351-207-8013

What Company Is Calling Me From 351-207-8013? Are They A Scam And Why Are They Calling Me?

First, find out who is calling you from 351-207-8013 by doing a reverse phone lookup. This number is associated with Comcast, a telecom company, and has been reported as a potential scammer. Always be cautious with unknown calls, as scammers can fake their caller ID. Never give out personal or financial information over the phone unless you’re sure who’s calling. If you agreed to a call or are expecting one, confirm the caller’s identity first. If the calls keep coming, block the number using your carrier, call blocking apps, or phone settings. You can also send a cease and desist letter via certified mail and consult a non-profit credit counselor or consumer protection attorney to deal with the debt and protect your rights. Make sure you know your rights under the FDCPA, document calls, and report any violations to the right authorities.

How Can I Block Or Stop Calls From 351-207-8013?

First, identify if the call is indeed from a debt collector by letting the call go to voicemail and checking the message. If it is a debt collector, proceed to the next step. Contact your phone carrier to permanently block the number, or use call blocking apps like Nomorobo or Hiya to automatically block the number at the network level. For smartphones, set contacts not in your address book to go straight to voicemail or be blocked. Send a cease and desist letter via certified mail, demanding no further calls from the debt collector. Keep detailed records of all calls to demonstrate a pattern of harassment if considering legal action. Consult a non-profit credit counselor to help negotiate resolution of the debt or speak to a consumer protection attorney regarding your rights and potential lawsuits if the collector violates regulations. Remember, blocking calls does not eliminate any legitimate debts owed. Taking proactive steps can stop harassment while addressing any outstanding debts.

Is 351-207-8013 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The number 351-207-8013 is associated with Comcast and has been reported as a potential source of telemarketing or scam calls. To protect yourself from potential violations of the Fair Debt Collection Practices Act (FDCPA), it’s crucial to understand your rights and responsibilities as a consumer.

First, avoid answering calls from unknown numbers and block the number if necessary. If you expect a call or have given consent, confirm the caller’s identity before sharing any personal or financial information. Be cautious of spoofed caller IDs and never provide sensitive information to unfamiliar callers.

If you suspect the unknown call is from a debt collector, let it go to voicemail and check the message. Block the number using your phone carrier, call a blocking app, or smartphone settings. Send a cease and desist letter via certified mail and check your state laws for additional protection.

Consult a non-profit credit counselor or consumer protection attorney to address the underlying debt and ensure your rights are respected. Familiarize yourself with your rights under the FDCPA, document calls, and report violations to appropriate authorities. Request written validation of the debt, negotiate a settlement or payment plan, and exercise your consumer rights under the FDCPA.

If 351-207-8013 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

First, you need to confirm if 351-207-8013 is indeed a debt collector. If it is, follow these steps:

1. Request written validation of the debt by sending a debt validation letter to the collector. They are legally required to provide this under the FDCPA.
2. Carefully review the validation for accuracy. Check your personal details, the creditor name, account number, and amount owed.
3. Dispute any incorrect or unrecognized information in writing and request removal from your credit report.

Once the debt is validated, consider these options:

1. Negotiate a reasonable lump-sum settlement or payment installment plan in writing before sending any payment.
2. Offer partial payment of 30-50% of the balance if affordable. Request deletion from your credit report in exchange.
3. Assert your rights under the FDCPA if the collector violates regulations during collection.
4. Seek guidance from a non-profit credit counseling agency for help negotiating debt resolution.
5. Consult an attorney to understand if bankruptcy or legal action against the collector are viable options.
6. Keep detailed records of all correspondence and calls for potential complaints.
7. Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines.

The key is never ignoring a potential debt collector. Confirm if the debt is valid and exercise your consumer rights under the FDCPA before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 351-207-8013 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If a debt collector like 351-207-8013 is threatening to sue you or garnish your wages, it’s crucial to know your rights and options. If the debt is legitimate, they can take legal action and potentially garnish your wages or bank accounts. To avoid this, consider negotiating affordable payments, asserting your inability to pay and requesting them to stop contacting you, seeking guidance from a non-profit credit counselor, or hiring a consumer law attorney. Bankruptcy could be an option if debts are overwhelming.

Before deciding to settle, carefully evaluate if the proposed payment plan is genuinely affordable based on your budget. Ensure any settlement terms or agreements are in writing before making payments. Remember that a collector can still sue if you default on a settlement. Settling can make sense to avoid legal action, but don’t agree to payments you can’t maintain in the long run. Seek assistance to understand your options and rights first.

Be cautious of unknown callers, especially those with spoofed caller IDs. Avoid answering calls from unknown numbers and block the number if necessary. If you suspect the call is from a debt collector, let it go to voicemail and check the message. Send a cease and desist letter via certified mail and research state laws for additional protection. Consult a non-profit credit counselor or consumer protection attorney to address the underlying debt and ensure your rights are respected. Understand your rights under the FDCPA, document calls, and report violations to appropriate authorities. Request written validation of the debt, negotiate a settlement or payment plan, and exercise your consumer rights under the FDCPA.

If 351-207-8013 Is A Collection Company, How Can I Remove It From My Credit Report?

If 351-207-8013 is a debt collection company, you can take several steps to potentially remove it from your credit report. First, ensure the debt is legitimate by requesting written confirmation and reviewing the validation carefully for accuracy. If any information is incorrect, send a written dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act.

If the debt is valid, consider negotiating a pay-for-delete agreement in writing to settle the debt in exchange for removal. Alternatively, offer a good faith partial settlement payment and request deletion as a gesture of goodwill. Hire a credit repair service to dispute the debt on your behalf or wait for the 7-year credit reporting time limit for the collection to automatically fall off your report.

If the collector violates laws, file a complaint with the Consumer Financial Protection Bureau or consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages. Keep detailed written records showing your efforts to resolve the disputed collection account.

Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation. But focus first on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 351-207-8013?

Many people have left comments and feedback about 351-207-8013, reporting it as a number associated with telemarketing calls and potential scams. To avoid falling victim to these calls, it is important to avoid answering unknown numbers and consider blocking the number. Confirm the identity of callers you expect or have given consent to, and be cautious of spoofed caller IDs. Refrain from providing personal or financial information to unverified callers, especially if the call is from a debt collector. Block the number using available tools, send a cease and desist letter, and familiarize yourself with state laws for added protection. Consult with a non-profit credit counselor or consumer protection attorney to handle the underlying debt and ensure your rights are respected. Familiarize yourself with the Fair Debt Collection Practices Act (FDCPA) and report any violations to the appropriate authorities.