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What Company Is Calling Me From 8002793733 And Why Are They Calling? Are They A Debt Collector?

If you receive a call from 800-279-3733, it is likely that Diversified Adjustment Service, Inc., a debt collection agency, is trying to reach you. They contact individuals to collect outstanding debts on behalf of creditors. However, it is crucial to proceed with caution and verify the legitimacy of the debt before sharing any personal information or making any payments.

Many users have reported receiving calls from this number, where the individuals on the other end claim to be from Diversified Adjustment Service and aggressively demand payment for alleged debts. These calls can be intimidating and may include threats of legal action if payment is not made promptly.

To safeguard yourself, it is strongly recommended to request written validation of the debt before providing any personal information or making any payments. This step is essential because the debt may not be accurate, already resolved, or past the statute of limitations.

If the calls from Diversified Adjustment Service become increasingly threatening or harassing, you have the option to report them to various authorities such as the Federal Trade Commission (FTC), Consumer Financial Protection Bureau (CFPB), Better Business Bureau (BBB), and your state attorney general.

How Can I Block Or Stop Calls From 8002793733?

If you want to block or stop calls from the number 8002793733, there are a few steps you can take. First, let unknown calls go to voicemail and avoid answering them directly. This way, you can determine if the calls are from a debt collector.

Once you confirm that the calls are from a debt collector, you have a couple of options to block future calls. You can contact your phone carrier and ask them to permanently block the number. Alternatively, you can use call blocking apps like Nomorobo or Hiya, which automatically block and filter out the number at the network level. On smartphones, you can also set contacts not in your address book to go straight to voicemail or be blocked.

In addition to blocking the calls, it’s important to formally request no further contact from the debt collector. You can send a cease and desist letter via certified mail, stating that you do not want any more calls. Additionally, check if your state has any laws beyond the Fair Debt Collection Practices Act (FDCPA) that prohibit collection calls without written notice. If so, you can send a cease and desist letter invoking those rights. Keeping detailed records of all calls can be helpful in demonstrating a pattern of harassment if legal action becomes necessary.

Finally, it’s important to address the underlying debt. Seek assistance from a non-profit credit counselor who can help negotiate resolution of the debt. If the collector violates regulations, consider speaking to a consumer protection attorney. Remember to check your voicemails regularly to monitor any messages from an identified collector. Blocking calls doesn’t eliminate legitimate debts owed, but taking proactive steps can stop harassment while dealing with outstanding debts.

What Are My Rights As A Consumer Regarding Calls From 8002793733 And Are They Violating The Fair Debt Collection Practices Act?

As a consumer, it is important to understand your rights when it comes to calls from 8002793733. Under the Fair Debt Collection Practices Act (FDCPA), you have certain protections. If you suspect that the caller is violating the FDCPA, you can take the following steps to address the issue:

First, make sure to document any potential violations. Keep a record of the date, time, frequency, phone number, and specific details of each call. Pay attention if they call outside the permitted hours of 8am – 9pm in your time zone, repeatedly call within a short period, or use abusive language.

Next, assert your rights by taking action. You can revoke any previously given consent to contact you outside normal hours by providing a written notice. If your employer prohibits such calls at your workplace, request that they stop contacting you there. Additionally, send a certified mail cease and desist letter, explicitly stating that you do not want to be contacted by phone anymore. During any conversation with the caller, firmly ask them to stop calling you.

Finally, seek assistance from relevant authorities and professionals. Report any violations, along with your documented evidence, to the Consumer Financial Protection Bureau to initiate an investigation. For detailed advice on your rights and potential legal options, consult with a consumer protection attorney who specializes in debt collection practices. Your state Attorney General’s office can also provide guidance on FDCPA violations. Consider reaching out to a credit counselor for advice on managing the debt without facing further collection calls.

Remember, it is crucial to follow the guidelines outlined in the FDCPA, maintain thorough records of all communication, and take proactive measures to prevent ongoing harassment from debt collectors.

If Company From 8002793733 Is A Debt Collector, How Can I Validate The Debt And What Are My Options For Dealing With It?

If you suspect that the company calling from 8002793733 is a debt collector, there are steps you can take to validate the debt and deal with it effectively. First, formally request written validation of the debt by sending a debt validation letter to the collector. They must provide this information by law. Review the validation carefully for any errors or unrecognized details. If you find any, dispute them in writing and request removal from your credit report.

Once the debt has been validated, you have several options for dealing with it. You can negotiate a lump-sum settlement or a payment installment plan in writing before making any payment. If you can afford it, offer partial payment of 30-50% of the balance and ask the debt collector to delete it from your credit report. If the collector violates any regulations, assert your rights under the law. Consult a non-profit credit counseling agency for guidance on negotiating debt resolution. You can also contact an attorney to explore bankruptcy or legal action options. Keep detailed records of all correspondence and calls and revoke any permission to contact you outside the guidelines of the law.

In conclusion, never ignore a potential debt collector. Validate the debt, exercise your consumer rights, and seek professional help for a fair resolution.

Can The Company From 8002793733 Sue Me Or Garnish My Wages If They Are A Debt Collector? Should I Just Settle?

If the company from 8002793733 is indeed a debt collector, they have the legal power to sue you and garnish your wages if a court judgment is obtained. To avoid such legal action, it is crucial to take proactive steps. Start by negotiating affordable payment options in writing and clearly communicate your inability to pay. Seek assistance from a reputable non-profit credit counselor who can provide guidance tailored to your situation. Additionally, consulting with a consumer law attorney can help you understand your rights and protect yourself. Be sure to keep detailed records of all communications and efforts made to address the debt.

Before agreeing to any settlement, carefully evaluate the proposed payment plan’s affordability and ensure that the terms are documented in writing. Keep in mind that even after settling, the collector can still take legal action if you default on the agreement. It’s important to consider the potential long-term financial consequences of settling for an unaffordable lump sum. Seek assistance and thoroughly explore your options before making any decisions. Consider obtaining a comprehensive credit report from IdentityIQ, which provides a 3-bureau view of your credit standing and any outstanding debts. This will help you have a clear understanding of your current situation.

If 8002793733 Is A Collection Company, How Can I Get It Removed From My Credit Report?

To get the collection company 8002793733 removed from your credit report, the first step is to validate the debt. Request written confirmation and carefully review the validation for accuracy. If any information is incorrect, send a written dispute to the collection agency stating that the debt is inaccurate according to the Fair Credit Reporting Act. Demand removal of the collection tradeline from your credit file.

If the debt is verified as valid, there are a few possible actions you can take to potentially remove it. You can negotiate a pay-for-delete agreement in writing, settling the debt in exchange for removal. Another option is to offer a good faith partial settlement payment and request deletion as a gesture of goodwill. However, it’s important to note that removal is not guaranteed without a formal agreement. Alternatively, you can hire a credit repair service to dispute the debt on your behalf and provide legal resources for removal.

In some cases, you may choose to wait for the 7-year credit reporting time limit for the collection to automatically fall off your report. However, if the collector violates laws and refuses to remove inaccurate information, you can file a complaint with the Consumer Financial Protection Bureau. It may also be helpful to consult a consumer law attorney to review if the collector broke laws, which could enable you to sue for removal and damages.

Throughout this process, it’s crucial to keep detailed written records of your efforts to resolve the disputed collection account. By proactively validating debts, negotiating with collectors, and asserting your rights, you increase the chances of removing collections from your credit report. Remember to determine the legitimacy of the debt before taking any action.