508-407-9796

What Company Is Calling Me From 508-407-9796? Are They A Scam And Why Are They Calling Me?

The phone number 508-407-9796 is owned by One Communications and is located in Auburn, Massachusetts. It is not a scam or telemarketing number. The company associated with the call, Sync.ME, is a call and contact management app. The call may be related to app usage or a potential debt. If you have concerns about the call, you can block the number or report it to the Federal Trade Commission. To determine if it’s a debt collector, assert your rights under the Fair Debt Collection Practices Act (FDCPA). If the debt is valid, consider negotiating a settlement or consulting an attorney. You can also dispute any inaccuracies on your credit report to remove the debt. Seek reviews and feedback on Sync.me for further context.

How Can I Block Or Stop Calls From 508-407-9796?

To block or stop calls from 508-407-9796, consider the following steps: first, let unknown calls go to voicemail. Second, contact your phone carrier to block the number or use call blocking apps like Nomorobo or Hiya. Third, set contacts not in your address book to go straight to voicemail or be blocked on your smartphone. Fourth, send a cease and desist letter via certified mail, demanding no further calls and invoking state laws beyond the FDCPA if applicable. Fifth, keep detailed records of calls to demonstrate a pattern of harassment if considering legal action. Sixth, consult a non-profit credit counselor to help negotiate resolution of any outstanding debts. Seventh, consider speaking to a consumer protection attorney regarding your rights and potential lawsuits if the collector violates regulations. Keep in mind that blocking calls does not eliminate any legitimate debts owed, but taking proactive steps can stop harassment while addressing any outstanding debts.

Is 508-407-9796 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you are receiving calls from the number 508-407-9796, it is essential to understand your rights under the Fair Debt Collection Practices Act (FDCPA). The FDCPA is a federal law that protects consumers from abusive, deceptive, and unfair debt collection practices.

To determine if the calls are violating the FDCPA, document the details of each call, such as the date, time, frequency, and content. Keep track of any abusive or threatening language used by the caller. If the calls are outside of the allowed hours (8 am – 9 pm), you can revoke any prior consent given for those times. If the calls are affecting your work, you can request that they cease contacting you at your workplace.

If you believe the calls are violating the FDCPA, you can send a cease and desist letter via certified mail, requesting no further contact. Additionally, report the violations to the Consumer Financial Protection Bureau, consult with a consumer protection attorney, or contact your state Attorney General’s office for guidance.

Remember, adhering to the FDCPA is crucial for collectors contacting you. Keep detailed records and assert your rights to prevent further harassment from debt collectors.

If 508-407-9796 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 508-407-9796 is a debt collector, the first step is to validate the debt by requesting written validation from the collector. This is legally required under the Fair Debt Collection Practices Act (FDCPA). Carefully review the validation for accuracy, disputing any incorrect or unrecognized information in writing and requesting removal from your credit report.

Once validated, consider negotiating a settlement or payment plan in writing before making any payment. Offer a partial payment of 30-50% if affordable and request deletion from your credit report in exchange. Assert your rights under the FDCPA if the collector violates regulations. Consult a non-profit credit counseling agency for guidance on debt resolution or contact an attorney to explore bankruptcy or legal action against the collector.

Keep detailed records of all correspondence and calls for potential complaints. Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines. Always confirm if the debt is valid and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 508-407-9796 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 508-407-9796 is a debt collector, they have the legal right to sue you for the outstanding debt and garnish your wages if they obtain a court judgment. To avoid legal action, consider negotiating an affordable payment plan, asserting your inability to pay, seeking guidance from a non-profit credit counselor, or hiring a consumer law attorney. Bankruptcy may also be an option if debts are overwhelming.

Before settling with the debt collector, ensure the proposed payment plan is realistic based on your budget, get any settlement terms or agreements in writing, and be aware that a collector can still sue if you default on a settlement. Settling for a lump sum that you can’t afford may cause more long-term financial harm. Seek assistance to understand your options and rights before making any decisions.

If 508-407-9796 Is A Collection Company, How Can I Remove It From My Credit Report?

First, determine if the calls from 508-407-9796 are from a debt collection company. If they are, check the debt’s legitimacy by requesting written confirmation. Ensure the debt details are accurate and, if not, dispute it in writing according to the Fair Credit Reporting Act.

If the debt is valid, try negotiating a pay-for-delete agreement, offering a partial settlement payment with deletion, or hiring a credit repair service to dispute the debt. Another option is to wait for the 7-year credit reporting limit for the collection to fall off, file a complaint with the Consumer Financial Protection Bureau, or consult a consumer law attorney.

Remember, it’s essential to validate the debt first and then take action to remove it from your credit report. Being proactive and assertive can help you achieve this goal.

What Feedback And Comments Do People Leave About 508-407-9796?

People often leave comments about phone numbers they receive calls from, but there’s no specific feedback available for 508-407-9796. This number might be associated with Sync.me, a call and contact management app. If you’re worried about the call, you can block the number or report it to the FTC. Determine if it’s a debt collector and use your rights under the FDCPA. You can validate the debt, negotiate a settlement, or consult an attorney for help. Also, you can remove the debt from your credit report by disputing inaccuracies. To learn more about Sync.me, read reviews from other users.