323-404-9617

What Company Is Calling Me From 323-404-9617? Are They A Scam And Why Are They Calling Me?

The company calling from 323-404-9617 is not identified. It is possible that this number is being used for scams, as it is often associated with unwanted telemarketing calls. To determine if the unknown call is from a debt collector or potential scam, follow these steps:

1. Identify if the unknown call is from a debt collector or potential scam.
2. Block the number through your phone carrier or call blocking apps.
3. Send a cease and desist letter to stop further calls and potentially invoke state laws.
4. Consult a non-profit credit counselor or consumer protection attorney to address the underlying debt.
5. Monitor voicemail messages from identified collectors and take action accordingly.
6. Understand your rights under the Fair Debt Collection Practices Act (FDCPA) and document potential violations.
7. Request written validation of the debt through a debt validation letter and review for accuracy.
8. Negotiate a settlement or payment plan, considering partial payment options and exercising FDCPA rights.
9. Consult a non-profit credit counseling agency or attorney for guidance on further actions.
10. Be aware of potential legal action if the debt is legitimate, and consider seeking legal counsel to avoid long-term financial harm.

How Can I Block Or Stop Calls From 323-404-9617?

If you’re receiving unwanted calls from 323-404-9617, first determine if it’s a debt collector. Avoid engaging with them and let unknown calls go to voicemail. To block future calls, contact your phone carrier or use call blocking apps like Nomorobo or Hiya. Set unknown callers to voicemail or block them on your smartphone.

If the calls are from a debt collector, send a cease and desist letter via certified mail, demanding no further calls. Check your state’s laws on debt collection calls and send a letter invoking those rights. Keep detailed records of all calls to show a pattern of harassment.

Resolve the underlying debt by consulting a non-profit credit counselor for negotiation assistance. If the collector violates regulations, consider speaking to a consumer protection attorney about potential lawsuits. Pay attention to voicemail messages from identified collectors and take action as needed. Be aware of potential legal action if the debt is legitimate and seek legal counsel to avoid long-term financial harm.

Is 323-404-9617 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The number 323-404-9617 may be violating the Fair Debt Collection Practices Act (FDCPA) if you receive harassing or threatening calls. To protect your rights, document call details, including date, time, frequency, and behavior. Under the FDCPA, you can revoke consent for calls outside of normal hours, request no further contact at your workplace, and send a cease and desist letter. If violations continue, report the collector to the Consumer Financial Protection Bureau, consult a consumer protection attorney, or contact your state Attorney General’s office for guidance. Monitor voicemail messages and negotiate payment plans or settlements while exercising your FDCPA rights.

If 323-404-9617 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

First, research the number online to determine if it’s associated with a known debt collection agency. If you’re unsure, ask the caller for their name, company, and reason for the call. If they refuse to disclose this information, request a written validation of the debt via mail. Upon receiving the validation, review the details carefully, including the creditor, account number, and amount owed. Dispute any inaccuracies in writing and request removal from your credit report.

Once you’ve confirmed the debt, consider the following options: negotiate a reasonable settlement or payment plan in writing, offer a partial payment of 30-50% if affordable and request debt removal from your credit report, or formally assert your rights under the FDCPA if the collector violates regulations. Seek assistance from a non-profit credit counseling agency to negotiate debt resolution, or consult an attorney to explore bankruptcy or legal action against the collector.

Remember to maintain detailed records of all correspondence and calls for potential complaints. If the collector violates FDCPA guidelines, revoke any prior verbal or written permission given. Always prioritize understanding your rights and seeking professional help to ensure a fair outcome.

Can 323-404-9617 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If a debt collector is threatening to sue you or garnish your wages, it’s crucial to assess the legitimacy of the debt. If it’s genuine, you can negotiate affordable payment plans to avoid legal action. Assert your inability to pay and request they cease contact. Consult a non-profit credit counselor or attorney to understand your rights under the FDCPA and state law. Bankruptcy could be an option if the debts are too overwhelming.

Before settling, ensure the proposed payment plan is feasible based on your budget. Get any settlement terms or agreements in writing before making payments. Settling may be beneficial to avoid legal action, but don’t agree to payments you can’t maintain. Seek professional guidance to explore your options and rights thoroughly.

If 323-404-9617 Is A Collection Company, How Can I Remove It From My Credit Report?

If you suspect 323-404-9617 is a debt collection company, your first step is to confirm the debt’s legitimacy by requesting written confirmation. Examine the validation to ensure your personal details and debt information are accurate. If any information is incorrect, dispute the debt in writing, citing the Fair Credit Reporting Act and demanding the removal of the collection tradeline from your credit file.

If the collector confirms the debt is valid, consider taking active steps to potentially remove it. You can negotiate a pay-for-delete agreement in writing to settle the debt in exchange for removal, offer a good faith partial settlement payment and request deletion as a gesture of goodwill, hire a credit repair service to dispute the debt on your behalf, wait for the 7-year credit reporting time limit for the collection to automatically fall off your report, or file a complaint with the Consumer Financial Protection Bureau if the collector violates laws and refuses to remove inaccurate information.

Another option is to consult a consumer law attorney to review if the collector broke laws, enabling you to sue for removal and damages. Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation. However, focus first on determining if the debt is legitimate before taking any action.

What Feedback And Comments Do People Leave About 323-404-9617?

People often leave negative feedback and comments about 323-404-9617 due to unwanted and frequent telemarketing calls. Users report callers hanging up or not speaking, and these calls can be difficult to stop even after reporting to the FTC. There is no specific feedback about the people or company behind the number, but users express frustration and annoyance. To manage and prevent such calls, it is recommended to use robocall-blocking services.

To address unknown calls, it’s crucial to identify if they are from a debt collector or potential scam. If the calls are from a debt collector, monitor voicemail messages, understand your rights under the Fair Debt Collection Practices Act (FDCPA), and document any potential violations. Request written validation of the debt through a debt validation letter and review for accuracy. Negotiate a settlement or payment plan, considering partial payment options and exercising FDCPA rights. Consult a non-profit credit counseling agency or attorney for guidance on further actions, and be aware of potential legal action if the debt is legitimate.

To stop these calls, block the number through your phone carrier or call blocking apps. Additionally, you can send a cease and desist letter to stop further calls and potentially invoke state laws. Consult a non-profit credit counselor or consumer protection attorney to address the underlying debt and understand your rights and options. In the end, addressing unwanted calls from 323-404-9617 requires a combination of blocking the number, understanding your rights, and taking appropriate actions to resolve the issue.