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What Company Is Calling Me From 323-609-6073? Are They A Scam And Why Are They Calling Me?

The company calling you from 323-609-6073 is “The Fund Raising Center.” They may be involved in potential scam calls for donations, and it is unclear if they are a legitimate organization. Calls from this number often disconnect, leading to suspicion. The company uses auto-dialing technology to reach a large number of people, raising concerns about its legitimacy. It is possible that these calls are part of an illegitimate fundraising scam rather than a non-profit organization. To handle calls from this number, first verify if the debt is legitimate by requesting written confirmation. If so, consider negotiating a pay-for-delete agreement, offering a good faith partial settlement, hiring a credit repair service, waiting for the 7-year limit, filing a complaint with the Consumer Financial Protection Bureau, consulting an attorney, and maintaining detailed records throughout the process.

How Can I Block Or Stop Calls From 323-609-6073?

To block or stop calls from 323-609-6073, first, determine if the calls are from a debt collector by letting the call go to voicemail and not answering directly. If they are, contact your phone carrier to block the number. You can also use call blocking apps on your smartphone. Next, send a cease and desist letter via certified mail, return receipt requested, to demand no further calls from the debt collector. Keep records of all calls, including dates, times, and content. If needed, seek help from a non-profit credit counselor or consumer protection attorney. While blocking calls does not eliminate the debt, it can prevent harassment from the debt collector.

Is 323-609-6073 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you receive calls from the phone number 323-609-6073, first ensure the debt is legitimate. If so, you have rights under the Fair Debt Collection Practices Act (FDCPA). You can revoke consent for further calls, request no contact, and send a cease and desist letter. Report any violations to authorities and consult a consumer protection attorney for guidance. Maintain detailed records of all calls, including dates, times, frequency, and violations encountered.

If 323-609-6073 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 323-609-6073 is a debt collector, it’s crucial to validate the debt and understand your options. To do this, request written validation from the collector and carefully review the information provided. If there are any discrepancies, dispute the incorrect information and request a deletion from your credit report.

Once the debt is validated, consider negotiating a settlement or payment plan with the collector. Keep in mind that you have rights under the Fair Debt Collection Practices Act (FDCPA), which protects you from harassment and abusive collection practices.

If you’re struggling to manage the debt, consult a credit counselor for guidance on creating a budget and managing your finances. In some cases, you may need to contact an attorney for legal action against the collector.

Throughout the process, maintain detailed records of all communications with the collector and revoke any unwanted contact methods, such as disconnecting the phone number used for the calls. By following these steps, you’ll be able to address the debt collector’s actions and protect your rights.

Can 323-609-6073 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

First, if 323-609-6073 is a legitimate debt collector, they have the right to sue you in court to recover the owed amount. If they win, your wages or bank accounts could be garnished. To avoid legal action, try negotiating affordable payment plans, asserting your inability to pay, seeking credit counselor guidance, hiring a consumer law attorney, or even considering bankruptcy.

Before settling with the debt collector, ensure the payment plan is affordable and get the terms in writing. Be aware of potential legal consequences and always seek assistance to understand your options and rights. If the debt collector is not legitimate, consider filing a complaint with the Consumer Financial Protection Bureau and consulting an attorney to protect your rights.

If 323-609-6073 Is A Collection Company, How Can I Remove It From My Credit Report?

First, confirm if 323-609-6073 is indeed a collection company by requesting written proof of the debt’s legitimacy. If the debt is valid, follow these steps to remove it from your credit report:

1. Negotiate a pay-for-delete agreement with the company, where they remove the debt in exchange for full payment.
2. Offer a good faith partial settlement to resolve the debt quickly.
3. Hire a credit repair service to handle disputes and negotiations for you.
4. Wait for the 7-year limit, as most negative information stays on your report for seven years from the first delinquency.
5. File a complaint with the Consumer Financial Protection Bureau if the company violated consumer protection laws.
6. Consult an attorney for assistance in navigating the credit reporting process and protecting your rights.

Keep detailed records of all interactions and communication with the collection company to ensure a proper resolution and accurate information on your credit report.

What Feedback And Comments Do People Leave About 323-609-6073?

People often leave feedback and comments about the phone number 323-609-6073, expressing their suspicions and concerns. Many report receiving calls from “The Fund Raising Center,” asking for donations for police or sheriff’s departments. Some even mention feeling pressured to provide personal information, which raises questions about potential scams. To handle calls from this number, it is essential to verify the legitimacy of the debt, negotiate a pay-for-delete agreement, consider a good faith partial settlement, hire a credit repair service, wait for the 7-year limit, file a complaint with the Consumer Financial Protection Bureau, consult an attorney, and maintain detailed records throughout the process. Above all, safety should be the top priority when dealing with calls from this number.

You must check your credit report

Go to CreditSesame.com and pull your 3-bureau report FOR FREE