347-715-3142

What Company Is Calling Me From 347-715-3142? Are They A Scam And Why Are They Calling Me?

The number 347-715-3142 is connected to Cablevision Lightpath, a telecom company operating in the Northeast US. They provide internet, TV, and phone services. It is not listed as a spam number, indicating it’s likely a legitimate call for business purposes. Although major companies usually avoid scams, always be cautious when sharing personal information.

If you receive a call from this number, determine if it’s a debt collector and follow the guidelines of the Fair Debt Collection Practices Act (FDCPA). If contacted by a debt collector, verify the debt, negotiate payment terms, and seek assistance from a credit counselor or attorney if necessary.

Keep a record of all communications and be vigilant when settling debts to avoid any long-term financial harm. Remember, 347-715-3142 is a legitimate number associated with a reputable company, but always remain cautious when receiving calls from unknown numbers.

How Can I Block Or Stop Calls From 347-715-3142?

First, let the call go to voicemail to identify if it’s from a debt collector. If it is, you can block the number through your phone carrier or use call blocking apps. If the calls continue, send a cease and desist letter to formally request no further contact. Keep records of all calls and seek help in addressing the underlying debt, such as consulting a credit counselor or speaking to a consumer protection attorney. Remember to be cautious with personal information and avoid long-term financial harm by validating the debt and negotiating payment terms.

Is 347-715-3142 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The number 347-715-3142 belongs to Cablevision Lightpath, a telecom company providing internet, TV, and phone services in the northeast US. While major companies like this are less likely to be scams, it’s crucial to be cautious with your personal information. If you receive calls from this number and suspect it’s a debt collector, you have rights under the Fair Debt Collection Practices Act (FDCPA).

To protect yourself, document the date, time, frequency, phone number, and details of all calls. Keep track of any abusive language or calls outside allowed hours. To assert your rights, you can revoke consent, request no contact, send a cease and desist letter, and verbally ask the collector to stop.

If you believe the collector is violating the FDCPA, report the violation to the Consumer Financial Protection Bureau. Consult an attorney, contact your state Attorney General’s office, and seek credit counseling for assistance. Remember, it’s essential to maintain accurate records of all communications and be cautious when settling debts to avoid long-term financial harm.

If 347-715-3142 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you suspect that a call from 347-715-3142 is from a debt collector, it’s crucial to validate the debt and understand your options. Start by sending a debt validation letter, requesting written proof from the collector to confirm the debt’s accuracy. Dispute any discrepancies and negotiate a settlement or payment plan, citing your rights under the Fair Debt Collection Practices Act (FDCPA) if violated.

For additional support, consider consulting a credit counselor or attorney to help you deal with debt collectors. Maintain records of all communications and exercise caution when settling debts to avoid long-term financial harm. Remember, while major companies like Cablevision Lightpath are typically not scams, it’s always important to be cautious with personal information and follow proper guidelines to protect yourself.

Can 347-715-3142 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you’re contacted by 347-715-3142 about a debt, it’s essential to verify the debt’s legitimacy and ensure the caller abides by the Fair Debt Collection Practices Act (FDCPA). Dispute any inaccuracies and negotiate more affordable payment terms, emphasizing your financial limitations. If you’re unable to pay, consult a credit counselor or attorney for guidance. Bankruptcy may be an option in extreme cases, but exhaust all other possibilities first. Remember to keep records of your communication with debt collectors and be cautious when settling debts to avoid long-term financial harm.

If 347-715-3142 Is A Collection Company, How Can I Remove It From My Credit Report?

If you discover that 347-715-3142 is a collection company, you can take several steps to remove it from your credit report. First, verify the debt’s legitimacy by requesting written confirmation from the collection agency. Carefully review the validation and dispute any inaccuracies under the Fair Credit Reporting Act.

To potentially remove the debt, consider negotiating a pay-for-delete agreement with the collection agency. This involves offering to pay the debt in exchange for the removal of the negative information from your credit report. Alternatively, you can offer a good faith settlement, which is a partial payment that can help resolve the debt and improve your credit standing.

If you prefer not to deal with the collection agency directly, you can hire a credit repair service to handle the process for you. Keep in mind that not all credit repair services are legitimate, so research and choose a reputable one.

Another option is to wait for the time limit on the debt, which is typically seven years from the date of the initial delinquency. After this time, the collection agency is no longer allowed to report the debt to credit bureaus.

If you feel that the collection agency is not following proper guidelines, you can file a complaint with the Consumer Financial Protection Bureau (CFPB) or your state’s attorney general. In some cases, consulting an attorney may be necessary to help protect your rights and navigate the debt collection process.

Lastly, maintain detailed records of all communications with the collection agency and any payments made. This will help you monitor the situation and ensure that the debt is being properly addressed and removed from your credit report.

What Feedback And Comments Do People Leave About 347-715-3142?

When people leave feedback about 347-715-3142, they often report unwanted telemarketing calls and potential scams. This phone number is associated with Janira L Obregon and addresses in Brooklyn and Springfield Gardens, New York. To protect yourself from scams and financial harm, it is essential to be cautious when receiving calls from this number and follow guidelines. Ultimately, being vigilant and cautious when dealing with calls from unknown numbers like 347-715-3142 can help you better protect yourself from financial harm and unwanted calls.