504-273-6343

What Company Is Calling Me From 504-273-6343? Are They A Scam And Why Are They Calling Me?

The phone number 504-273-6343 is from the Kenner area in Louisiana, USA. There is no specific company associated with this number. Users have reported multiple calls with background noise and hang-ups. The Robokiller app identifies it as a potential scam number with negative user reputation and allowed Robokiller status. Be cautious when receiving calls from unknown numbers and report any suspicious calls to the appropriate authorities.

Ultimately, it is crucial to remain vigilant and cautious when receiving calls from unknown numbers, as they may be scams or unwanted solicitations. To protect yourself, consider blocking the number through your phone carrier or using call blocking apps. Additionally, you can send a cease and desist letter demanding no further calls, and consult a non-profit credit counselor or attorney to address the underlying debt and protect your rights. Monitor voicemail messages from identified collectors to stay informed about your debts, and remember that the Fair Debt Collection Practices Act (FDCPA) is in place to protect consumers from abusive debt collection practices.

How Can I Block Or Stop Calls From 504-273-6343?

If you’re receiving calls from the unknown number 504-273-6343, first identify if it’s a debt collector by letting the calls go to voicemail and checking for messages. If it’s a debt collector, contact your phone carrier to block the number permanently or use call blocking apps like Nomorobo or Hiya. For smartphones, set contacts not in your address book to go straight to voicemail or be blocked.

Once the number is blocked, formally request no further contact by sending a cease and desist letter via certified mail, demanding no further calls. Check if your state has laws beyond the FDCPA that require written notice before collection calls. Send a cease and desist letter invoking those rights and keep detailed records of all calls to demonstrate a pattern of harassment.

While blocking calls doesn’t eliminate any legitimate debts owed, taking proactive steps can stop harassment and help address any outstanding debts.

Is 504-273-6343 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers from unfair debt collection practices. If you’re receiving calls from 504-273-6343, document the details of each call to determine if it’s violating the FDCPA. Note the date, time, frequency, phone number, and any abusive language used. If you believe the calls are in violation, take action by revoking consent for calls outside normal hours, requesting no contact at work, and sending a cease and desist letter. You can also verbally request the calls to stop during conversations.

If harassing calls continue, report the violations to the Consumer Financial Protection Bureau and consider consulting a consumer protection attorney. Contact your state Attorney General’s office for guidance, and ask a credit counselor for advice on addressing the debt without further collection calls. Remember, debt collectors must adhere to the FDCPA to protect your rights as a consumer.

If 504-273-6343 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 504-273-6343 and suspect it’s a debt collector, the first step is to validate the debt. Request written validation of the debt by sending a debt validation letter to the collector. According to the Fair Debt Collection Practices Act (FDCPA), they are obligated to provide this information.

Next, carefully review the validation to ensure the details are accurate. Verify your personal information, the creditor’s name, account number, and amount owed. If there are any discrepancies or unrecognized information, dispute it in writing and request removal from your credit report.

Once the debt is validated, consider the following options:

1. Negotiate a reasonable lump-sum settlement or payment installment plan before sending any payment.
2. Offer a partial payment of 30-50% of the balance if affordable, and request deletion from your credit report in exchange.
3. Assert your rights under the FDCPA if the collector violates regulations during collection.
4. Consult a non-profit credit counseling agency for guidance on debt resolution.
5. Seek legal advice from an attorney to explore bankruptcy or legal action against the collector.
6. Maintain detailed records of all correspondence and calls for potential complaints.
7. Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines.

Always remember to be proactive when dealing with debt collectors and never ignore their calls. Confirm the debt’s validity, exercise your consumer rights under the FDCPA, and seek professional help to ensure a fair outcome.

Can 504-273-6343 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 504-273-6343 is a debt collector, they have the legal right to sue you to recover the debt. If they win the lawsuit, they can garnish your wages or bank accounts. To avoid legal action, negotiate a payment plan that fits your budget, assert your inability to pay and request they stop contacting you, seek guidance from a non-profit credit counselor, or hire a consumer law attorney. Keep records of all communication and efforts to resolve the debt.

Before settling the debt, make sure the proposed payment plan is affordable based on your budget. Get any settlement terms or agreements in writing before making payments. Remember, a debt collector can still sue if you fail to meet the settlement terms. Settling might be a good option to avoid legal action, but don’t agree to payments you can’t maintain. Consult professionals to help you understand your options and rights.

If 504-273-6343 Is A Collection Company, How Can I Remove It From My Credit Report?

If 504-273-6343 is a collection company, you can remove it from your credit report by first validating if the debt is legitimate. Request written confirmation from the collection agency and review it carefully for accuracy. If any information is incorrect, dispute the debt in writing.

If the debt is valid, consider negotiating a pay-for-delete agreement, offering a good faith partial settlement payment, or hiring a credit repair service to dispute the debt on your behalf. Alternatively, wait for the 7-year credit reporting time limit to pass, or file a complaint with the Consumer Financial Protection Bureau if the collector violates laws.

Lastly, consult a consumer law attorney to review if the collector broke any laws, enabling you to sue for removal and damages. Keep detailed records of your efforts to resolve the disputed collection account. By proactively validating debts, negotiating with collectors, and asserting your rights, you can potentially remove collections from your credit report through persistence and proper documentation.

What Feedback And Comments Do People Leave About 504-273-6343?

People often leave feedback and comments about 504-273-6343, indicating that this number is associated with spam and scam calls. Users report receiving multiple calls with no response, automatic disconnection, or full voicemail boxes. Some users have also experienced explicit language. Although the number is a regular landline in Kenner, Louisiana, the company affiliation remains unidentified. Robokiller, a spam call blocking service, lists this number as a potential scam with a negative user reputation and allows robokiller status.

It is crucial to exercise caution when receiving calls from unknown numbers and report suspicious calls to the authorities. To identify if the unknown number is a debt collector, let the call go to voicemail and check the messages. If the number continues to call, consider blocking it through your phone carrier or call blocking apps. Additionally, sending a cease and desist letter demanding no further calls and invoking state laws can be helpful.

For further assistance, consult a non-profit credit counselor or attorney to address the underlying debt and protect your rights. Keep monitoring voicemail messages from identified collectors to stay informed about your debts. Remember, the Fair Debt Collection Practices Act (FDCPA) protects consumers from abusive debt collection practices.