310-362-0598

What Company Is Calling Me From 310-362-0598? Are They A Scam And Why Are They Calling Me?

The phone number 310-362-0598 is associated with Portfolio Recovery Associates, a debt collection agency based in Los Angeles. These calls can be bothersome, but it’s crucial to identify if they’re from a debt collector. To do this, don’t answer the call and block the number. You have rights under the Fair Debt Collection Practices Act, which safeguards you from harassment and abuse.

If you need help, consider reaching out to a non-profit credit counselor or attorney. To manage these calls, first, verify the debt, negotiate a settlement or payment plan, and keep track of calls and any violations. Report any issues to the proper authorities. By taking these steps, you can better protect yourself from debt collection calls.

How Can I Block Or Stop Calls From 310-362-0598?

To stop calls from 310-362-0598, associated with Portfolio Recovery Associates, follow these steps:

1. Let unknown calls go to voicemail and avoid answering directly.
2. Block the number using your phone carrier or a call blocking app.
3. Report the number to the Do Not Call Registry.
4. Send a cease and desist letter to the debt collector, keeping records of all calls and violations.
5. Consult a credit counselor or attorney to address the debt and ensure your rights under the Fair Debt Collection Practices Act are being respected.

By following these actionable steps, you can effectively manage and stop calls from 310-362-0598 while addressing the underlying debt.

Is 310-362-0598 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The number 310-362-0598 might be violating the Fair Debt Collection Practices Act (FDCPA) if it’s causing disruptions or harassment. As a consumer, you have rights under the FDCPA that protect you from unfair debt collection practices. If you believe you’re being harassed, don’t engage with the caller and consider blocking the number. To take action, revoke your consent for them to contact you, request that they cease contact, and send a cease and desist letter. Keep detailed records of the calls and any violations, and report any issues to the Consumer Financial Protection Bureau. Additionally, you can consult a consumer protection attorney or contact your state Attorney General’s office for further assistance.

If 310-362-0598 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 310-362-0598 is a debt collector, your first step should be to validate the debt they are attempting to collect. Request written validation from the collector and review the information for accuracy. Dispute any incorrect details and be aware of your rights under the Fair Debt Collection Practices Act (FDCPA), which protects consumers from abusive or harassing practices.

To handle the situation, consider negotiating a settlement or payment plan that works for you. If you can pay off a portion of the debt, you may request that the collector deletes the remaining balance from your credit report. Be cautious of collectors demanding full payment upfront or threatening legal action, as these could be signs of scams.

For additional help, consult a non-profit credit counselor or an attorney specializing in debt collection. Keep detailed records of all calls and voicemails from the debt collector and revoke any unwanted contact methods. If issues persist, report the collector to relevant authorities, such as your state’s attorney general or the Federal Trade Commission (FTC).

Being proactive and informed about your rights under the FDCPA, as well as maintaining detailed records, will help you navigate the debt collection process and achieve a more positive outcome.

Can 310-362-0598 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If a debt collector like the one from 310-362-0598 is trying to collect a legitimate debt, they have the legal right to sue you to recover the amount owed. If they win in court, your wages or bank accounts could be garnished. To avoid legal action, consider negotiating affordable payments, asserting your inability to pay, seeking help from a non-profit credit counselor or attorney, or considering bankruptcy.

Before settling any debt, make sure the payment plan is affordable and get agreements in writing. Be aware of potential legal consequences and seek assistance to understand your options and rights. Verify the debt, negotiate a settlement or payment plan, and keep track of calls and violations from identified collectors. Report any issues to the appropriate authorities.

If 310-362-0598 Is A Collection Company, How Can I Remove It From My Credit Report?

First, determine if the debt is legitimate by requesting written confirmation from 310-362-0598. Carefully review the validation and dispute any inaccuracies. You can try negotiating a pay-for-delete agreement, offering a good faith settlement, or hiring a credit repair service to help. Another option is to wait for the debt to fall off your report after seven years.

If the collector breaks the Fair Debt Collection Practices Act, file a complaint with the Consumer Financial Protection Bureau or the Federal Trade Commission. Consult a consumer law attorney for further assistance. Keep detailed records of your interactions with the collector and any violations encountered. This information will be valuable when disputing the debt or filing a complaint.

What Feedback And Comments Do People Leave About 310-362-0598?

People have left comments and feedback about the phone number 310-362-0598, often mentioning frustration with repeated calls without any message left. To address this issue, it’s essential to determine if the calls are from a debt collector and not answer them. Portfolio Recovery Associates, a debt collection agency in Los Angeles, may be responsible for these calls. Know your rights under the Fair Debt Collection Practices Act and seek help from a non-profit credit counselor or attorney to navigate the situation effectively. If the calls are from a debt collector, validate the debt, negotiate a settlement or payment plan, and monitor voicemail messages from identified collectors. Keep detailed records of calls and violations, and report any issues to the appropriate authorities to manage concerns related to the phone number 310-362-0598.