336-308-1207

What Company Is Calling Me From 336-308-1207? Are They A Scam And Why Are They Calling Me?

The phone number 336-308-1207 has been reported as a source of unwanted calls, including silent calls, dropped calls, and calls with recorded messages. Users have suggested a possible connection to debt collection, but no clear information is available about the company or individual making these calls. It is unclear why this number is targeting these users. Due to negative experiences and lack of information, it is advised to be cautious when receiving calls from this number and consider avoiding or blocking them if possible.

How Can I Block Or Stop Calls From 336-308-1207?

To block or stop calls from 336-308-1207, first determine if it’s a debt collector by letting unknown calls go to voicemail and checking for messages. If it is, contact your phone carrier to permanently block the number or use call blocking apps like Nomorobo or Hiya. These apps can automatically block and filter out the number at the network level.

Next, send a cease and desist letter via certified mail demanding no further calls. Check if your state has laws beyond the FDCPA that prohibit collection calls without written notice and send a cease and desist letter invoking those rights. Keep detailed records of all calls to demonstrate a pattern of harassment if considering legal action.

Get help addressing the underlying debt by consulting a non-profit credit counselor to help negotiate resolution of the debt. Consider speaking to a consumer protection attorney regarding your rights and potential lawsuits if the collector violates regulations. Remember, blocking calls does not eliminate any legitimate debts owed, but taking proactive steps can stop harassment while addressing any outstanding debts.

Is 336-308-1207 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you’re receiving unwanted calls from the number 336-308-1207, there’s a possibility it could be a debt collector violating the Fair Debt Collection Practices Act (FDCPA). Under the FDCPA, you have certain protections and rights regarding debt collection calls. Document the date, time, frequency, phone number, and details of all calls, including if they call outside allowed hours of 8am – 9pm in your time zone, call repeatedly over a short period, or use abusive language.

To assert your rights, you can revoke any prior consent given to call outside normal hours, request them to cease contact at your workplace if prohibited by your employer, send a cease and desist letter via certified mail, or verbally request them to stop calling during any conversation. If you believe there are FDCPA violations, report them to the Consumer Financial Protection Bureau, consult a consumer protection attorney, or contact your state Attorney General’s office for guidance.

Remember to adhere to the FDCPA, keep detailed records, and assert your rights to prevent further harassment from debt collectors.

If 336-308-1207 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 336-308-1207 and suspect it’s a debt collector, follow these steps to validate the debt and understand your options:

1. Gather all necessary information about the debt, including your name, account number, and amount owed.
2. Request written validation from the collector, as required by the Fair Debt Collection Practices Act (FDCPA).
3. Thoroughly review the validation for accuracy and dispute any incorrect or unrecognized details in writing.
4. If the debt is valid, negotiate a lump-sum settlement or payment installment plan in writing, and request debt deletion from your credit report.
5. Exercise your rights under the FDCPA if the collector breaches regulations.
6. Seek guidance from a non-profit credit counseling agency for debt resolution assistance.
7. Consult an attorney to explore bankruptcy or legal action against the collector if necessary.
8. Maintain detailed records of all correspondence and calls for potential complaints.

By following these steps, you can validate the debt and explore your options to resolve the situation. Remember to document all communication and protect yourself under the FDCPA to avoid potential financial harm.

Can 336-308-1207 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 336-308-1207 is a debt collector, they could potentially sue you to recover the amount owed. If they obtain a court judgment, your wages or bank accounts could be garnished. To avoid legal action, try negotiating affordable lump-sum or installment payments in writing, asserting your inability to pay and requesting they cease contact, seeking guidance from a non-profit credit counselor, or hiring a consumer law attorney. Consider bankruptcy if debts are overwhelming, and document all calls and efforts to address the debt. Before agreeing to settle, make sure the proposed payment plan is affordable, get any settlement terms in writing, and be aware that a collector can still sue if you default on a settlement. Settling often makes sense to avoid legal action, but don’t agree to payments you can’t maintain. Seek assistance to understand your options and rights first.

If 336-308-1207 Is A Collection Company, How Can I Remove It From My Credit Report?

First, determine if 336-308-1207 is a legitimate debt collection company by requesting written confirmation from them. Thoroughly review the details to ensure accuracy. If there are any discrepancies, send a written dispute stating the debt is inaccurate according to the Fair Credit Reporting Act.

If the debt is confirmed as legitimate, consider the following steps to potentially remove it from your credit report:

1. Negotiate a pay-for-delete agreement in writing to settle the debt in exchange for removal.
2. Offer a good faith partial settlement payment and request deletion as a gesture of goodwill, but they are not obligated to remove it without a formal agreement.
3. Hire a credit repair service to dispute the debt on your behalf and provide legal resources to assist in getting it removed.
4. Wait for the 7-year credit reporting time limit for the collection to automatically fall off your report.
5. File a complaint with the Consumer Financial Protection Bureau if the collector violates laws and refuses to remove inaccurate information.
6. Consult a consumer law attorney to review if the collector broke laws, enabling you to sue for removal and damages.
7. Keep detailed written records showing your efforts to resolve the disputed collection account.

Proactively validating debts, negotiating with collectors, and asserting your rights can help remove collections from your credit report through persistence and proper documentation. However, focus first on determining if the debt is legitimate before taking any action.

What Feedback And Comments Do People Leave About 336-308-1207?

The phone number 336-308-1207 has been a source of frustration for many people due to constant calls, hang-up calls, and potential scams. Users have left negative feedback, expressing their annoyance and plans to block the number. There are no positive comments or feedback in this context. To protect yourself from unwanted calls, be aware of your rights under the Fair Debt Collection Practices Act (FDCPA). If the debt is legitimate, validate its legitimacy, dispute inaccuracies, and negotiate a pay-for-delete agreement. In case of legal action, file a complaint with the Consumer Financial Protection Bureau (CFPB) or consult a consumer law attorney.