313-209-4744

What Company Is Calling Me From 313-209-4744? Are They A Scam And Why Are They Calling Me?

The phone number 313-209-4744 is associated with a company called Human Arc, owned by Centauri Health Solutions. They may call about mental health or disability benefits. It’s crucial to be cautious if they ask for personal information, as some users report these calls as fraudulent. To ensure your safety, always verify any offers or requests through your healthcare provider or insurer. Remember to stay vigilant and cautious when receiving calls from unknown numbers like this one.

How Can I Block Or Stop Calls From 313-209-4744?

To stop unwanted calls from 313-209-4744, first identify if it’s a debt collector. Listen to their voicemail and understand your rights under the Fair Debt Collection Practices Act (FDCPA). If it’s a debt collector, request no further contact.

To block the number, contact your phone carrier or use call blocking apps. Keep records of these calls and consider sending a cease and desist letter. If you’re dealing with debt issues, consult a credit counselor or attorney. Verify any offers or information from unknown callers through your healthcare provider or insurer. Be cautious and vigilant to avoid scams and fraud. Report any issues to the appropriate authorities if necessary.

Is 313-209-4744 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you’re receiving calls from 313-209-4744 and suspect it’s violating the Fair Debt Collection Practices Act (FDCPA), document all calls, including date, time, frequency, phone number, and details. Track if they call outside allowed hours, repeatedly, or use abusive language. Revoke consent for calls outside normal hours, request no contact at work, send a cease and desist letter, and verbally ask them to stop calling.

If you believe the calls are violating the FDCPA, report the violations to the Consumer Financial Protection Bureau, consult a consumer protection attorney, contact your state Attorney General’s office, and ask a credit counselor for help. Be cautious and verify any offers through your healthcare provider or insurer if the company is discussing mental health or disability benefits. If it’s a scam, don’t share personal information and verify with your health plan. Block the number and report violations to authorities.

If 313-209-4744 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

First, determine if the caller is indeed a debt collector. If so, follow these steps to validate the debt:

1. Request written validation from the collector, detailing the debt amount, creditor, and account number.
2. Carefully review the written validation and dispute any inaccuracies.
3. Negotiate a settlement or payment plan with the collector, keeping records of all communication.
4. Assert your rights under the Fair Debt Collection Practices Act (FDCPA), such as requesting no further contact or limiting communication preferences.
5. Consult a credit counselor or attorney for guidance on managing the debt and understanding your rights.
6. Keep detailed records of all communications and consider revoking permission for the collector to contact outside parties, such as your employer.

If you suspect the call is a scam or in violation of FDCPA guidelines, contact your healthcare provider or insurer, block the number, and report the violation to authorities.

Can 313-209-4744 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If a debt collector like 313-209-4744 is calling, they may sue you for the amount owed and potentially garnish your wages if they obtain a court judgment. To avoid legal action, consider negotiating affordable payments, asserting your inability to pay, seeking guidance from a credit counselor, hiring an attorney, or even considering bankruptcy. Thoroughly document calls and efforts, and be cautious before agreeing to settle, ensuring terms are in writing and the payment plan is manageable. Remember, even if you settle, collectors can still sue if you default on the agreement.

If 313-209-4744 Is A Collection Company, How Can I Remove It From My Credit Report?

If 313-209-4744 is a collection company, you can remove it from your credit report by following these steps:

1. Verify the debt’s legitimacy by requesting written confirmation.
2. Dispute any inaccuracies and demand removal.
3. Negotiate a pay-for-delete agreement with the collection company.
4. Offer a good faith settlement to satisfy the debt.
5. Hire a credit repair service for assistance.
6. Wait for the time limit, as some debts expire after a certain period.
7. File a complaint with the Federal Trade Commission (FTC) or your state attorney general’s office.
8. Consult an attorney for legal advice and representation.

Always prioritize validating the debt first before taking any action. If you suspect a scam, do not share personal information and verify with your health plan or insurance provider. Block the number and report violations to authorities.

What Feedback And Comments Do People Leave About 313-209-4744?

People leave various comments and feedback about 313-209-4744, indicating it might be a scam. Users report receiving calls regarding benefits or cash assistance for children, with callers seeking personal information without providing details. The callers typically have an Indian accent and insist on recording verifications. It is crucial not to disclose private information and to verify any offers with your healthcare provider or insurer. The number is not linked to genuine benefit programs, increasing concerns about its legitimacy and privacy.

In a nutshell, people should avoid engaging with these calls and exercise caution when receiving calls from unknown numbers. Human Arc, associated with Centauri Health Solutions, is the company calling from 313-209-4744, discussing mental health or disability benefits. To safeguard yourself, verify any offers through your healthcare provider or insurer. If the call is from a debt collector, adhere to FDCPA guidelines and request no further contact. Consult a credit counselor or attorney to address debt issues. If you suspect the call is a scam, don’t share personal information and verify with your health plan. Block the number and report violations to authorities.