407-368-7871

What Company Is Calling Me From 407-368-7871? Are They A Scam And Why Are They Calling Me?

The company calling from 407-368-7871 is United Receivables Group, but it’s essential to verify their legitimacy as there are reports suggesting it’s a scam number, possibly related to a fake Google listing scam. They may be calling to collect on an existing debt or as part of a scam. To protect yourself, only answer calls from numbers you recognize, and report unwanted calls to the Federal Trade Commission.

In conclusion, be cautious when receiving calls from unknown numbers like 407-368-7871. Verify the legitimacy of the call and the debt, if any, before engaging in any further conversation or action. Remember, safeguarding your personal information and financial well-being is crucial in handling such situations.

How Can I Block Or Stop Calls From 407-368-7871?

To block or stop calls from 407-368-7871, first determine if the calls are from a debt collector. If so, contact your phone carrier to permanently block the number or use call blocking apps like Nomorobo or Hiya. Set contacts not in your address book to go straight to voicemail or be blocked on your smartphone.

Next, send a cease and desist letter via certified mail demanding no further calls. Consult a non-profit credit counselor to help negotiate resolution of the debt, and consider speaking to a consumer protection attorney regarding your rights and potential lawsuits if the collector violates regulations.

Remember, blocking calls does not eliminate any legitimate debts owed. By taking proactive steps, you can stop harassment while addressing any outstanding debts.

Is 407-368-7871 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you are receiving calls from 407-368-7871, it is possible that United Receivables Group is attempting to collect a debt. However, this company is suspected to be involved in scams, specifically with a fake Google listing scam. It is important to exercise caution and not provide any personal information over the phone. To protect yourself, you can block the number using your phone carrier, call blocking apps, or smartphone settings.

To ensure your rights are protected under the Fair Debt Collection Practices Act (FDCPA), document the date, time, frequency, phone number, and details of all calls. Note if they call outside allowed hours of 8am – 9pm in your time zone, call repeatedly over a short period, or use abusive language. If you believe your rights are being violated, you can send a cease and desist letter via certified mail demanding no further contact by phone, report violations to the Consumer Financial Protection Bureau, consult with a consumer protection attorney, or contact your state Attorney General’s office for guidance.

In the meantime, consult with a non-profit credit counselor or attorney to negotiate debt resolution and protect your rights. Validate the debt’s legitimacy by requesting written confirmation and review the validation for accuracy. If the debt is legitimate, negotiate a pay-for-delete agreement, offer a good faith settlement, or hire a credit repair service to remove inaccurate information from your credit report.

If 407-368-7871 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 407-368-7871 is a debt collector, the first step to validate this debt is to formally request written validation of the debt by mailing a debt validation letter to the collector. This is a legal requirement under the Fair Debt Collection Practices Act (FDCPA).

Upon receiving the validation, carefully review it for accuracy. Check your personal details, the creditor name, account number, and amount owed. Dispute any incorrect or unrecognized information in writing and request removal from your credit report.

Once the debt is validated, consider the following options:

– Negotiate a reasonable lump-sum settlement or payment installment plan in writing before sending any payment.
– Offer partial payment of 30-50% of the balance if affordable and request deletion from your credit report in exchange.
– Formally assert your rights under the FDCPA if the collector violates regulations during collection.
– Consult a non-profit credit counseling agency for guidance negotiating debt resolution.
– Contact an attorney to understand if bankruptcy or legal action against the collector are viable options.
– Keep detailed records of all correspondence and calls for potential complaints.
– Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines.

The key is never ignoring a potential debt collector. Confirm if the debt is valid and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 407-368-7871 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If a debt collector is calling you on the number 407-368-7871, they may have the legal right to sue you if the debt is legitimate. To avoid wage garnishment or legal action, consider negotiating affordable payments, asserting your inability to pay, seeking help from a non-profit credit counselor, hiring a consumer law attorney, or considering bankruptcy. Always document your interactions with the collector and be cautious when agreeing to settle a debt. Ensure the settlement terms are in writing and you can maintain the agreed-upon payments. If you suspect the number is associated with a scam, block it and consult a non-profit credit counselor or attorney to protect your rights. Understand your rights under the FDCPA and report any violations. Request written validation of the debt, negotiate a settlement or payment plan, and validate the debt’s legitimacy. If necessary, consider credit repair services or bankruptcy if legal action is taken.

If 407-368-7871 Is A Collection Company, How Can I Remove It From My Credit Report?

If 407-368-7871 is a collection company, the first step to remove it from your credit report is to validate if the debt is legitimate by requesting written confirmation. Review the validation carefully to ensure your personal details and the debt information is accurate. If any information is incorrect, send a written dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act.

If the collector verifies the debt is valid, consider these active steps to potentially remove it: negotiate a pay-for-delete agreement in writing to settle the debt in exchange for removal, offer a good faith partial settlement payment and request deletion as a gesture of goodwill, or hire a credit repair service to formally dispute the debt on your behalf and provide legal resources to assist in getting it removed.

Another option is to wait out the 7-year credit reporting time limit for the collection to automatically fall off your report. If the collector violates laws and refuses to remove inaccurate information, file a complaint with the Consumer Financial Protection Bureau. Consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages. Keep detailed written records showing your efforts to resolve the disputed collection account. Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation.

What Feedback And Comments Do People Leave About 407-368-7871?

People often leave negative feedback and comments about 407-368-7871, claiming it to be a scam or spam call. United Receivables Group, the company associated with this number, is known for using multiple calling numbers and fake Google listings. Users have reported the company’s tactics as deceptive and misleading. To avoid such calls, it is best not to answer calls from this number and report it as spam or scam. If you have already been called by this number, report it to help identify the individuals behind the calls.