347-394-2675

What Company Is Calling Me From 347-394-2675? Are They A Scam And Why Are They Calling Me?

First, identify the company associated with the phone number 347-394-2675. Bogra Inc., a company located in New York, operates under the Nonresidential Building Operators business industry within the Real Estate sector. They are associated with the phone number 347-394-2675. Although not identified as a scam, some users have reported receiving unwanted calls from this number. It is recommended to report any unwanted calls and check comments below the phone number for additional information from other users.

Ultimately, Bogra Inc. is a legitimate company operating within the Nonresidential Building Operators business industry. However, some users have experienced unwanted calls from the associated phone number, 347-394-2675. To address this issue, it is crucial to report any unwanted calls and consult with relevant authorities for further assistance.

How Can I Block Or Stop Calls From 347-394-2675?

First, identify if the calls are from a debt collector. If so, contact your phone carrier to block the number permanently. Alternatively, use call blocking apps or set unknown callers to go to voicemail. If the calls continue, consider sending a cease and desist letter via certified mail and maintain detailed records as evidence of harassment.

If the calls persist, consult a non-profit credit counselor to negotiate debt resolution. Additionally, speak to a consumer protection attorney about your rights and potential lawsuits if the collector violates regulations. Keep in mind that blocking calls won’t eliminate any legitimate debts, but taking action can help stop harassment and address outstanding debts.

Is 347-394-2675 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you have been called by the number 347-394-2675 and think it’s violating the Fair Debt Collection Practices Act (FDCPA), it’s important to document any potential violations. This includes noting the date, time, frequency, phone number, and details of all calls, along with any instances of calls outside of allowed hours (8 am to 9 pm in your time zone), repeated calls in a short period, or abusive language.

To protect your rights under the FDCPA, you can revoke any prior consent for calls outside normal hours, request they stop calling at your workplace if prohibited, send a cease and desist letter via certified mail, or verbally ask them to stop calling during any conversation.

If you suspect FDCPA violations, report them to the Consumer Financial Protection Bureau to open an investigation. Consult a consumer protection attorney to discuss your rights and options, including suing for damages. Contact your state Attorney General’s office for guidance, and seek advice from a credit counselor on addressing the debt without further collection calls.

Remember, collectors must adhere to the FDCPA when contacting you. Keep detailed records and assert your rights to prevent any further harassment from debt collectors.

If 347-394-2675 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

First, to validate the debt associated with the phone number 347-394-2675, which is believed to be a debt collector, you should follow these steps:

1. Formally request written validation of the debt by mailing a debt validation letter to the collector. They are legally required to provide this under the Fair Debt Collection Practices Act (FDCPA).

2. Carefully review the validation for accuracy. Verify your personal details, the creditor name, account number, and amount owed.

3. Dispute any incorrect or unrecognized information in writing and request removal from your credit report.

Once validated, consider these options:

1. Negotiate a reasonable lump-sum settlement or payment installment plan in writing before sending any payment.

2. Offer partial payment of 30-50% of the balance if affordable. Request deletion from your credit report in exchange.

3. Formally assert your rights under the FDCPA if they violate regulations during collection.

4. Consult a non-profit credit counseling agency for guidance negotiating debt resolution.

5. Contact an attorney to understand if bankruptcy or legal action against the collector are viable options.

6. Keep detailed records of all correspondence and calls for potential complaints.

7. Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines.

The key is never ignoring a potential debt collector. Confirm if the debt is valid and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 347-394-2675 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If a debt collector with the phone number 347-394-2675 is trying to collect a legitimate debt, they could potentially sue you to recover the amount owed. If they obtain a court judgment, your wages or bank accounts could be garnished. To avoid legal action, negotiate affordable lump-sum or installment payments in writing, assert inability to pay and request they cease contact, seek guidance from a non-profit credit counselor, hire a consumer law attorney, or consider bankruptcy if debts are truly overwhelming.

Before settling, carefully consider whether the proposed payment plan is realistically affordable based on your budget, get any settlement terms or agreements in writing before making payments, be aware a collector can still sue if you default on a settlement, and avoid agreeing to payments you realistically can’t maintain. Seek assistance to understand your options and rights first.

If 347-394-2675 Is A Collection Company, How Can I Remove It From My Credit Report?

If the calls are from a debt collection company, first ensure the debt is legitimate by requesting written confirmation. Review the validation carefully to ensure your personal details and the debt information is accurate. If any information is incorrect, send a written dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act. Demand they remove the collection tradeline from your credit file.

If the collector verifies the debt is valid, consider taking these active steps to potentially remove it: negotiate a pay-for-delete agreement in writing to settle the debt in exchange for removal, offer a good faith partial settlement payment and request deletion as a gesture of goodwill, hire a credit repair service to formally dispute the debt on your behalf, wait out the 7-year credit reporting time limit for the collection to automatically fall off your report, file a complaint with the Consumer Financial Protection Bureau if the collector violates laws and refuses to remove inaccurate information, and consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages.

Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation. But focus first on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 347-394-2675?

Based on the information provided, people often leave negative feedback and comments about the phone number 347-394-2675. This number is associated with Bogra Inc., a Nonresidential Building Operators company in the Real Estate sector. Users have reported experiencing issues such as being charged high fees for debt settlement and misrepresentation of services. The number is connected to a debt collection company from New York.

To address these concerns, it is recommended to let unknown calls go to voicemail, block the number, and send a cease and desist letter. Additionally, you can assert your rights under the Fair Debt Collection Practices Act (FDCPA) and document any potential violations. Consulting an attorney for assistance can also be beneficial.

Another important step is to request written validation of the debt and dispute any inaccuracies. Negotiating settlements and payment plans can be helpful in resolving the issue. Furthermore, it is crucial to understand the potential legal actions and consequences of not addressing the debt.

Additionally, focus on credit reporting by validating the debt, disputing inaccuracies, and negotiating pay-for-delete agreements. It is also essential to be patient and wait for the time limit for the debt to expire.

Lastly, if you have experienced issues with Bogra Inc., consider filing complaints with relevant authorities and consult consumer law attorneys for legal action. By following these steps, you can protect yourself from negative feedback and comments associated with the phone number 347-394-2675.