303-531-3152

What Company Is Calling Me From 303-531-3152? Are They A Scam And Why Are They Calling Me?

The phone number 303-531-3152 is linked to a company called Portfolio, which has been identified as a potential scam. The call type is labeled as “Scam suspicion,” indicating that it could be an attempt to acquire your personal or financial information. It is crucial to be cautious when responding to unknown calls and never provide sensitive information or money without first verifying the caller’s legitimacy.

In a nutshell, the number 303-531-3152 is connected to a company called Portfolio, which has been reported as a scam. The call type is “Scam suspicion,” meaning it might be an attempt to gather personal or financial information. It is essential to be cautious when receiving unknown calls and never disclose private information or money without confirming the caller’s legitimacy.

In conclusion, the phone number 303-531-3152 is associated with a company called Portfolio, which has been reported as a scam. The call type is “Scam suspicion,” indicating that it could be an attempt to acquire your personal or financial information. To protect yourself, always be cautious when responding to unknown calls and refrain from giving out any sensitive information or money without verifying the caller’s legitimacy.

How Can I Block Or Stop Calls From 303-531-3152?

To block or stop calls from 303-531-3152, first determine if it’s a debt collector by letting the call go to voicemail. If it is, contact your phone carrier or use call blocking apps to block the number. Next, send a cease and desist letter via certified mail to request no further calls. Keep records of all calls for potential legal action. Consult a non-profit credit counselor or consumer protection attorney to help address any outstanding debts and negotiate resolutions. If the debt is legitimate, work towards a settlement or payment plan and maintain records. To remove the number from your credit report, dispute the debt and consider hiring a credit repair service.

Is 303-531-3152 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you receive a call from 303-531-3152, it is crucial to understand your rights under the Fair Debt Collection Practices Act (FDCPA). Debt collectors must adhere to specific guidelines when contacting you, and you have the right to revoke consent for calls outside normal hours or request no contact at work.

To safeguard yourself, document the date, time, frequency, phone number, and details of all calls. If the collector uses abusive language or violates any FDCPA guidelines, report them to the Consumer Financial Protection Bureau, consult a consumer protection attorney, or contact your state Attorney General’s office.

You can also send a cease and desist letter, verbally ask the collector to stop calling, or seek help from a credit counselor. If the debt is legitimate, negotiate a settlement or payment plan and keep records. To remove the number from your credit report, dispute the debt and consider hiring a credit repair service.

If 303-531-3152 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 303-531-3152 and suspect it’s a debt collector, follow these steps to validate the debt and explore your options. First, request written validation from the collector and review the information for accuracy. Dispute any incorrect information and request its removal from your credit report.

Next, negotiate a settlement or payment plan with the collector. Keep detailed records of all communications and consider consulting a professional to ensure a fair outcome. If you believe the debt collector is engaging in illegal activities, consult a consumer protection attorney or credit counselor for guidance. By taking these steps, you can protect yourself from potential scams and ensure a fair resolution regarding any outstanding debts.

Can 303-531-3152 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If a debt collector like 303-531-3152 is pursuing a legitimate debt, they have the legal right to sue you and garnish your wages or bank accounts. To avoid such consequences, you should consider negotiating affordable payment plans, asserting your inability to pay, seeking guidance from a consumer protection attorney or credit counselor, or even exploring bankruptcy as a last resort. It’s essential to document all communications with the collector and weigh the long-term effects of settling before agreeing to any payment plan. Keep in mind that you should always be cautious with unknown callers and never give out personal or financial information.

If 303-531-3152 Is A Collection Company, How Can I Remove It From My Credit Report?

If 303-531-3152 is a collection company, you can take several steps to remove it from your credit report. First, confirm if the call is from a legitimate debt collection agency and check the debt’s legitimacy by requesting written confirmation. If there are inaccuracies, dispute the debt according to the Fair Credit Reporting Act.

If the debt is valid, consider negotiating a pay-for-delete agreement, offering a partial settlement, or hiring a credit repair service to help remove the collection. Alternatively, wait for the 7-year limit, after which the debt should automatically fall off your credit report.

In the meantime, file a complaint with the Consumer Financial Protection Bureau (CFPB) or your state attorney general’s office. Consulting an attorney experienced in consumer protection laws can also be beneficial in resolving the issue.

Finally, maintain records of all communications with the collection agency, dispute the debt if necessary, and monitor your credit report regularly to ensure the collection is removed successfully.

What Feedback And Comments Do People Leave About 303-531-3152?

Various feedback and comments about the phone number 303-531-3152 have been left by people who have received calls from it. These callers are often perceived as unintelligent and are associated with Aurora, Colorado. The number is linked to carriers like Verizon and Cbeyond, and has been used for unsolicited marketing calls, possible spoofing, and scams. Users recommend blocking the number to avoid any unwanted communications.