317-279-6668

What Company Is Calling Me From 317-279-6668? Are They A Scam And Why Are They Calling Me?

The number 317-279-6668 belongs to telecom company Broadvox, based in Plainfield, Indiana. While they are a legitimate business, it’s hard to tell if the call is a scam or marketing without more information. To verify, keep unknown calls on voicemail and don’t answer directly. Block the number by contacting your phone carrier or using call blocking apps. If you have outstanding debts, consult a credit counselor or attorney to resolve them and safeguard your rights under the Fair Debt Collection Practices Act (FDCPA).

How Can I Block Or Stop Calls From 317-279-6668?

First, let’s identify if the calls are from a debt collector. To do this, allow unknown calls to go to voicemail and avoid answering them directly. Once you have identified the caller, block the number by contacting your phone carrier or using call blocking apps.

Next, send a formal cease and desist letter to the caller, detailing your request for no further contact. Keep records of all calls and communications for future reference. Consult a credit counselor or attorney to address any outstanding debts and ensure your rights under the Fair Debt Collection Practices Act (FDCPA) are protected.

Finally, blocking calls may prevent harassment, but it is crucial to address any underlying debt issues to resolve the situation entirely.

Is 317-279-6668 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The Fair Debt Collection Practices Act (FDCPA) protects you from unfair debt collection practices. If you receive a call from 317-279-6668, note the date, time, frequency, phone number, and details of all calls. Report any violations, such as calls outside allowed hours, excessive calling, or abusive language, to the Consumer Financial Protection Bureau. Revoke consent for calls outside normal hours and request them to stop calling. Consult a consumer protection attorney or credit counselor for guidance on addressing the debt and preventing further collection calls. Remember, if you think 317-279-6668 is violating the FDCPA, take action by documenting the calls, reporting violations, and seeking legal advice to protect your rights as a consumer.

If 317-279-6668 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 317-279-6668 and suspect it’s a debt collector, follow these steps to validate the debt and learn your options. First, request written validation by mailing a debt validation letter with your personal information, account number, and a request for proof of the debt. Next, carefully review the validation you receive, disputing any incorrect information and requesting removal from your credit report. Then, negotiate a settlement or installment plan in writing, offering a partial payment if needed. Remember to assert your FDCPA rights and consult a credit counselor or attorney if necessary. Keep records of all communications and revoke any permissions outside FDCPA guidelines. Finally, protect yourself from unknown callers by allowing unknown calls to go to voicemail and blocking the number through your phone carrier or call blocking apps.

Can 317-279-6668 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If a debt collector like 317-279-6668 is contacting you about a legitimate debt, they can sue you and potentially garnish your wages. To avoid legal action, consider negotiating payment terms, asserting your inability to pay, seeking credit counseling, hiring an attorney, or even considering bankruptcy. Before settling, ensure the terms are in writing, consider long-term affordability, and understand the potential consequences. Consult a credit counselor or attorney to address any outstanding debts and protect your rights under the Fair Debt Collection Practices Act (FDCPA).

If 317-279-6668 Is A Collection Company, How Can I Remove It From My Credit Report?

First, ensure 317-279-6668 is indeed a debt collection company and verify the debt’s legitimacy. If the debt is inaccurate, dispute it and demand its removal. If it’s valid, consider negotiating a pay-for-delete agreement, offering a good faith settlement, or hiring a credit repair service. Another option is to wait for the 7-year limit when the debt will be removed automatically.

In case of persistent issues, file a complaint with the Consumer Financial Protection Bureau (CFPB) or the Federal Trade Commission (FTC). Consulting an attorney is also a viable option to protect your rights and ensure accurate information on your credit report.

Lastly, keep records of all communications and transactions related to the debt and the dispute process. This will help you in case you need to provide evidence or appeal a decision.

What Feedback And Comments Do People Leave About 317-279-6668?

People often leave feedback and comments about 317-279-6668, a phone number with the area code 317 and carrier information. Some experiences might include direct quotes, reviews, or commentary from those who have interacted with the number. However, it is essential to be cautious when receiving calls from unrecognized numbers, as they could potentially be scams or telemarketing calls. To protect yourself, let unknown calls go to voicemail, block the number through your phone carrier or call blocking apps, and consult a credit counselor or attorney to address any outstanding debts and ensure your rights under the Fair Debt Collection Practices Act (FDCPA) are protected.