419-491-4863

What Company Is Calling Me From 419-491-4863? Are They A Scam And Why Are They Calling Me?

The number 419-491-4863 is associated with a medical debt collection agency called HRRG. They might be calling to collect a medical debt from you. Although HRRG is a legitimate company, their aggressive calling approach can be irritating. Telemarketers are used by the company for debt collection purposes. While it’s not a scam, you can research your rights regarding unwanted debt collection calls and ways to stop HRRG’s harassment if it continues.

Ultimately, it’s essential to understand that HRRG is a legitimate medical debt collection agency. Their goal is to collect outstanding medical debts, which can be bothersome due to their aggressive calling style. To deal with such calls, first identify if it’s a debt collector, block their number, and send a cease and desist letter. Make sure the debt is legitimate and negotiate a settlement or payment plan. Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA), so assert them.

In a nutshell, if you’re facing calls from HRRG, it’s crucial to educate yourself on your rights and take appropriate action. Consult a credit counselor or attorney for guidance, and consider bankruptcy if your debts become overwhelming.

How Can I Block Or Stop Calls From 419-491-4863?

First, identify if the call is from a debt collector by letting it go to voicemail. Once confirmed, block their number by contacting your phone carrier or using call blocking apps. Next, send a cease and desist letter to request no further contact. Ensure the debt is legitimate and understand your rights under the Fair Debt Collection Practices Act (FDCPA). If struggling with the debt, consider negotiating a settlement or payment plan. Seek guidance from a credit counselor or attorney for assistance, and explore options like bankruptcy if debts become overwhelming. By taking these steps, you can effectively manage and minimize unwanted calls from 419-491-4863.

Is 419-491-4863 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

First, determine if the calls are from a debt collection agency like HRRG. If so, block their number and send a cease and desist letter as per your rights under the Fair Debt Collection Practices Act (FDCPA). Make sure the debt is valid and negotiate a settlement or payment plan, while exercising your rights under the FDCPA. If calls persist or debts are unmanageable, consult a credit counselor or attorney for assistance, and consider bankruptcy as a last resort.

If 419-491-4863 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 419-491-4863 and the caller claims to be a debt collector, it is crucial to first validate the debt. Request written validation from the collector, carefully review the information, and dispute any inaccuracies. Keep detailed records of all communication, and revoke any prior permissions if necessary.

You have the right to negotiate a settlement or payment plan that works for you. Assert your rights under the Fair Debt Collection Practices Act (FDCPA), which protects consumers from abusive or deceptive debt collection practices. If you feel your rights have been violated, consult a credit counselor or attorney for guidance.

In some cases, overwhelming medical debt may lead to bankruptcy as a last resort. Always weigh your options carefully and consider seeking professional advice from a financial expert or attorney.

Can 419-491-4863 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from 419-491-4863, it is likely from a medical debt collection agency called HRRG. While they are not a scam, their aggressive calling style can be bothersome. To handle such calls, first, identify if it’s a debt collector and consider blocking their number. Then, send a cease and desist letter to request them to stop calling.

To deal with the debt, ensure it is legitimate and negotiate a settlement or payment plan that you can afford. Be mindful of your rights under the Fair Debt Collection Practices Act (FDCPA) and assert them if necessary. You may also consult a credit counselor or attorney for guidance on how to handle the situation. If your debts become overwhelming, consider filing for bankruptcy as a last resort.

In a nutshell, it’s essential to address medical debt and communicate with collectors to reach a resolution that works for both parties. Keep in mind your rights and available resources to ensure you handle the situation effectively.

If 419-491-4863 Is A Collection Company, How Can I Remove It From My Credit Report?

If you are receiving calls from 419-491-4863, it is crucial to verify the debt’s legitimacy by requesting written confirmation and reviewing it for accuracy. If the debt is incorrect, dispute it under the Fair Credit Reporting Act (FCRA) and demand its removal. You can also negotiate a pay-for-delete agreement, offer a good faith settlement, or hire a credit repair service to help resolve the issue.

Additionally, you can wait for the statute of limitations to pass, which is the time frame in which collectors can legally pursue the debt. If collectors violate any laws under the FCRA or the Fair Debt Collection Practices Act (FDCPA), file a complaint with the Consumer Financial Protection Bureau (CFPB).

Keep detailed records of all communications and consider consulting an attorney if necessary. By taking these steps, you can work towards removing 419-491-4863 from your credit report and resolving any debt-related issues.

What Feedback And Comments Do People Leave About 419-491-4863?

Based on the experiences of people who have received calls from 419-491-4863, the phone number is associated with HRRG, a medical debt collector. The voicemails left by this company usually ask to collect a debt and provide a 1-800 number to call. These voicemails are around 2 minutes long and contain dead space. Although the number is believed to be located in Holland, Ohio, it might actually be in Florida.

Many users have reported being contacted about unpaid medical bills even after payment has been made, which has led some to criticize the company’s collection practices, claiming harassment. Others suggest adding the number to the “Do Not Call” list to stop further calls.

In a nutshell, 419-491-4863 is a phone number associated with a medical debt collector called HRRG. Users report voicemails asking to collect a debt and providing a 1-800 number to call. The voicemail is 2 minutes long with dead space. The number is believed to be located in Holland, Ohio, but may actually be in Florida. Users have shared experiences of being contacted about unpaid medical bills even after payment, and some criticize the company’s collection practices, claiming harassment. Others suggest adding the number to the “Do Not Call” list to stop further calls.

To handle such calls, identify if it’s a debt collector, block their number, and send a cease and desist letter. Ensure the debt is legitimate, negotiate a settlement or payment plan, and assert your rights under the Fair Debt Collection Practices Act (FDCPA). Consult a credit counselor or attorney for guidance, and consider bankruptcy if debts are overwhelming.