484-628-1000

What Company Is Calling Me From 484-628-1000? Are They A Scam And Why Are They Calling Me?

First, the company calling you from 484-628-1000 is Tower Health’s business office. They reach out to discuss payment due for hospital and physician bills. As a MyChart user and the guarantor of an account, you should receive paperless statements. Tower Health accepts most area insurance plans and gets paid by major insurers based on Fee Schedules and service packages like Diagnosis Related Groups (DRGs) and Ambulatory Patient Classifications (APCs).

Although Tower Health is not a scam, there have been instances of robocalls and spam calls from this number. To protect yourself, use services like Nomorobo or Robokiller to block robocalls and spam calls.

How Can I Block Or Stop Calls From 484-628-1000?

To block or stop calls from 484-628-1000, follow these steps:

1. Identify if the calls are from a debt collector or Tower Health’s business office. If you suspect it is a debt collector, let the call go to voicemail and do not engage with them directly.

2. If the call is from Tower Health, consider enrolling in MyChart for paperless statements and managing your bills online.

3. If the call is from a debt collector, block the number by contacting your phone carrier to permanently block the number. Alternatively, use call blocking apps like Nomorobo or Hiya to automatically block the number at the network level.

4. Set contacts not in your address book to go straight to voicemail or be blocked on your smartphone.

5. If the calls persist, send a cease and desist letter via certified mail demanding no further calls. Consult a non-profit credit counselor or consumer protection attorney if necessary.

Remember, blocking calls does not eliminate any legitimate debts owed. However, taking proactive steps can stop harassment while addressing any outstanding debts.

Is 484-628-1000 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you receive a call from 484-628-1000 regarding hospital or physician bills, it is crucial to document each call by noting the date, time, frequency, phone number, and details. Ensure they are not violating the Fair Debt Collection Practices Act (FDCPA) by adhering to allowed calling hours (8 am – 9 pm) and not calling excessively.

To protect your rights as a consumer, you can revoke any prior consent for calls outside normal hours, request they stop calling your workplace, send a cease and desist letter, or verbally ask them to stop during any conversation. If the calls continue to harass you, report the situation to the Consumer Financial Protection Bureau, consult a consumer protection attorney, contact your state Attorney General’s office, or seek advice from a credit counselor on managing the debt without further collection calls. Remember, debt collectors must follow the FDCPA to avoid harassment and violations of your rights.

If 484-628-1000 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 484-628-1000 and the caller claims to be a debt collector, it’s crucial to validate the debt and explore your options. To do this, send a debt validation letter via mail, requesting written proof of the debt, including your personal information, creditor name, account number, and the amount owed. Carefully review the validation and dispute any inaccuracies.

Once you’ve validated the debt, consider these options: negotiate a settlement or payment plan, offer partial payment for debt removal, assert your rights under the FDCPA, consult a credit counseling agency, or contact an attorney for legal advice. Maintain detailed records of all correspondence and calls, and revoke any prior permissions given to the collector if they violate regulations.

Can 484-628-1000 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 484-628-1000 is a debt collector, they could potentially sue you to recover the amount owed. If they obtain a court judgment, your wages or bank accounts could be garnished. To avoid legal action, consider the following steps: negotiate affordable payments, assert inability to pay and request they cease contact, seek guidance from a non-profit credit counselor, hire a consumer law attorney, or consider bankruptcy if debts are overwhelming.

Before agreeing to settle, ensure the payment plan is affordable, get any settlement terms in writing, be aware that a collector can still sue if you default on a settlement, and avoid settling for a lump sum that you can’t afford. Seek assistance to understand your options and rights first.

If 484-628-1000 Is A Collection Company, How Can I Remove It From My Credit Report?

If 484-628-1000 is a collection company, follow these steps to potentially remove it from your credit report:

1. Validate the debt: Request written confirmation from the collection agency to ensure the debt is legitimate and your personal details are accurate.
2. Dispute inaccuracies: If any information is incorrect, send a written dispute to the collection agency, citing the Fair Credit Reporting Act.
3. Negotiate a pay-for-delete agreement: Offer to settle the debt in exchange for removal from your credit report.
4. Hire a credit repair service: They can dispute the debt on your behalf and provide legal resources to help get it removed.
5. Wait out the 7-year limit: The collection account will automatically fall off your report after seven years.
6. File a complaint: Report the collector to the Consumer Financial Protection Bureau if they violate laws and refuse to remove inaccurate information.
7. Consult an attorney: Review your case with a consumer law attorney to determine if the collector broke laws, allowing you to sue for removal and damages.
8. Keep records: Maintain detailed written documentation of your efforts to resolve the disputed collection account.

Ultimately, proactive validation, negotiation, and assertion of your rights can help remove collections from your credit report through persistence and proper documentation.

What Feedback And Comments Do People Leave About 484-628-1000?

People often leave feedback and comments about the phone number 484-628-1000, associating it with Tower Health Business Office. Users report positive experiences, indicating that it is a legitimate call for billing purposes. The voicemail message is related to a due payment and includes a reference number for callers to use when calling back. Reports from YouMail show that the number is a valid call from Tower Health for payment due and has a good user reputation. This indicates that the number is connected to a legitimate business and is used for billing purposes. Overall, the phone number 484-628-1000 is linked to Tower Health Business Office and is used for billing, with users mostly providing positive feedback and comments, suggesting it is a valid call from Tower Health for payment due.