330-615-6758

What Company Is Calling Me From 330-615-6758? Are They A Scam And Why Are They Calling Me?

The phone number 330-615-6758 is associated with Sirius XM, a satellite radio company. While not a scam, some users report receiving persistent telemarketing calls from this number, even after canceling their subscriptions. If you’re receiving unwanted calls, block the number or report it to your phone carrier or the FTC. Sirius XM is subject to the Do Not Call Registry, so if you’ve registered your number, you shouldn’t be receiving telemarketing calls. Ultimately, it is essential to understand your rights under the FDCPA, document all debt collection calls, and track any potential violations. If you encounter any issues, report violations to the Consumer Financial Protection Bureau, consult with a consumer protection attorney, or contact your state attorney general’s office for guidance.

How Can I Block Or Stop Calls From 330-615-6758?

To block or stop calls from 330-615-6758, associated with SiriusXM, follow these steps:

1. Determine if the unknown call is from a debt collector.
2. If it is a debt collector, contact your phone carrier to block the number permanently. Most major carriers allow call blocking through customer support or your online account.
3. Utilize call blocking apps like Nomorobo or Hiya to automatically block and filter out the number at the network level.
4. For smartphones, set contacts not in your address book to go straight to voicemail or be blocked.
5. Send a cease and desist letter via certified mail demanding no further calls.
6. Consult a non-profit credit counselor to help negotiate resolution of the debt.
7. Consider speaking to a consumer protection attorney regarding your rights and potential lawsuits if the collector violates regulations.
8. Do not avoid unknown calls altogether. Check voicemails to monitor any messages from an identified collector.

Remember, blocking calls does not eliminate any legitimate debts owed. However, taking proactive steps can stop harassment while addressing any outstanding debts.

Is 330-615-6758 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you’re receiving calls from the number 330-615-6758, which is associated with SiriusXM, you have rights as a consumer under the Fair Debt Collection Practices Act (FDCPA). Document the date, time, frequency, phone number, and details of all calls, and track if they call outside allowed hours, repeatedly, or use abusive language. To assert your rights, revoke any prior consent given to call outside normal hours, request they cease contact at your workplace, and send a cease and desist letter via certified mail. You can also verbally request them to stop calling during any conversation. Report any violations to the Consumer Financial Protection Bureau, consult with a consumer protection attorney, or contact your state Attorney General’s office for guidance on next steps. Adhering to the FDCPA is required for any collector contacting you, and keeping detailed records and asserting your rights will prevent further harassment from debt collectors.

If 330-615-6758 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

To validate the debt from 330-615-6758, which is associated with SiriusXM, first determine if it is a debt collector. If it is, follow these steps:

1. Request written validation of the debt by mailing a debt validation letter to the collector. They are legally required to provide this under the Fair Debt Collection Practices Act (FDCPA).

2. Carefully review the validation for accuracy. Verify your personal details, the creditor name, account number, and amount owed. Dispute any incorrect or unrecognized information in writing and request removal from your credit report.

3. If the debt is valid, consider negotiating a reasonable lump-sum settlement or payment installment plan in writing before sending any payment. Offer partial payment of 30-50% of the balance if affordable, and request deletion from your credit report in exchange.

4. Formally assert your rights under the FDCPA if the collector violates regulations during collection. Consult a non-profit credit counseling agency for guidance negotiating debt resolution.

5. Contact an attorney to understand if bankruptcy or legal action against the collector are viable options.

6. Keep detailed records of all correspondence and calls for potential complaints. Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines.

The key is never ignoring a potential debt collector. Confirm if the debt is valid and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 330-615-6758 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 330-615-6758 is a debt collector, they have the legal right to sue you or garnish your wages for the outstanding debt. To avoid this, you should try negotiating a payment plan that you can afford, and document the agreement in writing to demonstrate your efforts. If you can’t pay, assert your inability to do so and request the collector to stop contacting you.

You may want to consult a non-profit credit counselor or a consumer law attorney to learn more about your rights under the FDCPA and state laws. In extreme cases, bankruptcy could be an option if your debts are unmanageable.

Before deciding to settle, ensure the proposed payment plan is within your budget and get any settlement terms or agreements in writing. Be cautious, as a collector can still sue if you fail to meet the settlement terms. It’s essential to understand your options and rights before making any decisions.

If 330-615-6758 Is A Collection Company, How Can I Remove It From My Credit Report?

If 330-615-6758 is a collection company, the first step to remove it from your credit report is to verify if the debt is legitimate. Request written confirmation from the collector and review the validation for accuracy. If any information is incorrect, send a written dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act and demand they remove the collection tradeline from your credit file.

If the collector verifies the debt is valid, consider negotiating a pay-for-delete agreement in writing to settle the debt in exchange for removal. Alternatively, offer a good faith partial settlement payment and request deletion as a gesture of goodwill. Hiring a credit repair service to dispute the debt on your behalf is another option. Waiting for the 7-year credit reporting time limit for the collection to automatically fall off your report is another potential solution.

If the collector violates laws and refuses to remove inaccurate information, file a complaint with the Consumer Financial Protection Bureau. Consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages. Keep detailed written records showing your efforts to resolve the disputed collection account. Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation.

What Feedback And Comments Do People Leave About 330-615-6758?

When it comes to feedback and comments about 330-615-6758, people often report receiving unwanted calls and telemarketing attempts from this number, which is associated with SiriusXM radio. Users have also shared experiences of getting calls from other SiriusXM numbers, such as 855-404-0162, 330-302-9059, 330-752-1400, and 800-967-2346.

To address this issue, you can take several steps. First, you can add the number to your do-not-call list to reduce the frequency of calls. Second, consider blocking the number on your phone or saving the calls as spam. If you continue to receive calls, you can report the number to your phone carrier or the Federal Trade Commission (FTC).

It’s important to note that SiriusXM is subject to the Do-Not-Call Registry, so make sure your number is registered to avoid unwanted calls. If you suspect the unknown call is from a debt collector, block the number and set contacts not in your address book to go straight to voicemail or be blocked.

In more serious cases, you can send a cease and desist letter to the caller and keep detailed records of the calls. Consult a non-profit credit counselor or attorney to address the underlying debt and protect your rights. Be aware of your rights under the Fair Debt Collection Practices Act (FDCPA), document all debt collection calls, and track any potential violations.

If you believe there have been violations, report them to the Consumer Financial Protection Bureau, consult with a consumer protection attorney, or contact your state attorney general’s office for guidance. By taking these steps, you can better manage and address unwanted calls from numbers like 330-615-6758.