit Report?

First, confirm if the debt is legitimate by requesting written confirmation from 260-243-4349. If the debt is incorrect, dispute it and demand removal. If it is valid, consider negotiating a pay-for-delete agreement, offering a good faith settlement, or hiring a credit repair service. Waiting for the statute of limitations to pass is another option.

To further protect yourself, file a complaint with the CFPB or FTC, and consult with an attorney. Maintain detailed records of all communication and interactions with the debt collector to prevent harassment and potential financial harm.

What Feedback And Comments Do People Leave About 260-243-4349?

260-243-4349 is a landline number in Angola, Indiana, linked to people like Noe O Gutierrez and the Calderwood family, including Johnny and Sean Calderwood. People have left comments about this number, stating it is related to residents in Indiana, Illinois, and other locations.

To find out if the number is a debt collector, let unknown calls go to voicemail and block the number. If it is a debt collector, send a cease and desist letter, report any violations, and consult a consumer protection attorney or credit counselor. Always remember to understand your rights and options when dealing with debt collectors and keep detailed records to avoid harassment and financial harm.

In a nutshell, 260-243-4349 is a landline phone number in Angola, Indiana, associated with various individuals. Public feedback suggests it is linked to residents in Indiana, Illinois, and other areas. To protect yourself from debt collectors, follow the steps mentioned and maintain detailed records.