434-535-4589

What Company Is Calling Me From 434-535-4589? Are They A Scam And Why Are They Calling Me?

To determine the company calling from 434-535-4589, first verify if the number belongs to Verizon South Inc.-va (contel), a landline provider in Jarratt, Virginia. If it’s a telemarketer or debt collector, politely ask for their company and call purpose. Be cautious if they refuse or act hostile, as it could be a scam. Check national do-not-call registries and scam databases online for more information.

If the call is from a debt collector, block the number and send a cease and desist letter to protect your rights under the Fair Debt Collection Practices Act (FDCPA). If the debt is legitimate, negotiate settlement terms and consider seeking legal advice. Note that the number may also be associated with prison prepaid calls from correctional facilities in Virginia and Indiana.

How Can I Block Or Stop Calls From 434-535-4589?

If you are receiving unwanted calls from 434-535-4589, first identify if it is a debt collector by letting unknown calls go to voicemail and not answering directly. Then, take action to block the number either through your phone carrier or using call blocking apps on your device.

Next, send a cease and desist letter to the debt collector if it is one, and keep detailed records of all calls and interactions. Remember to assert your rights under the Fair Debt Collection Practices Act (FDCPA).

Consider seeking help from a non-profit credit counselor or a consumer protection attorney to handle any underlying debt and ensure your rights are protected. If the number is related to prison prepaid calls from correctional facilities in Virginia and Indiana, contact the specific facility to address the issue.

Is 434-535-4589 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you receive a call from 434-535-4589 and suspect it’s a debt collector violating the Fair Debt Collection Practices Act (FDCPA), take detailed notes of the call, including date, time, frequency, phone number, and any other relevant information. Debt collectors cannot call outside specific hours, use abusive language, or call excessively without justification.

To protect your rights, revoke consent for calls outside normal hours and request the collector to stop contacting you. You can also send a cease and desist letter. If the calls continue, report the violations to the Consumer Financial Protection Bureau or consult a consumer protection attorney for guidance.

Verify the company behind the phone number and the purpose of the call. If it’s a legitimate debt, negotiate settlement terms and seek legal advice. The number may be associated with prison prepaid calls from correctional facilities in Virginia and Indiana. Remember to assert your rights under the FDCPA and report any violations.

If 434-535-4589 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 434-535-4589 and suspect it is a debt collector, your first step should be to request written validation of the debt. Go through the information provided and dispute any inaccuracies. If the debt is valid, you can negotiate a settlement, payment plan, or pursue legal action.

Maintain records of all communication with the debt collector and consider consulting a non-profit credit counseling agency or attorney for guidance on managing your debt. Be sure to verify the company and call purpose, as the number may also be associated with prison prepaid calls from Virginia and Indiana. By being proactive and asserting your rights, you can handle debt collectors effectively and protect your financial interests.

Can 434-535-4589 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If a debt collector is calling you with the number 434-535-4589, they may sue you for the outstanding debt and garnish your wages if you don’t pay. To avoid legal action, you can negotiate affordable payment terms, assert your inability to pay, seek credit counselor assistance, or hire an attorney. In some cases, bankruptcy might be an option if your debts are overwhelming. It’s essential to document all interactions with the debt collector and carefully consider any settlement terms before agreeing.

If 434-535-4589 Is A Collection Company, How Can I Remove It From My Credit Report?

First, you need to determine if 434-535-4589 is a debt collection company. To do this, verify the company and ensure the debt is legitimate. Request written confirmation and review it thoroughly for any inaccuracies. If there are errors, dispute the debt according to the Fair Credit Reporting Act (FCRA).

If the debt is valid, consider negotiating a pay-for-delete agreement, offering a good faith settlement, or hiring a credit repair service to help resolve the issue. Keep in mind that you can wait for the 7-year time limit for the debt to be removed from your credit report. Additionally, you can file a complaint with the Consumer Financial Protection Bureau (CFPB) or your state’s attorney general’s office.

In case you need further assistance, consider consulting an attorney specializing in credit and debt matters. Throughout the process, maintain detailed records of all communications and interactions related to the debt and the 434-535-4589 calls.

What Feedback And Comments Do People Leave About 434-535-4589?

People who have interacted with the phone number 434-535-4589 have left various feedback and comments. These include identifying the calling facilities as those of prepaid collect calls made by inmates. Additionally, users have utilized reverse phone lookup services to verify the number’s connection to inmate calls. In general, the feedback and comments focus on the identification of the calling facilities and the nature of the calls being prepaid collect calls from inmates.