303-353-1163

What Company Is Calling Me From 303-353-1163? Are They A Scam And Why Are They Calling Me?

The phone number 303-353-1163 could belong to a company in Colorado, but it’s unclear which one. Some users suspect it’s a scam, while others mention debt collectors. Before giving out personal information, confirm the caller’s identity and intent. If it’s a debt collector, follow the FDCPA guidelines to request no further contact, report violations, and seek legal help. Validate the debt by asking for written proof, negotiate a settlement, and exercise your rights. If the debt is genuine, be aware of potential legal consequences and explore your options with assistance. To stop unwanted calls, report them as scams or telemarketing.

How Can I Block Or Stop Calls From 303-353-1163?

To block or stop calls from 303-353-1163, first let unknown calls go to voicemail and do not answer directly. This will help you identify if it’s a debt collector. Once identified, block the number using your phone carrier’s features or by downloading a call blocking app. If it’s a debt collector, send a cease and desist letter with your personal information, the debt in question, and a clear statement that you no longer wish to be contacted. Consult a non-profit credit counselor or a consumer protection attorney if the debt is legitimate. Report unwanted calls as scams or telemarketing calls to relevant authorities, and always be cautious when dealing with unknown callers.

Is 303-353-1163 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

Firstly, if you are receiving calls from the phone number 303-353-1163, it is essential to verify the caller’s identity and intent before sharing any personal information. If the caller is a debt collector, it is crucial to understand your rights under the Fair Debt Collection Practices Act (FDCPA).

The FDCPA safeguards consumers from unfair and abusive debt collection practices. If a debt collector violates these practices, you have the right to report them to the Consumer Financial Protection Bureau (CFPB). To protect your rights, you should:

1. Document the date, time, frequency, phone number, and details of all calls.
2. Track if the collector calls outside allowed hours, repeatedly calls, or uses abusive language.
3. Revoke consent for calls outside normal hours and request no contact at work.
4. Send a cease and desist letter to request no further contact.

If you believe the calls are in violation of the FDCPA, you can report the collector to the CFPB and consider consulting a consumer protection attorney or credit counselor for assistance. Additionally, if the debt is legitimate, be aware of potential legal consequences and seek guidance to understand your options. If the calls persist, report them as scams or telemarketing.

If 303-353-1163 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 303-353-1163 is a debt collector, the first step is to validate the debt they’re trying to collect. Request written validation from the collector, review it for accuracy, and dispute any incorrect information. Next, negotiate a settlement or payment plan that works for you. Remember to assert your Fair Debt Collection Practices Act (FDCPA) rights, which protect you from abusive or deceptive practices.

Seeking help from non-profit credit counseling agencies or attorneys can provide additional guidance and support. It’s crucial to keep records of all correspondence with the debt collector, as well as any calls or messages received. If you suspect the call is a scam or unwanted telemarketing, report it as such.

In conclusion, when dealing with a debt collector like 303-353-1163, always prioritize your rights and well-being. Request written validation, negotiate terms, assert your FDCPA rights, and seek professional help if needed. Maintain accurate records of all communication to protect yourself from potential legal consequences.

Can 303-353-1163 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from 303-353-1163, it’s crucial to confirm the identity and purpose of the caller. Debt collectors must abide by the Fair Debt Collection Practices Act (FDCPA), which grants you the right to cease communication, report violations, and consult with an attorney or credit counselor. To ascertain the debt’s legitimacy, request written validation and negotiate a settlement while exercising your rights. If the debt is valid, be prepared for potential legal consequences, such as wage garnishment or bank account levies. Seek guidance to explore your options and rights, and remember to report unwanted calls as scams or telemarketing.

If 303-353-1163 Is A Collection Company, How Can I Remove It From My Credit Report?

First, verify if 303-353-1163 is a legitimate debt collection company. If so, ensure the debt is accurate by requesting written proof. Dispute any incorrect information as per the Fair Credit Reporting Act. If the debt is valid, consider negotiating a pay-for-delete agreement, offering a partial settlement, or hiring a credit repair service. Keep in mind that the debt will be removed from your credit report after seven years. If the collector violates laws, file a complaint with the Consumer Financial Protection Bureau and consider consulting an attorney. Maintain records of your efforts throughout the process.

What Feedback And Comments Do People Leave About 303-353-1163?

People often leave feedback and comments about the phone number 303-353-1163, reporting unwanted calls, telemarketing, and potential scams. Many users receive calls without a message or from callers asking to speak to someone before hanging up. These calls are frequently identified as scams and are common in the 303 area code in Colorado. To protect yourself from such calls, it’s crucial to verify the caller’s identity and intent before sharing any personal information. If the call is from a debt collector, follow the Fair Debt Collection Practices Act (FDCPA) guidelines to request no further contact, report violations, and consult an attorney or credit counselor. If the debt is legitimate, understand your rights and options to avoid potential legal consequences. Lastly, report any unwanted calls as scams or telemarketing to prevent others from experiencing similar situations.